I'm holding LTF Visa Regalia for quite a while with 4.5 L limit. Recently, I was bit by Rupay bug, and thought of converting the Visa franchise to Rupay. Shot an email to HDFC customer care (escalation.cc@hdfcbank.com), but got this negative reply,
On receipt of your mail we have liased with the concerned department for detailed review, we request you to visit the Mycards and kindly check the banner to request for the UPI virtual card and the same will be reviewed within 10 working days.
Link:-https://mycards.hdfcbank.com/
Alternatively, we can review the card downgrade as Money Back Plus and we can review for the Rupay franchiser with the same limit.
However we wish to inform you that the UPI virtual card is a priced card not a lifetime free card.
Incase if you wish to downgrade the card as Rupay Money Back Plus please revert us to assist you in further.