HDFC RUPAY UPI CREDIT CARD

[varun__goel_]

Hey, anyone who is looking for HDFC Tata Neu Rupay Credit Card for UPI purpose. There's another option. HDFC has started providing HDFC Rupay UPI Credit Card to it's existing credit card customer. Check it via MyCards portal. Annual fees of just Rs.250+gst, waived of on spends of Rs.25000 only. Check if you have got the same offer in MyCards portal or not.

 

[coolanshu1000]

1.5% on tata neu and 1% on HDFC irctc .. Most of the UPI payments are covered..Minimum transaction amount 100

I was asking for HDFC UPI Card.. that virtual only card...

 

[PavvanPavvan is verified member.]

I was asking for HDFC UPI Card.. that virtual only card...

Deleted sorry 😛

 

[sandz]

Can we link Rupay credit card upi on phone without the linked mobile number? I want to setup credit card upi on my secondary phone and was wondering if it would be possible before going with rupay credit card.

 

[thunderbolt]

Does Applying for hdfc rupay virtual cc
1. make a cibil enquiry ?
2. Create a new loan account in cibil ?

 

[Anil_SinghAnil_Singh is verified member.]

Anyone using HDFC UPI card.. Can you tell what are the reward points you are practically getting?

Every 100 - 1RP

 

[thunderbolt]

Every 100 - 1RP

What's the RP redemption options & value of 1 RP ?

 

[Anil_SinghAnil_Singh is verified member.]

Can we link Rupay credit card upi on phone without the linked mobile number? I want to setup credit card upi on my secondary phone and was wondering if it would be possible before going with rupay credit card.

Not possible.

 

[Anil_SinghAnil_Singh is verified member.]

Does Applying for hdfc rupay virtual cc
1. make a cibil enquiry ?
2. Create a new loan account in cibil ?

If its a floater card then no CIBIL hit.

 

[Anil_SinghAnil_Singh is verified member.]

What's the RP redemption options & value of 1 RP ?

1 RP = 0.25, redeemable on smartbuy portal for flights & hotels; buy products, statement credit, airmiles via netbanking.

 

[Anil_SinghAnil_Singh is verified member.]

What's the RP redemption options & value of 1 RP ?

 

[thunderbolt]

1 RP = 0.25, redeemable on smartbuy portal for flights & hotels; buy products, statement credit, airmiles via netbanking.

Thanks

 

[Anil_SinghAnil_Singh is verified member.]

View attachment 19482

Best option is to scan & pay using Payzapp for 0.75 cashback per 100.

 

[coolanshu1000]

Best option is to scan & pay using Payzapp for 0.75 cashback per 100.

How it can be different for payzapp and other qr like phonepe etc?

 

[Anil_SinghAnil_Singh is verified member.]

How it can be different for payzapp and other qr like phonepe etc?

Payzapp gives 3%. So 0.75 per 100. You need to use hdfc upi rupay cc in payzapp to scan and pay any other merchant qr.

 

[coolanshu1000]

Payzapp gives 3%. So 0.75 per 100. You need to use hdfc upi rupay cc in payzapp to scan and pay any other merchant qr.

Are you sure? Have you tried on any merchant and have got rp?
I am asking because if that is the case then MCC should not matter and we would be getting 3% rp everywhere from fuel to utilities etc.

 

[Anil_SinghAnil_Singh is verified member.]

Are you sure? Have you tried on any merchant and have got rp?
I am asking because if that is the case then MCC should not matter and we would be getting 3% rp everywhere from fuel to utilities etc.

Processing time for HDFC UPI Credit Card generation - Instant or Delayed

We need last 4 digits of credit card for it to add in hdfc my cards app we already know last 2 digits then the first 2 digits will be between 00 to 99(eg ××34 is last 4 digits of cc then xx can only range from 00 to 99) (100 numbers includes 00) I know that bro.. You need combination of expiry...

www.technofino.in

 

[RkrRkr is verified member.]

Does Applying for hdfc rupay virtual cc
1. make a cibil enquiry ?
2. Create a new loan account in cibil ?

In my opinion ,this card is given to select set customers on limit sharing basis as of now,Means its preapproved already.So No cibil inquiry.
Coming to 2nd question...Yes a seperate credit card account will be there in you Credit report for this card.

 

[fin_avid]

Does Applying for hdfc rupay virtual cc
1. make a cibil enquiry ?
2. Create a new loan account in cibil ?

i applied for this card n got 2 cibil enquries in 2 days .. but i am jus a credit card holder i dont hold any bank account with them..
as for new account in CIBIL it hasnt been created yet for me.. my card s jus 20 days old. maybe i may find tat in next month CIBIL statement.

 

[Anil_SinghAnil_Singh is verified member.]

i applied for this card n got 2 cibil enquries in 2 days .. but i am jus a credit card holder i dont hold any bank account with them..
as for new account in CIBIL it hasnt been created yet for me.. my card s jus 20 days old. maybe i may find tat in next month CIBIL statement.

My rupay upi card already reflects in CRIF, not in CIBIL. Strange.

 

[BeingIncogBeingIncog is verified member.]

My rupay upi card already reflects in CRIF, not in CIBIL. Strange.

duration between applying and score refresh?