HDFC Limit Enhancement - Nov 23

[Tr7]

Just Received an email for Limit Enhancement for my HDFC Millennia.From 3.4 L to 4.4L 🙂
Check yours too.

 

[varun__goel_]

Damn bro. Why are you keeping it then? Close it asap.

Bcoz only have amex other than that🥲.

 

[D₹V]

Update : Got second LE just next day after first LE, now it's 4.1L 🥳🥳

 

[Shubham Yadav]

View attachment 35633

Bro tere pass millaaa LTF h na tu toh chill mar na

Trash back walo ko rone de

Freedom wale toh pehee hi rona dona macha raha h ek do decade se

 

[A Little Extra is Good]

Where to check if we have a LE offer?

 

[Shubham Yadav]

Where to check if we have a LE offer?

In Netbanking .....

 

[NShah]

Where to check if we have a LE offer?

In Netbanking or mobile app or you will recieve sms/email
Check through this site

https://applyonline.hdfcbank.com/credit-cards/credit-card-limit-enhancement-form.html#nbb

 

[D₹V]

Bro tere pass millaaa LTF h na tu toh chill mar na

Trash back walo ko rone de

Freedom wale toh pehee hi rona dona macha raha h ek do decade se

Main nahi jal raha but others can relate.

Humour tha vai 🤣🤠.

 

[A Little Extra is Good]

In Netbanking or mobile app or you will recieve sms/email
Check through this site

https://applyonline.hdfcbank.com/credit-cards/credit-card-limit-enhancement-form.html#nbb

Thanks...it says already at max limit!

 

[That_average_guy]

I saw a pop up in hdfc netbanking app which said "check your new limit on your card"(something like that). When I clicked on it and entered mobile, last 4 digits of card number and otp, it said "request could not be processed. please try again later". I didn't see that pop up again. I haven't received mail/sms for the LE. I really don't know what that was. Is it a glitch?

 

[Pankhuri]

Use HDFC card normally (under 30%) for 3-4 months and then suddenly use 2-3x (depending upon how much LE you expect) of your limit in one cycle by repaying & reusing.

Wouldn't using above the limit lead to overlimit fees even if you are repaying before reusing? I was charged overlimit fees for doing this last month. I didn't contest that thinking it might be because of that but if that's not the case then I would love to get my 500 back.

 

[D₹V]

Wouldn't using above the limit lead to overlimit fees even if you are repaying before reusing? I was charged overlimit fees for doing this last month. I didn't contest that thinking it might be because of that but if that's not the case then I would love to get my 500 back.

Lol... You should know how overlimit fees gets charged first.

Reference: https://www.technofino.in/community/threads/help-regarding-idfc-over-limit-fee.19700/post-427079

Example for above post:
Let's assume you have 50k limit, you used 49k & want to use 40k more. Do the 40k or above payment to credit card. Let the 49k & 40k transaction settle (most 3 days).

Once settled, you can do the 40k worth transaction again at any merchant.

Key here is: At any point of time, your pending outstanding amount shouldn't go above your limit. This is where people confuses.

Hope you understood.

 

[D₹V]

Another reason to cry 😢😭:


CC: @Chaitanya-a @4uziaul @S S V @pprakash11 @paresh22 @VISHESH_BANSAL & @0xfallup

 

[D₹V]

TBH, HDFC has gone mad now 😂 with LEs

Giving LE to anyone, most people received LE this time.

Only few my friends didn't get it 🫥.

 

[varun__goel_]

I saw a pop up in hdfc netbanking app which said "check your new limit on your card"(something like that). When I clicked on it and entered mobile, last 4 digits of card number and otp, it said "request could not be processed. please try again later". I didn't see that pop up again. I haven't received mail/sms for the LE. I really don't know what that was. Is it a glitch?

Arrey go to mb or nb, in cards sections there is option to increase it. No need of that banner

 

[sm9811911]

TBH, HDFC has gone mad now 😂 with LEs

Giving LE to anyone, most people received LE this time.

Only few my friends didn't get it 🫥.

Add 1 to the list of your friends who did not receive.

 

[panu24]

Arrey go to mb or nb, in cards sections there is option to increase it. No need of that banner

Cibil hit hota hai?

 

[NShah]

Cibil hit hota hai?

N o o

 

[deep@vie]

Add 1 to the list of your friends who did not receive.

Haha I'm in

 

[SpiesCan'tCatchMe]

I saw a pop up in hdfc netbanking app which said "check your new limit on your card"(something like that). When I clicked on it and entered mobile, last 4 digits of card number and otp, it said "request could not be processed. please try again later". I didn't see that pop up again. I haven't received mail/sms for the LE. I really don't know what that was. Is it a glitch?

This happened with me too 😤

 

[Ranger]

I saw a pop up in hdfc netbanking app which said "check your new limit on your card"(something like that). When I clicked on it and entered mobile, last 4 digits of card number and otp, it said "request could not be processed. please try again later". I didn't see that pop up again. I haven't received mail/sms for the LE. I really don't know what that was. Is it a glitch?

Yes, I got the pop up too, but when I checked, it said that i already have maximum limit or something 😑.