HDFC Regalia/Millennia/Regalia First Lounge Access Update

[bhavyegoel]

Important update on Lounge Access via HDFC Credit Cards from December 1st, 2023.
HDFC Regalia First

1. Effective December 1st, 2023, Complimentary lounge access at lounges within and outside India can no longer be availed on Regalia First Card.

HDFC Millennia

1. To Access Domestic Lounges you need to spend Rs 1 lac in a quarter.
2. The number of domestic lounge visits on HDFC Millennia reduced to 1 from 2 per quarter

HDFC Regalia

1. To Access Domestic Lounges you need to spend Rs 1 lac in a quarter.
2. No condition is applicable for International Lounge access using PP issued with HDFC Regalia

HDFC Regalia Gold

1. No changes were made.

Looks like another attempt by HDFC Bank to pocket annual fees by making people upgrade to Regalia Gold who are holding LTF HDFC Regalia and HDFC Millennia.

 

[Akashn]

People who are kinda upset or salty, i just have a question for you. If you think any card with less than 3k fees is a premium card and should be entitled to multiple lounge accesses per quarter and other fancy features like BOGO 200-300 once/twice a month then you're being unrealistic

Higher fees should make the card feel more premium and not make the cardholder feel that they have wasted money when compared to a Millenia or Cashback card

People on TF and other such forum will find some other way

 

[CARDBITRAGE]

Yeah, for some. But people just don't have only one card with them in this era. Even if per card threshold is set to ₹20k, there would be a significant declutter at lounges, is what I believe. But this requires all card issuers to implement this.

Lounge Access should be a lifestyle benefit and I appreciate HDFC for implementing that, but ₹1L is an overkill. It should have been ₹50-75k I think.

Or they should increase the maximum cashback to ₹1500 on Millennia per statement cycle. This current combination just doesn't make any sense.

Yes. 1L/Quarter seems like a big leap from the rest but look at the competition. SBI Cashback has lost that benefit altogether. I'm surprised they're offering this benefit for a card with a fee of Rs.1000/annum. Also, when the annual fee waiver is itself set at 1L/year. Essentially, it is like offering lounge access on an LTF card.

 

[sarainfo12]

Millennia - Devaluation coming soon

Hi all , We all aware of HDFC updated the lounge access list to DCP card but not in millennia card. As per HDFC , DCP is an upgrade for millennia card ( but in reality that's not true ) . But when we looked on the lounge list DCP have less ( they updated few months back) but millennia have more...

www.technofino.in

They changed the way instead of removing it completely.
1L is too much .

 

[Slayer]

People on TF and other such forum will find some other way

For others saving those said minutes would be more valuable than productive and economical while paying 1000 for lounge access instead of trying to get it for free

 

[sxchzy]

It would still be the same because a lot of people won't be knowing about said changes atleast in the first few months or so

for the first few months people would outright swipe and when they start seeing a lounge usage fee thats when they will read the tncs and stop using or start spending more
both is a win for hdfc

 

[sxchzy]

People who are kinda upset or salty, i just have a question for you. If you think any card with less than 3k fees is a premium card and should be entitled to multiple lounge accesses per quarter and other fancy features like BOGO 200-300 once/twice a month then you're being unrealistic

Higher fees should make the card feel more premium and not make the cardholder feel that they have wasted money when compared to a Millenia or Cashback card

even sapphiro shoulndt be called a premium card becuase it is given LTF as peanuts and it also has had a spend based lounge usage since a long time

 

[knight]

Now i can officially rest my millenia in the drawer.

 

[Enthusiast]

HDFC is offering paid upgrade to the metal DCB. And since mainly those who have plastic LTF would be hesitant in taking the paid upgrade, they will definitely bring it

Removal and decreasing the lounge visits or any other benefit devaluation is wrong from bank side....

They should always attach some spend criteria to avail those benefits..

 

[sxchzy]

Removal and decreasing the lounge visits or any other benefit devaluation is wrong from bank side....

They should always attach some spend criteria to avail those benefits..

why?
a card which has a USP of cashback why should it have a lounge access attached to it?
the bank can always provide a travel cc or a premium cc to him based on his credit profile and relation.

 

[sxchzy]

Banks have made people addicted to free lounge access just like ambani did via jio
now people expect free lounge access on a 1k cc as well.

 

[sarainfo12]

Millennia - Devaluation coming soon

Hi all , We all aware of HDFC updated the lounge access list to DCP card but not in millennia card. As per HDFC , DCP is an upgrade for millennia card ( but in reality that's not true ) . But when we looked on the lounge list DCP have less ( they updated few months back) but millennia have more...

www.technofino.in

They changed the way instead of removing it completely.
1L is too much .

Since this new devaluation will be implemented from dec 23 , currently millennia don't have lounge access right since they removed it from Oct 1st ?

 

[Enthusiast]

why?
a card which has a USP of cashback why should it have a lounge access attached to it?
the bank can always provide a travel cc or a premium cc to him based on his credit profile and relation.

When we apply for a card, we will go through a lot of details and sometimes lot of following up and everything...only because of the benefits it offer... Once they started a card with such benefits, they should not remove them, only spend criteria is a right way to go... give & take policy (Barter)...

Either Lifestyle or cashback or any such card...

 

[shubham393]

So, for aam aadmi, this expenditure requirement in previous quarter or calendar month is basically asking the card owner to book flights using the cards on which they can get longer access. But 1 lac limit is too much on HDFC CC.

What's next? Limit on DCB plastic, spend 5lac in previous quarter to get lounge access?

 

[NShah]

Since this new devaluation will be implemented from dec 23 , currently millennia don't have lounge access right since they removed it from Oct 1st ?

You have to spend 1L previous quater to avail lounge access

 

[knight]

Dreamfolks still shows 2 accesses for millenia. So i guess you can use it till Nov.

 

[shutapdiya]

Just wondering IF HDFC changed this spend based Lounge access to only PAID card lounge access (No Lounge access for LTF Card Holders)

Kis tarah ka BAWAL hoga is thread me

 

[nitrogenSingh]

Just wondering IF HDFC changed this spend based Lounge access to only PAID card lounge access (No Lounge access for LTF Card Holders)

Kis tarah ka BAWAL hoga is thread me

They actually want to move people from LTF to paid cards.
Surprisingly, until today, i was getting a upgrade from regalia to millenia, now getting upgrade to regalia gold.

 

[sxchzy]

Dreamfolks still shows 2 accesses for millenia. So i guess you can use it till Nov.

dreamfolks will show 2 access for idfc select as well
but if you havent reached the 5k milestone
then you will end up being charged by idfc for lounge access usgae

 

[sxchzy]

When we apply for a card, we will go through a lot of details and sometimes lot of following up and everything...only because of the benefits it offer... Once they started a card with such benefits, they should not remove them, only spend criteria is a right way to go... give & take policy (Barter)...

Either Lifestyle or cashback or any such card...

only 5-10% poeple go through and forth
otherwise the rest when hearing the benfits they just take up the card and dont spend anything and only use it for lounge access
so according to your analogy this is give and take
you give us 1L worth of spends and take lounge access
earlier it was only one sided

 

[shutapdiya]

They actually want to move people from LTF to paid cards.
Surprisingly, until today, i was getting a upgrade from regalia to millenia, now getting upgrade to regalia gold.

Welcome to Paid Regalia Gold upgrade club