How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[Nishan11]

Cool, Thank you! Much appreciated, Yes I did indeed sent the consent on Friday night.

You should get new service request registered message/mail today by end of day.

 

[Satyajeet]

You should get new service request registered message/mail today by end of day.

Yes right again buddy, got the message in the morning itself, now I can see the new beastie in the app 😍

 

[Nishan11]

You should get new service request registered message/mail today by end of day.

Great. I hope you added card & activated it. You should get card dispatch message/mail soon.

 

[Indrajeet100]

20 December but before that date was 13 December

Have you got any reply yet on this? I also got same date for similar request. Earlier twice these were rejected quickly in a day. Now they have given long date.

 

[Abhishek Ghosh]

Have you got any reply yet on this? I also got same date for similar request. Earlier twice these were rejected quickly in a day. Now they have given long date.

Before this he asked me the reason for upgrading to Infinia But no reply has come yet Now let's wait till 20th December and see.

 

[ministerofpoints]

Holding DCB for 5 years and with current limit of 9.5L. Spent >10L in the last 3 months on my LTF DCB but majority of these were on government applications. I can see that these spends have not given me any reward points. Wanted to check if these spends would make me eligible for Infinia though? 🤔

 

[aniketkr.sharma]

Holding DCB for 5 years and with current limit of 9.5L. Spent >10L in the last 3 months on my LTF DCB but majority of these were on government applications. I can see that these spends have not given me any reward points. Wanted to check if these spends would make me eligible for Infinia though? 🤔

Try mailing grievance, if the spends criteria is meet, they may issue, no harm in trying

 

[ministerofpoints]

Try mailing grievance, if the spends criteria is meet, they may issue, no harm in trying

thank you for your reply. could you please tell me what's the grievance email address? do I need to provide my card statements? what exactly do I need to provide to them?

 

[aniketkr.sharma]

thank you for your reply. could you please tell me what's the grievance email address? do I need to provide my card statements? what exactly do I need to provide to them?

Just mail them as you have spend this much on your card you want to upgrade your card

Grievance.Redressalcc@hdfcbank.com

 

[ontherocks]

Requested upgrade to LTF DCB from LTF Regalia by mailing grievance.redressalcc@hdfcbank.com. Got a response from escalation.cc@hdfcbank.com instead

Thank you for writing to us.

This is with reference to your e-mail dated December 19, 2024 regarding Card upgrade.

We wish to inform you that currently all card upgrades are priced and there is no lifetime free card upgrade available. We also wish to clarify that Lifetime free credit card offers are time bound offers.

We infer from your e-mail that you are interested in upgrading your credit card to Diners black credit card. We take this opportunity to inform you that, the credit cards are offered, basis usage and payment pattern on the card account. We have reviewed your queries and regret to inform you that, we are unable to accommodate your request for a Diners black credit card at this point of time.

Kindly note the query reference number for this e-mail: XXXXXXXXX.

Assuring you of our best services.

In line with our focus and commitment to Customer Service, we trust the issue has been resolved to your satisfaction.

If you are not satisfied with the resolution you may write to our Grievance Redressal Officer Mrs. Deepa Balakrishnan at HDFC Bank Cards Division, Door No 94 SP, Estate Bus Stand, Wavin Main Road, Mogappair West, Chennai - 600 058 or E-mail at grievance.redressalcc@hdfcbank.com you can call our grievance cell at Tel: 044- 6108 4900.

In case of Digital lending products, you may write to our Grievance Redressal Officer Mr. Kannan Ramaseshan at HDFC Bank Ltd. Grievance Redressal Cell 1st Floor Empire Plaza - 1 Lal Bahadur Shastri Marg Chandan Nagar Vikroli West Mumbai - 400 083 Maharashtra or e-mail at grievance.redressaldl@hdfcbank.com

 

[aniketkr.sharma]

Requested upgrade to LTF DCB from LTF Regalia by mailing grievance.redressalcc@hdfcbank.com. Got a response from escalation.cc@hdfcbank.com instead

Thank you for writing to us.

This is with reference to your e-mail dated December 19, 2024 regarding Card upgrade.

We wish to inform you that currently all card upgrades are priced and there is no lifetime free card upgrade available. We also wish to clarify that Lifetime free credit card offers are time bound offers.

We infer from your e-mail that you are interested in upgrading your credit card to Diners black credit card. We take this opportunity to inform you that, the credit cards are offered, basis usage and payment pattern on the card account. We have reviewed your queries and regret to inform you that, we are unable to accommodate your request for a Diners black credit card at this point of time.

Kindly note the query reference number for this e-mail: XXXXXXXXX.

Assuring you of our best services.

In line with our focus and commitment to Customer Service, we trust the issue has been resolved to your satisfaction.

If you are not satisfied with the resolution you may write to our Grievance Redressal Officer Mrs. Deepa Balakrishnan at HDFC Bank Cards Division, Door No 94 SP, Estate Bus Stand, Wavin Main Road, Mogappair West, Chennai - 600 058 or E-mail at grievance.redressalcc@hdfcbank.com you can call our grievance cell at Tel: 044- 6108 4900.

