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How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-

1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.

IMG-20220812-WA0046.jpg

So, don't be surprised if hdfc bank ask you for 10L limit. 😃
 

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Hello,

I have read posts in this forum that opening a salary account and first salary credit of more than 5L creates Press approved offers for Infinia credit card. I wanted to know if this is also applicable for existing credit card holders? I hold Swiggy credit card and wanted to know if opening a new salary account might generate the offer for infinia.
 
Hello,

I have read posts in this forum that opening a salary account and first salary credit of more than 5L creates Press approved offers for Infinia credit card. I wanted to know if this is also applicable for existing credit card holders? I hold Swiggy credit card and wanted to know if opening a new salary account might generate the offer for infinia.

No only if you are NTB bank.
 
Hello,

I have read posts in this forum that opening a salary account and first salary credit of more than 5L creates Press approved offers for Infinia credit card. I wanted to know if this is also applicable for existing credit card holders? I hold Swiggy credit card and wanted to know if opening a new salary account might generate the offer for infinia.
You should close the Swiggy card and apply for Infinia after a week. Anyway since it is a co-branded, it will be difficult to get a core card. So close it.
 
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Will this generate a pre approved offer? I don't want to go through the hassle of talking to RM or BM to get the card.
Pre approved offer may or may not show up. If you are not in hurry and can wait for indefinite period, then wait for it. Or else if you satisfy the card eligibility criteria, directly approach the bank, no BM/RM involvement is required.
 
Hi friends
Need some advice on upgrade to infinia

I have DCB metal with limit of 9.3 lakh and I have done spends of more than 10 lakh in last 6 months.

I sent a mail to grievance redressal team for card upgrade and received a msil from escalations team asking for physical upgrade form and income documents to chennai office.

What should I do now....as I clearly meet
Spends and limit criteria but not income criteria.

Thanks
 
Hi friends
Need some advice on upgrade to infinia

I have DCB metal with limit of 9.3 lakh and I have done spends of more than 10 lakh in last 6 months.

I sent a mail to grievance redressal team for card upgrade and received a msil from escalations team asking for physical upgrade form and income documents to chennai office.

What should I do now....as I clearly meet
Spends and limit criteria but not income criteria.

Thanks
Escalate to Priority desk.
 
Hi friends
Need some advice on upgrade to infinia

I have DCB metal with limit of 9.3 lakh and I have done spends of more than 10 lakh in last 6 months.

I sent a mail to grievance redressal team for card upgrade and received a msil from escalations team asking for physical upgrade form and income documents to chennai office.

What should I do now....as I clearly meet
Spends and limit criteria but not income criteria.

Thanks
I am in the same boat.... I handed over upgrade form to my RM in the branch and asked him to send it to chennai office ...also mentioned that I am applying based on limit and spend criteria
 
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Hi friends
Need some advice on upgrade to infinia

I have DCB metal with limit of 9.3 lakh and I have done spends of more than 10 lakh in last 6 months.

I sent a mail to grievance redressal team for card upgrade and received a msil from escalations team asking for physical upgrade form and income documents to chennai office.

What should I do now....as I clearly meet
Spends and limit criteria but not income criteria.

Thanks
Just send over the filled scanned copy of the physical upgrade form over email. If you get a reply back asking to confirm the cost and point transfer, then you should consider the card as upgraded.
 
I am in the same boat.... I handed over upgrade form to my RM in the branch and asked him to send it to chennai office ...also mentioned that I am applying based on limit and spend criteria
My upgrade request is rejected after spending 9Lac+ and CL of 14Lac+ on RG.
As per RM I don't meet Salary criteria and as per their system I have spent 8.33Lac but total of last 6months( oct-24 to Mar-25) statement is 9.13Lac .
Also, she is saying now they are checking last 6months Spends >10Lac , Salary >5Lac both for upgrade.
Anyone recently upgraded with 9Lac spends and without meeting salary criteria ?
What options do I have now?
 
My upgrade request is rejected after spending 9Lac+ and CL of 14Lac+ on RG.
As per RM I don't meet Salary criteria and as per their system I have spent 8.33Lac but total of last 6months( oct-24 to Mar-25) statement is 9.13Lac .
Also, she is saying now they are checking last 6months Spends >10Lac , Salary >5Lac both for upgrade.
Anyone recently upgraded with 9Lac spends and without meeting salary criteria ?
What options do I have now?
Escalate you should get it
 
My upgrade request is rejected after spending 9Lac+ and CL of 14Lac+ on RG.
As per RM I don't meet Salary criteria and as per their system I have spent 8.33Lac but total of last 6months( oct-24 to Mar-25) statement is 9.13Lac .
Also, she is saying now they are checking last 6months Spends >10Lac , Salary >5Lac both for upgrade.
Anyone recently upgraded with 9Lac spends and without meeting salary criteria ?
What options do I have now?
Got DCBM only last week
 
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