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HDFC limit enhancement issue

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MkSaini

MkSaini

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I wanted to increase the limit of my HDFC credit card, so I went to the HDFC branch with the credit card form and they said ITR return file for 3 years is required and I live near a metro city, They said that the minimum is 10 lakhs ITR required for limit increase and I have ITR filed for Rs. 6.30 lakh.
Currently i have 90k limit and 2 years IT return
So what should i do ?
Guys please help me
 
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MkSaini said:
I wanted to increase the limit of my HDFC credit card, so I went to the HDFC branch with the credit card form and they said ITR return file for 3 years is required and I live near a metro city, They said that the minimum is 10 lakhs ITR required for limit increase and I have ITR filed for Rs. 6.30 lakh.
Currently i have 90k limit and 2 years IT return
So what should i do ?
Guys please help me
Click to expand...
I want limit enhancement for millennia credit card
That card require 1.5 lakh limit
 
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MkSaini said:
I wanted to increase the limit of my HDFC credit card, so I went to the HDFC branch with the credit card form and they said ITR return file for 3 years is required and I live near a metro city, They said that the minimum is 10 lakhs ITR required for limit increase and I have ITR filed for Rs. 6.30 lakh.
Currently i have 90k limit and 2 years IT return
So what should i do ?
Guys please help me
Click to expand...
They are giving you wrong info.

Fill up le form, scan it & mail it to cc. Most probably they will ask you to send to Chennai office.
Also complain against branch people for giving wrong info. Leverage it to get past lengthy process of sending doc to them waiting for reply.

Though 1.5L cl for 6.6L itr is pretty difficult. Millenia is possible at 1L also. Anything <1L foe millenia upgrade is pretty rare .
 
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sidp said:
They are giving you wrong info.

Fill up le form, scan it & mail it to cc. Most probably they will ask you to send to Chennai office.
Also complain against branch people for giving wrong info. Leverage it to get past lengthy process of sending doc to them waiting for reply.

Though 1.5L cl for 6.6L itr is pretty difficult. Millenia is possible at 1L also. Anything <1L foe millenia upgrade is pretty rare .
Click to expand...
Thanks bro 🙂
 
Upvote 0 Downvote
sidp said:
They are giving you wrong info.

Fill up le form, scan it & mail it to cc. Most probably they will ask you to send to Chennai office.
Also complain against branch people for giving wrong info. Leverage it to get past lengthy process of sending doc to them waiting for reply.

Though 1.5L cl for 6.6L itr is pretty difficult. Millenia is possible at 1L also. Anything <1L foe millenia upgrade is pretty rare .
Click to expand...
Ok bro thanks for reply
sidp said:
They are giving you wrong info.

Fill up le form, scan it & mail it to cc. Most probably they will ask you to send to Chennai office.
Also complain against branch people for giving wrong info. Leverage it to get past lengthy process of sending doc to them waiting for reply.

Though 1.5L cl for 6.6L itr is pretty difficult. Millenia is possible at 1L also. Anything <1L foe millenia upgrade is pretty rare
Click to expand...
 
Upvote 0 Downvote
sidp said:
They are giving you wrong info.

Fill up le form, scan it & mail it to cc. Most probably they will ask you to send to Chennai office.
Also complain against branch people for giving wrong info. Leverage it to get past lengthy process of sending doc to them waiting for reply.

Though 1.5L cl for 6.6L itr is pretty difficult. Millenia is possible at 1L also. Anything <1L foe millenia upgrade is pretty rare .
Click to expand...
Not difficult if you put enough years, eg. even if your salary stays same then also hdfc gives around 5-10% le for healthy users.
 
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MkSaini said:
I want limit enhancement for millennia credit card
That card require 1.5 lakh limit
Click to expand...
Guys sending tons of email they finally respond
I told them for limit enhancement 90 to 1.5 lakh
And upgrade my paytm hdfc to millennia but they told we offer you 45000 limit enhancement and can't upgrade card
So i was thinking to take pixel card but iam eligible for that also, should i wait few months for millennia?
Iam thinking i will request to money back aur other cards better then paytm hdfc this is useless card
Please reply
Thanks in advance
 
Upvote 0 Downvote
MkSaini said:
I wanted to increase the limit of my HDFC credit card, so I went to the HDFC branch with the credit card form and they said ITR return file for 3 years is required and I live near a metro city, They said that the minimum is 10 lakhs ITR required for limit increase and I have ITR filed for Rs. 6.30 lakh.
Currently i have 90k limit and 2 years IT return
So what should i do ?
Guys please help me
Click to expand...
Now a days everyone sends email to increase limit & card upgrade so now they rarely accept request.

Follow my way

Download their card upgrade & limit enhancement form, fill it and send it to HDFC Chennai address with 2 year ITR, salary slip.

If all goes well your card & limit will upgrade in 15 working days after they receive on their desk.
Note :A confirm CIBIL enquiry would be done and your card must be older than 6 months(10 would better)
 
Last edited:
Upvote 0 Downvote
s1t2y3a3m6 said:
Now a days everyone sends email to increase limit & card upgrade so now they rarely accept request.

Follow my way

Download their card upgrade & limit enhancement form, fill it and send it to HDFC Chennai address with 2 year ITR, salary slip.

If all goes well your card & limit will upgrade in 15 working days after they receive on their desk.
Note :A confirm CIBIL enquiry would be done and your card must be older than 6 months(10 would better)
Click to expand...
Can u plz share the form, thanks
 
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MkSaini said:
Guys sending tons of email they finally respond
I told them for limit enhancement 90 to 1.5 lakh
And upgrade my paytm hdfc to millennia but they told we offer you 45000 limit enhancement and can't upgrade card
So i was thinking to take pixel card but iam eligible for that also, should i wait few months for millennia?
Iam thinking i will request to money back aur other cards better then paytm hdfc this is useless card
Please reply
Thanks in advance
Click to expand...
Without documents they are increasing limit yours..
 
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