In case of Digital lending products, you may write to our Grievance Redressal Officer Mr. Kannan Ramaseshan at HDFC Bank Ltd. Grievance Redressal Cell 1st Floor Empire Plaza - 1 Lal Bahadur Shastri Marg Chandan Nagar Vikroli West Mumbai - 400 083 Maharashtra or e-mail at grievance.redressaldl@hdfcbank.com

How many months passed since your last LE or card upgrade?

 

[vineetverma]

Holding DCB for 5 years and with current limit of 9.5L. Spent >10L in the last 3 months on my LTF DCB but majority of these were on government applications. I can see that these spends have not given me any reward points. Wanted to check if these spends would make me eligible for Infinia though? 🤔

Yes, the spends matter. Don't hesitate. Reach out for upgradation right away.

And you don't need to give them anything. They already kn your spends, and the limit. Should be a slam dunk in my opinion.

 

[ministerofpoints]

Yes, the spends matter. Don't hesitate. Reach out for upgradation right away.

And you don't need to give them anything. They already kn your spends, and the limit. Should be a slam dunk in my opinion.

Thank you. I just noticed that the spends are 9.7L in the last 6 months and not >10L. Would these be sufficient? My limit is 9.5L

 

[Hisoka]

Hey guys, important question here

- Jun 2024, received limit increase on my Millenia card from 4L to 7.69L

- September 2024, received credit card upgrade from Millenia to Regalia Gold

- October 2024, received another limit increase from 7.69 to 7.86L

My primary goal is to get Infinia. I’ve done around 2.5L spends on my RG Gold. My question is if

1. I’m able to spend around 7-8 lacs by end of April or May, What are the chances of getting an upgrade with that limit

2. If I request LE in a month or so, will I get it? If yes, will the upgrade cool off period reset to that month or will still be counted from my last upgrade in September?

Are spends done only in last 6 months are counted? Or I can stretch to 7-8 months maybe?

 

[aniketkr.sharma]

Hey guys, important question here

- Jun 2024, received limit increase on my Millenia card from 4L to 7.69L

- September 2024, received credit card upgrade from Millenia to Regalia Gold

- October 2024, received another limit increase from 7.69 to 7.86L

My primary goal is to get Infinia. I’ve done around 2.5L spends on my RG Gold. My question is if

1. I’m able to spend around 7-8 lacs by end of April or May, What are the chances of getting an upgrade with that limit

2. If I request LE in a month or so, will I get it? If yes, will the upgrade cool off period reset to that month or will still be counted from my last upgrade in September?

Are spends done only in last 6 months are counted? Or I can stretch to 7-8 months maybe?

1. No Chance, they will simply reject
2. Counted from last upgrade/LE i.e., September
3. Last 6 Months Only

 

[vineetverma]

Thank you. I just noticed that the spends are 9.7L in the last 6 months and not >10L. Would these be sufficient? My limit is 9.5L

9.7L is pretty much the same as 10L. Don't worry. Limit and spends both are sufficient. Just go ahead with the request.

 

[fageriaji]

Hey guys, important question here

- Jun 2024, received limit increase on my Millenia card from 4L to 7.69L

- September 2024, received credit card upgrade from Millenia to Regalia Gold

- October 2024, received another limit increase from 7.69 to 7.86L

My primary goal is to get Infinia. I’ve done around 2.5L spends on my RG Gold. My question is if

1. I’m able to spend around 7-8 lacs by end of April or May, What are the chances of getting an upgrade with that limit

2. If I request LE in a month or so, will I get it? If yes, will the upgrade cool off period reset to that month or will still be counted from my last upgrade in September?

Are spends done only in last 6 months are counted? Or I can stretch to 7-8 months maybe?

Yesterday I also received an offer to upgrade Millennia to Regalia Gold (I think it is FYF) screenshot attached.
I have two questions:
1. I have around 5000 Cashback points in my Millennia card so can I redeem as cash after upgrading to regalia gold like in Millennia or I have to redeem points before upgrading ?
2. Is it worth to upgrade Regalia Gold as I am getting 1K voucher in every quarter for spending 1 L + 1% CB on every transaction.

 

[aniketkr.sharma]

Yesterday I also received an offer to upgrade Millennia to Regalia Gold (I think it is FYF) screenshot attached.
I have two questions:
1. I have around 5000 Cashback points in my Millennia card so can I redeem as cash after upgrading to regalia gold like in Millennia or I have to redeem points before upgrading ?
2. Is it worth to upgrade Regalia Gold as I am getting 1K voucher in every quarter for spending 1 L + 1% CB on every transaction.

It goes for 1.5k voucher per quarter + 0.5% CB on every transaction.

Redeem cashpoints before conversion

 

[fageriaji]

It goes for 1.5k voucher per quarter + 0.5% CB on every transaction.

Redeem cashpoints before conversion

I think Regalia Gold FYF will be a devaluation for Millennia holder like me who is using it very wisely.
I use it on Amazon and FK for 5% CB when there is no offer running and use 1 L for a QTR to get 1K Amazon Voucher.
I think only for getting airport lounge access it is not worthy as Airport lounge access is used once a year.

Anyways mailed to grievance.redressaldl@hdfcbank.com for LFT.
If they give it LFT then I will take else Millennia is best.

 

[peachyrahu]

Thank you. I just noticed that the spends are 9.7L in the last 6 months and not >10L. Would these be sufficient? My limit is 9.5L

please keep us updated if you do mail for upgrade!