HDFC savings Max Account Query

[satish0987]

Hi friends,

I recently opened regular savings account in HDFC bank on Oct 15,2022 and got Millinea debit card with 590₹ charges

Now i wanted to apply for savings max account which gets free debit card

So will I get my debit card charges reversed to account if i change debit card to platinum or any free debit card under savings max account

Anyone knows any idea. Thanks

 

[kkk]

+1

 

[gabu]

It won't be reversed automatically on account conversion however you may get it reversed from CC as one time gesture.

 

[NOOBY]

Hi friends,

I recently opened regular savings account in HDFC bank on Oct 15,2022 and got Millinea debit card with 590₹ charges

Now i wanted to apply for savings max account which gets free debit card

So will I get my debit card charges reversed to account if i change debit card to platinum or any free debit card under savings max account

Anyone knows any idea. Thanks

savingsmax account will give you Easyshop platinum dc, so you will need to request new dc

if you use millennia with savingmax, you might incur dc charges as only a specific platinum dc is made free for the said account type

check with cc once if you will be charged for keeping millennia or not... and also share what they say here

 

[TheTrickySid]

savingsmax account will give you Easyshop platinum dc, so you will need to request new dc

if you use millennia with savingmax, you might incur dc charges as only a specific platinum dc is made free for the said account type

check with cc once if you will be charged for keeping millennia or not... and also share what they say here

All dc are free for savings max account

 

[NOOBY]

All dc are free for savings max account

didn't knew about this (hope someone has confirmed with the bank/cc)...

thanks for the info!

 

[Patil007]

All dc are free for savings max account

Yes. Take Platinum it is free + 1% cashback on utility bill payments including credit card bill payment via HDFC bill pay option upto Rs. 750/month i.e. 75K bills.

 

[TheTrickySid]

didn't knew about this (hope someone has confirmed with the bank/cc)...

thanks for the info!

https://www.hdfcbank.com/personal/save/accounts/savings-accounts/savings-max-account/fees-and-charges

 

[Lakshya Mahani]

View attachment 7926

https://www.hdfcbank.com/personal/save/accounts/savings-accounts/savings-max-account/fees-and-charges

As per this page, Secondary holder is eligible for free DC too but they always deny this when i show this page to branch people.

 

[satish0987]

As per this page, Secondary holder is eligible for free DC too but they always deny this when i show this page to branch people.

Only easyshop titanium debit card is free for secondary card holder .Rest all cards are chargeable
U just apply easyshop titanium and complain to customer care if they deduct charges

 

[Lakshya Mahani]

Only easyshop titanium debit card is free for secondary card holder .Rest all cards are chargeable
U just apply easyshop titanium and complain to customer care if they deduct charges

Ohh, that means, if my mother is the secondary account holder, she will also get platinum card LTF with all the card benefits?
Edit- Branch people told me that every card is chargeable for secondary account holder irrespective of the account variant.

 

[NOOBY]

https://www.hdfcbank.com/personal/save/accounts/savings-accounts/savings-max-account/fees-and-charges

I had gone through this page 1-2 year back when opening HDFC account....and also checked again after your message, but Millennia wasn't mentioned in it and so, I thought it would be chargeable

 

[FinoGuy]

I had gone through this page 1-2 year back when opening HDFC account....and also checked again after your message, but Millennia wasn't mentioned in it and so, I thought it would be chargeable

As per my branch manager, millenia is chargeable even in max account. But I know some people with old accounts who hv ltf millenia dc with max account. Maybe it's recent rules that millenia being paid in max account.. Anyways it doesn't make sense to opt lower variant card (with less fees) as free when you're getting higher variant (with more charge) free of cost. Almost 300rs difference between charges of both

 

[NOOBY]

As per my branch manager, millenia is chargeable even in max account. But I know some people with old accounts who hv ltf millenia dc with max account. Maybe it's recent rules that millenia being paid in max account.. Anyways it doesn't make sense to opt lower variant card (with less fees) as free when you're getting higher variant (with more charge) free of cost. Almost 300rs difference between charges of both

That's what I thought....

Also Millennia card is beneficial for those who only have hdfc cc... as they can't get 1% CB via Billpay (and there are better PG for payment of other utilities)

 

[TheTrickySid]

I had gone through this page 1-2 year back when opening HDFC account....and also checked again after your message, but Millennia wasn't mentioned in it and so, I thought it would be chargeable

The rewards card mention in this page is the millennia card itself.

Actually rewards dc was renamed and relaunched as millennia dc few yrs back.
But they'd haven't updated the name here yet.

 

[satish0987]

The rewards card mention in this page is the millennia card itself.

Actually rewards dc was renamed and relaunched as millennia dc few yrs back.
But they'd haven't updated the name here yet.

Good catch
I never heard rewards dc ..They should have updated it as Millinea

 

[satish0987]

Ohh, that means, if my mother is the secondary account holder, she will also get platinum card LTF with all the card benefits?
Edit- Branch people told me that every card is chargeable for secondary account holder irrespective of the account variant.

No it's titanium card only free....see in the image
Only one card is free

 

[Lakshya Mahani]

No it's titanium card only free....see in the image
Only one card is free

Ohh, my bad.

 

[Copycat]

View attachment 7926

https://www.hdfcbank.com/personal/save/accounts/savings-accounts/savings-max-account/fees-and-charges

Does this mean that when the primary holder's EasyShop Platinum is reissued (in a Savings Max account) on expiry of the card it is charged at 200 + taxes? I cannot figure out if that last column applies to the primary or the secondary holder or both

 

[TheTrickySid]

Does this mean that when the primary holder's EasyShop Platinum is reissued (in a Savings Max account) on expiry of the card it is charged at 200 + taxes? I cannot figure out if that last column applies to the primary or the secondary holder or both

No
I guess that charges are if the card gets damaged or stollen and a replacement card is requested.