You may add Axis Select as well.
It offers 7.5k ER as per my knowledge.
So, here is the ultimate guide for negotiating with Axis Customer support.
1. Call up Burgundy support and say, I am a Magnus cardholder from x months and I am fed up of this useless card.
They will ask you why sir, it is our top selling HNI card, How can you say this?
2. You have to say, I am a victim of misseling, while applying the card, agent assured me various false promises and after using this, I have realised it is waste.
Primarily, there is always a delay in credit of RP's. Whether it's Monthly milestone or Regular ER, I am irritated by this bank's laziness. Look at HDFC, or other banks, they credit within few days generally 2 or3, whereas you guys want to delay as much as possible.
I was also told that this is a metal card, but on receiving I found that it is lighter than a plastic card.
Clearly this is a cheating, and I didn't expect this after paying 10k fees.
Now you tell me, Have I got this card for free, No right?
Then why such poor service.
3. You have to tell them see, I have already spent a good amount on this card, but now I am moving to HDFC.
I can still continue using it, if you can offer me some exceptional benefit that other customers aren't getting.
So, please waive off my annual fee being a premium customer.
They will say it is not possible sir.
You have to tell them, see I am aware of banking rules, kindly check in your system if there is any special offer for me like Reward points or partial waiver.
They will now check and let you know that sir, as a one time gesture we can offer you 10Er if you continue.
Voila! You have completed your job.
Now they will raise an SR, and next day, you will receive the points.
You have to negotiate until they convince, keep on yelling at them to check offer in their system.
Because verbally, sometimes they deny, but when they check in system and it shows a retention bonus, then they can't lie.
This is the crux.
I had availed this offer in first week of May.
You may check this screenshot.
I was already aware of this from few months, just was waiting for the right time to share and then this happened Lol.
https://www.technofino.in/community...ind-credit-card-application.12901/post-218867
In this post, I was referring to this trick only along with few similar ones also.