How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[thanix]

Yes it do accept Diners cards. PFA

By any chance, have you managed to use it? Last time it didn't worked. I switched to Visa and booked tickets. This time the payment page simply keeps loading not going to OTP page

 

[DrHits]

Thank you TF community, I’ve got RG gold to DCB Metal FYF. Sept 2024- got LE from 3.7 to 5Lakhs.
Spent 5Lakhs in last 4 months, asked for an upgrade to grevience team as advised here, within a week the card is delivered. Also applied Add on Card for wife & brother. I Have few doubts
1. spending on add on cards is also considered as annual spendings / Quarterly milestones or only primary card is considered?
2. RP from spending thru add on card is all credited to Primary account?

 

[aniketkr.sharma]

Thank you TF community, I’ve got RG gold to DCB Metal FYF. Sept 2024- got LE from 3.7 to 5Lakhs.
Spent 5Lakhs in last 4 months, asked for an upgrade to grevience team as advised here, within a week the card is delivered. Also applied Add on Card for wife & brother. I Have few doubts
1. spending on add on cards is also considered as annual spendings / Quarterly milestones or only primary card is considered?
2. RP from spending thru add on card is all credited to Primary account?

1. Yes
2. Yes

 

[gg123]

Thank you TF community, I’ve got RG gold to DCB Metal FYF. Sept 2024- got LE from 3.7 to 5Lakhs.
Spent 5Lakhs in last 4 months, asked for an upgrade to grevience team as advised here, within a week the card is delivered. Also applied Add on Card for wife & brother. I Have few doubts
1. spending on add on cards is also considered as annual spendings / Quarterly milestones or only primary card is considered?
2. RP from spending thru add on card is all credited to Primary account?

Congratulations.
1. Yes
2. Yes

 

[DrHits]

Congratulations.
1. Yes
2. Yes

Thank you both!

 

[_ayush]

I have mailed to priority redressal with this statement.

This time, got that response that they would review and get back on 2nd December. Have my fingers crossed 🤞. Hopefully this works.

Did they reply?

 

[ashmit30]

Did they reply?

They said,
"Basis your request, kindly revert to us from your registered e-mail id with the below details / sharing your acceptance to enable us review your upgrade request."

They asked for few consents like consent to upgrade, consent for new card fees etc., and also asked to submit the upgrade form.

Don't know what to make of this response whether its yes/maybe.

I have replied with these details. Yet to hear from them.

 

[kaka11]

They said,
"Basis your request, kindly revert to us from your registered e-mail id with the below details / sharing your acceptance to enable us review your upgrade request."

They asked for few consents like consent to upgrade, consent for new card fees etc., and also asked to submit the upgrade form.

Don't know what to make of this response whether its yes/maybe.

I have replied with these details. Yet to hear from them.

Its a yes

 

[ashmit30]

Its still mentioned as a "review" of the request. They didn't confirm it.

 

[vineetverma]

Imo too, this is pretty much a yes. There's no good reason to ask for 'consent to upgrade' unless there is an upgrade.

Congrats man!

They said,
"Basis your request, kindly revert to us from your registered e-mail id with the below details / sharing your acceptance to enable us review your upgrade request."

They asked for few consents like consent to upgrade, consent for new card fees etc., and also asked to submit the upgrade form.

Don't know what to make of this response whether its yes/maybe.

I have replied with these details. Yet to hear from them.

 

[DrHits]

They said,
"Basis your request, kindly revert to us from your registered e-mail id with the below details / sharing your acceptance to enable us review your upgrade request."

They asked for few consents like consent to upgrade, consent for new card fees etc., and also asked to submit the upgrade form.

Don't know what to make of this response whether its yes/maybe.

I have replied with these details. Yet to hear from them.

It means it’s upgraded! Congratulations- within 2-3 days you will find the card in your Internet banking!
I had the same experience last week while upgrading RG to DCB metal

 

[_ayush]

They said,
"Basis your request, kindly revert to us from your registered e-mail id with the below details / sharing your acceptance to enable us review your upgrade request."

They asked for few consents like consent to upgrade, consent for new card fees etc., and also asked to submit the upgrade form.

Don't know what to make of this response whether its yes/maybe.

I have replied with these details. Yet to hear from them.

Its a yes only if they are asking to accept new card fees, etc.
Congratulations on your new card!!

 

[blackjack23]

I did cross 12L spends in 6 months on my DCB but most (9L) of those spends are in a single month. Would that affect the eligibility criteria or will it still suffice?

 

[_ayush]

I did cross 12L spends in 6 months on my DCB but most (9L) of those spends are in a single month. Would that affect the eligibility criteria or will it still suffice?

Y e s

 

[blackjack23]

Y e s

Yes meaning it should suffice or it will affect eligibility criteria?

 

[_ayush]

Should suffice

Yes meaning it should suffice or it will affect eligibility criteria?

..

 

[ashmit30]

Its a yes only if they are asking to accept new card fees, etc.
Congratulations on your new card!!

I got the mail today that my card is upgraded. It's also visible in the HDFC bank app 😍.

Huge thank you to the technofino community and especially _ayush for your suggestion on escalation path. 🙏

 

[Ram1]

I got the mail today that my card is upgraded. It's also visible in the HDFC bank app 😍.

Huge thank you to the technofino community and especially _ayush for your suggestion on escalation path. 🙏

Congratulations buddy, more to learn & achieve here

 

[DrHits]

I got the mail today that my card is upgraded. It's also visible in the HDFC bank app 😍.

Huge thank you to the technofino community and especially _ayush for your suggestion on escalation path. 🙏

And 2025 target should be upgrade to Infinia 😅

 

[_ayush]

And 2025 target should be upgrade to Infinia 😅

He upgraded to Infinia only