How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[Shubham Yadav]

Sms charges bhi h kya?
If yes can it be closed
I need this for rupay credit card

y e s

 

[habibmy]

Sms charges bhi h kya?
If yes can it be closed
I need this for rupay credit card

SMS charges hai

 

[AritraSaha]

Sms charges bhi h kya?
If yes can it be closed
I need this for rupay credit card

Yes there is sms charges, now its per sms based..
can turn off by visiting the branch.

 

[xarterx]

Offtopic question:
I have never got any passbook for my sbi account.
I need one passbook to show as address proof etc.
Now the account is heavily used for UPI transactions, so can i just get a passbook wth this month's entry on it?

 

[doraemon]

Offtopic question:
I have never got any passbook for my sbi account.
I need one passbook to show as address proof etc.
Now the account is heavily used for UPI transactions, so can i just get a passbook wth this month's entry on it?

Paasbook is free just visit branch and say issue me a passbook they will give you

 

[xarterx]

Paasbook is free just visit branch and say issue me a passbook they will give you

I know it is free and branch will issue me one.
My question was can they issue passbook with this month's transaction on it Jan'24.
Or do they have to generate since the beginning of account opening

 

[doraemon]

I know it is free and branch will issue me one.
My question was can they issue passbook with this month's transaction on it Jan'24.
Or do they have to generate since the beginning of account opening

Just ask them to issue a passbook
They will handover it without entries
Put that book into kiosk and It'll print from very start
Wait 2-3 days and then visit again they will issue another

I don't think they will issue with latest entries

As my canara account had 12 passbook
Mentioning each entries
I dropped the idea of updating further 😆

 

[habibmy]

I know it is free and branch will issue me one.
My question was can they issue passbook with this month's transaction on it Jan'24.
Or do they have to generate since the beginning of account opening

Yes they can issue passbook printing latest transaction only.

 

[doraemon]

I have following accounts

1) Punjab and sind Bank: for ruplat
Charges 177
2) au bank : for rupay platinum
Charges 177
3) indusind indie: 0 fee banking
4) fincare 101 first :
0 fee banking
5) jio payments Bank: for chindi savings
6) kotak 811 :for UPI and cc
7) Bank of Baroda BRO account : for free rupay platinum
8) Indian Bank : no purpose
9) post office savings account : for govt schemes and investments
10) sbi : 0 fee banking and best support
11) Jupiter : no purpose
12) Canara : no purpose



Will surely close Punjab sind, Indian,fincare,Jupiter,canara this year


Need suggestions for other which I should close


Planning to open HDFC digisave this year

 

[cardy]

1)sbi my salary account my primary account
2) hdfc preferred banking second normal account use both debit card 750×2 = RS 1500/- PER MONTH
3) INDUS SALARY ACCOUNT
USE DEBIT SIGNTURE CARD
RS 1000/- PER MONTH
4) RBL TWO Accounts
SIGNTURE AND Pinnacle CARD
1000×2 = 2000/- amazon voucher
5) ubi salary account (rupay select card)
6) idbi salary account (rupay platinum card)
7)icici salary account rubax debit card
8) idfc salary account (platinum card) 1000/- gift vouchers of leading merchants
9) bob normal account
10) bank of India salary account
11)paytm account
12) dcb bank recently account opened
13) axis salary account (rupay card)
recently closed dbs, federal , sarswat bank,
important advice never keep money in one account. Salary account are zero balance

How many job and business you have to take salary in these salary accounts

 

[Nana20]

How many job and business you have to take salary in these salary accounts

I am serviceman and have small side business reap the benefits what bank have to offer

 

[Nana20]

How do you have 8 salary accounts?

When open salary account give supporting documents of service certificate or employer I card

 

[Nana20]

FAKe List.... Nothing Else...

Its legit reap the benefits what bank has to offer

 

[doraemon]

Keep on escalating it to next level and reach RBI. Keep these conversation over email. It will take long time , say 2-3 months for resolution.

I visited branch again today and met bm
Seems he is bs and arrogant
He straightaway denies my request and told you have to pay to make it 0 and then you can close your account...

 

[sm9811911]

As I said, for escalation you need to go via email. Attach a closure form as well on the mail.

