How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFino]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[animesh.rose]

Hi I applied for Regalia through an agent but got Millennia. I have an existing credit card limit of 5L(ICICI) and salary of around 96k pm. (ITR:11L). So using the mail trick can I get DCB or Regalia exchanging Millennia after writing to the mail address?
Any views please.

 

[ash]

Yes

• HDFC
  • escalation.cc@hdfcbank.com
  • PriorityRedressal.CreditCards[at]hdfcbank.com
  • customerservices.cards@hdfcbank.com
  • https://leads.hdfcbank.com/applications/webforms/apply/HDFC_CustomerCenter/Customer_Center.aspx
  • grievance.redressalcc@hdfcbank.com
  • Infinia.services@hdfcbank.com

Thanks a lot, Sent an email to grievance.redressalcc@hdfcbank.com, got rejected, Sent another mail to PriorityRedressal.CreditCards[at]hdfcbank.com and they upgraded my 2 year old Regalia to Infinia.

 

[aswinsegu]

Thanks a lot, Sent an email to grievance.redressalcc@hdfcbank.com, got rejected, Sent another mail to PriorityRedressal.CreditCards[at]hdfcbank.com and they upgraded my 2 year old Regalia to Infinia.

LTF or FYF ?

 

[Pavan]

i have requested for LTF DCB hope i get it ..Keeping fingers crossed

 

[ash]

LTF or FYF ?

Nope. I tried FYF, but they rejected the request (the first email). So I didn’t take any chances on the second email.

 

[Karthik:]

I personally feel HDFC will roll out LTF versions again, but it will take time.

I think another ban is required on HDFC, for them to come up with these generous offers 😂

 

[ash]

LTF or FYF ?

Checked with customer care, this is FYF

 

[T Rohan Kumar]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.




So, don't be surprised if hdfc bank ask you for 10L limit. 😃

I have 14 lakhs limit on my regalia, still they are asking mandatory minimum of 3.5 Lakhs monthly salary, spends during last six months should be greater than Rs.7.5 lakhs. I have sent them 3 times mail in a period of 3 months and received the same reply..

 

[hashiro7]

I have 14 lakhs limit on my regalia, still they are asking mandatory minimum of 3.5 Lakhs monthly salary, spends during last six months should be greater than Rs.7.5 lakhs. I have sent them 3 times mail in a period of 3 months and received the same reply..

Latest Upgrade to HDFC Infinia requirement
1. 10L limit on HDFC CC
2. 7.5-8L spends in the last 6 months.

 

[thanix]

A quick question - What happens to Regalia points when Regalia is converted to DCB/Infinia? Do the outstanding points have to be used up before upgrade or the equivalent points in some split ratio will be transferred to DCB/Infinia?

 

[Karthik:]

A quick question - What happens to Regalia points when Regalia is converted to DCB/Infinia? Do the outstanding points have to be used up before upgrade or the equivalent points in some split ratio will be transferred to DCB/Infinia?

Refer this table.

 

[Vikas09]

Hi ,

I am new member so please bear with me , I am using regalia card with 889000 limit for last 4-5 years and had spent around 10lakh in previous 6 months , I had send mail (without filling form) to Grievance.Redressalcc@hdfcbank.com
For upgradation to infinia metal card n after 4 days there reply is this:-

“
Basis your request, we have taken this up the appropriate and sought approval for upgrade your regalia credit card to Infinia Metal credit card. We wish to inform you that the Infinia credit card will be offered as first year free and renewal fee as applicable (spend threshold for renewal fee waiver mentioned in the upgrade form).


We would request you to check and fill the upgrade MID (attached) and forward the same vide reply to this e-mail for us to take it up further.”

My question is I am self employed and have low itr (around 9 lakh)
Can I send the upgraded form without filling the itr section and leave it blank
or I have to send the form with itr proof, because I think they will reject my application on low itr basis,
Please help me into this matter.
Thanks In advance

 

[Pramtesh]

Hi ,

I am new member so please bear with me , I am using regalia card with 889000 limit for last 4-5 years and had spent around 10lakh in previous 6 months , I had send mail (without filling form) to Grievance.Redressalcc@hdfcbank.com
For upgradation to infinia metal card n after 4 days there reply is this:-

“
Basis your request, we have taken this up the appropriate and sought approval for upgrade your regalia credit card to Infinia Metal credit card. We wish to inform you that the Infinia credit card will be offered as first year free and renewal fee as applicable (spend threshold for renewal fee waiver mentioned in the upgrade form).


We would request you to check and fill the upgrade MID (attached) and forward the same vide reply to this e-mail for us to take it up further.”

My question is I am self employed and have low itr (around 9 lakh)
Can I send the upgraded form without filling the itr section and leave it blank
or I have to send the form with itr proof, because I think they will reject my application on low itr basis,
Please help me into this matter.
Thanks In advance

Since they have already approved. So no need to provide income docs. Only upgrade form is needed.

 

[Vikas09]

Since they have already approved. So no need to provide income docs. Only upgrade form is needed.

Just to be confirmed, are you suggesting me that i should send this form without filling this section.(marked in yellow line)

 

[Pramtesh]

Just to be confirmed, are you suggesting me that i should send this form without filling this section.(marked in yellow line)

Correct. Just tick the upgrade option.

I have have experienced this

 

[Vikas09]

Correct. Just tick the upgrade option.

I have have experienced this

Thanks for this urgent info

 

[akshay_m]

I have a LTF DCB. I also have Standard Chartered Ultimate and an Axis Magnus. Does it make sense for me to try for an Infinia. I am not interested in paying the fees unless there's a strong business case. Look forward to your guidance.

 

[MAXXCARD]

I have a LTF DCB. I also have Standard Chartered Ultimate and an Axis Magnus. Does it make sense for me to try for an Infinia. I am not interested in paying the fees unless there's a strong business case. Look forward to your guidance.

No sense. Maximize your existing card benifits

 

[hashiro7]

I have a LTF DCB. I also have Standard Chartered Ultimate and an Axis Magnus. Does it make sense for me to try for an Infinia. I am not interested in paying the fees unless there's a strong business case. Look forward to your guidance.

It's more than enough. No need to upgrade to Infinia, collect all the LE you getting on LTF DCB, and if in the future your spends increases - do upgrade, right now I would not suggest it.

I am not getting SCB Ultimate as I have 2 Eterna and 1 Magnus which is enough for my 1.5L spending per month.

 

[akshay_m]

It's more than enough. No need to upgrade to Infinia, collect all the LE you getting on LTF DCB, and if in the future your spends increases - do upgrade, right now I would not suggest it.

I am not getting SCB Ultimate as I have 2 Eterna and 1 Magnus which is enough for my 1.5L spending per month.

Understood. I am hoping they start to provide LTF Infinia in the future. Amazon program on Smartbuy was the biggest incentive for me to try for an Infinia. HDFC was willing to give a FYF Infinia, but not a LTF one. But now with the program gone, I was not very convinced on paying the fees (though I understand that it is 2k INR only given the points)