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DCB How to get HDFC Diners Club Credit Card Life Time Free

desaik231

TF Select
VIP Lounge
Hello Everyone,

HDFC Bank runs a special Diners Institute Program for the people who have either completed their education from the list of institutes mentioned below link or are part of the Club mentioned in the below link:

List of Eligible Institute & Club Link: Link

Under this program, you are eligible for a Diners Club Credit Card on Life Time Free basis. The card variant depends upon your Salary and Card Limit. (As updated by the Bank person the eligibility has been relaxed a little on 21-Dec-2022)

1. For the Diners Club Black variant you need to have a Monthly salary of more than 1.45L

2. If you do not meet the above criteria and still your Institute is part of the above list you will be given the Diners Club Privilege variant

3. If you are a final year student studying in any of the above-mentioned colleges, the Card against your institute name will be provided to you as Life Time Free

The process to Apply:

Long Process:

1. mail to priorityredressal.creditcards@hdfcbank.com along with the name of the Institute or Club

2. They will revert back and ask you to apply on the following link: https://v.hdfcbank.com/htdocs/common/dinersblackinstitute/index.html after which in a couple of days someone from HDFC Bank will reach out to you

3. You need to submit your Degree Certificat / Club Membership Proof, Last three-month Salary Slip, and Bank account statement in which your Salary was credited

Short Proces:

With the consent of the person from HDFC bank who reached out to me, I am sharing their number so you can directly get in touch with them and they will help you with the application.

Yadurya P B: +91 90660 89550
yadurya.pb@hdfcbank.com


I would like to thank all contributing members of this post (https://tfcommunity.app.link/ret6xj21Vvb) through which I get to know about this special program.

Please feel free to Drop your queries 🙂

Edit:

8-Jan-2023: If you are already having a HDFC card mentioned in above list, it will be not converted to lifetime free.

19-Jan-2023: The list of eligible institutes and Cards have been updated on 19-Jan-2023 which were in effect from 21-Dec-2022 and eligibility criteria has been modified.


K~14
 
Last edited:
What benefits r u getting from this card since its LTF?
So, the main benefit that I get is the vouchers on the Smartbuy portal (via Gyftr). For eg: Currently, Myntra vouchers are available at 6% discount + 6% reward points.

Otherwise, the normal reward rate is just 1.33% (if used for booking airline tickets) excluding monthly milestone.

Weekend dining also gives 2x reward points. That is also helpful sometimes.

Also, the reason I want to upgrade DCP LTF to DCB LTF is the base reward increases to 3.33%.
 
So, the main benefit that I get is the vouchers on the Smartbuy portal (via Gyftr). For eg: Currently, Myntra vouchers are available at 6% discount + 6% reward points.

Otherwise, the normal reward rate is just 1.33% (if used for booking airline tickets) excluding monthly milestone.

Weekend dining also gives 2x reward points. That is also helpful sometimes.

Also, the reason I want to upgrade DCP LTF to DCB LTF is the base reward increases to 3.33%.
Thanks a lot! Kind of seems no major benefit compared to other cards but yeah if its LTF, cant complain much! Definitely feels great to own a premium card! But as per the website, they have lot of memberships mentioned (probably when u pay joining fees). SO wanted to know if any such offer is available when we apply for the same via ALUMNI program.
 
Thanks a lot! Kind of seems no major benefit compared to other cards but yeah if its LTF, cant complain much! Definitely feels great to own a premium card! But as per the website, they have lot of memberships mentioned (probably when u pay joining fees). SO wanted to know if any such offer is available when we apply for the same via ALUMNI program.
Yeah, no major benefit as such, only if you're hitting milestones (or yearly benefits). Hard for a normal spender to achieve. Although, works out great since HDFC cards generally have many offers on e-commerce platforms, Dineout, etc. And the voucher reward points are quite good too.
 
Hello Everyone,

HDFC Bank runs a special Diners Institute Program for the people who have either completed their education from the list of institutes mentioned below link or are part of the Club mentioned in the below link:

List of Eligible Institute & Club Link: Link

Under this program, you are eligible for a Diners Club Credit Card on Life Time Free basis. The card variant depends upon your Salary and Card Limit. (As updated by the Bank person the eligibility has been relaxed a little on 21-Dec-2022)

1. For the Diners Club Black variant you need to have a Monthly salary of more than 1.45L

2. If you do not meet the above criteria and still your Institute is part of the above list you will be given the Diners Club Privilege variant

3. If you are a final year student studying in any of the above-mentioned colleges, the Card against your institute name will be provided to you as Life Time Free

The process to Apply:

Long Process:

1. mail to priorityredressal.creditcards@hdfcbank.com along with the name of the Institute or Club

2. They will revert back and ask you to apply on the following link: https://v.hdfcbank.com/htdocs/common/dinersblackinstitute/index.html after which in a couple of days someone from HDFC Bank will reach out to you

3. You need to submit your Degree Certificat / Club Membership Proof, Last three-month Salary Slip, and Bank account statement in which your Salary was credited

Short Proces:

With the consent of the person from HDFC bank who reached out to me, I am sharing their number so you can directly get in touch with them and they will help you with the application.

Yadurya P B: +91 90660 89550
yadurya.pb@hdfcbank.com


I would like to thank all contributing members of this post (https://tfcommunity.app.link/ret6xj21Vvb) through which I get to know about this special program.

Please feel free to Drop your queries 🙂

Edit:

8-Jan-2023: If you are already having a HDFC card mentioned in above list, it will be not converted to lifetime free.

19-Jan-2023: The list of eligible institutes and Cards have been updated on 19-Jan-2023 which were in effect from 21-Dec-2022 and eligibility criteria has been modified.


K~14
Has the salary criteria been reduced to 1.45 instead of 1.75 for DCB LTF?
 
They rejected my wife’s application stating some weird reason that her work location is more than 200 km from her current residence , which is obvious as we currently working from home

I have escalated this to PNO let see what happens next
Any HDFC branch can't process applications more than 200 KM from their location.
 
Any HDFC branch can't process applications more than 200 KM from their location.
The hdfc branch is just 100 meter from her current and aadhar address , but her work location is in other state , since Covid we are working from home

As per some weird rule , your current location has to be within 200 km from your work location .

For people working from home , a mail has to be written by applicant to hdfc stating that he/she is currently working from home due to Covid so , the 200 km rule can be voided, our agent screwed up and he didn’t mentioned this .

Now we will need to wait for 6 months before any fresh apply
 
My application was stuck for same reason it was more than 600kms for me I wrote a mail from my work email id stating it's the requirement for COVID and given start date of this arrangement and related proofs they proceeded it further then
 
They can reopen the same
The hdfc branch is just 100 meter from her current and aadhar address , but her work location is in other state , since Covid we are working from home

As per some weird rule , your current location has to be within 200 km from your work location .

For people working from home , a mail has to be written by applicant to hdfc stating that he/she is currently working from home due to Covid so , the 200 km rule can be voided, our agent screwed up and he didn’t mentioned this .

Now we will need to wait for 6 months before any fresh apply
Same application can be reopened, even after rejection/declined status.
 
My application was stuck for same reason it was more than 600kms for me I wrote a mail from my work email id stating it's the requirement for COVID and given start date of this arrangement and related proofs they proceeded it further then
Ok but in her Case , they have already declined her application, initially my agent stated that it’s because of Cibil, I raised this issue to customer care stating that her Cibil is 825 , got a reply by that it is declined because her work location is more than 200 km from current residence , and the application can be processed , they asked me to apply fresh after 6 months
 
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