I visited branch again today and met bm
Seems he is bs and arrogant
He straightaway denies my request and told you have to pay to make it 0 and then you can close your account...

 

[dfive]

Have HDFC Imperia, salary and savings
Kotak, was forced to open during internship
ICICI opened long back in college

Looking for a good bank account to move salary, savings and maybe investments (mutual funds, index funds) in the future, what do you guys suggest? Won't have much TRV but salary is 5LPM.

 

[sm9811911]

Have HDFC Imperia, salary and savings
Kotak, was forced to open during internship
ICICI opened long back in college

Looking for a good bank account to move salary, savings and maybe investments (mutual funds, index funds) in the future, what do you guys suggest? Won't have much TRV but salary is 5LPM.

Suggest to keep in hdfc. Best overall in my perspective

 

[yobro]

Can anyone provide list of all banks which provides zero balance account without any initial funding?
Along with free LTF debit card? (Physical preferred)

 

[mail2jampa]

How to get Axis Zero balance account ?

GO TO NEAREST AXIS CSP POINT (GOVT) OR NEARBY POINT OR SAHAJ POINT ( MOU 3RD PARTY COLLABORATION BANKA POINTS)

AND TELL THEM TO OPEN AXIS SAHAJ SAVINGS ACCOUNT, WHICH IS ZERO BALANCE AND ALL FEATURES ARE SAME AS THE EAZY SAVINGS ACCOUNT(SBEZY) WHERE WE NEED TO MAINTAIN 10000 MAB URBAN; 5000MAB SEMI URBAN

AXIS SAHAJ AND AXIS EAZY SAVINGS ACCOUNT BOTH FEATURES ARE SAME EXCEPT MAB.
BUT IT WILL BE OPENED ONLY IN ABOVE POINTS NEAR YOU.

PREV IF YOU KNOW THE SCHEME CODE BANK STAFF CAN CONVERT , BUT NOW THEY ONLY PLACE THE REQUEST APPROVAL IS BACK END IN AXIS BANK.

 

[yobro]

U clo

over the time i opened multiple bank accounts & closed many.
1. Sbi Savings account: 1st banck acc before joining college, with 500 MAB
A. Closed after few years because of unnecessary charges
2. Kotak 811: Zero Balance Account.
B. Still using mostly for APY deductions nothing else
3. Federal Bank FEDbook selfie account
C. Closed it after few years because of high debit card charges
4. Paytm Payments Bank/Airtel Payments Bank: opened because of wallet
D. Still using mostly for day to day transactions/Rewards 123 Program Very useful
5. PNB: opened in university coz bank people came to us asked us to open for their new branch
F. Still using it mostly for saving money
6. ICICI: MOSTLY to receive money(everything)
7. Fincare Small finance/equitas/indian post bank/idfc/boi/nsdl jiffy/Axis Bank/Karur Vyshya/DBS/INDIAN: not using effetively so closed
9.Hdfc/UCO/SBM/Indian overseas: TRIED TO open but changed my mind.
8. Want to Open IndusInd Bank in near future.
if

U could have simply used virtual Debit card for fedbook account?
Do they provide virtual Debit Card free?

over the time i opened multiple bank accounts & closed many.
1. Sbi Savings account: 1st banck acc before joining college, with 500 MAB
A. Closed after few years because of unnecessary charges
2. Kotak 811: Zero Balance Account.
B. Still using mostly for APY deductions nothing else
3. Federal Bank FEDbook selfie account
C. Closed it after few years because of high debit card charges
4. Paytm Payments Bank/Airtel Payments Bank: opened because of wallet
D. Still using mostly for day to day transactions/Rewards 123 Program Very useful
5. PNB: opened in university coz bank people came to us asked us to open for their new branch
F. Still using it mostly for saving money
6. ICICI: MOSTLY to receive money(everything)
7. Fincare Small finance/equitas/indian post bank/idfc/boi/nsdl jiffy/Axis Bank/Karur Vyshya/DBS/INDIAN: not using effetively so closed
9.Hdfc/UCO/SBM/Indian overseas: TRIED TO open but changed my mind.
8. Want to Open IndusInd Bank in near future.
if i missed anything i'll edit