ICICI Amazon Pay Application Help/ Suggestion Needed.

[praful47]

Here have a look

Ye mail to universal hai sabko chipkate hai

 

[Vasuki]

Ye mail to universal hai sabko chipkate hai

Mostly 1 year less active cc history one

 

[Kumar93196]

You should go slow on loans 😁.
Open icici account start some engagement in Amazon.
Complete 1 year+ in oldest active cc unsecured

@Akashn was rejected thrice but got once 1 year over in cibil

Yrr late ho gya kal hi au and mobikwik se pre approved loan lia hai 2lac ka

 

[Vasuki]

Yrr late ho gya kal hi au and mobikwik se pre approved loan lia hai 2lac ka

14 loan must be mostly pay later

 

[Kumar93196]

14 loan must be mostly pay later

Nhi paylater nhi h
Emi hai mostly jo ki closed hai bs cibil mai update ka wait hai

 

[praful47]

Yrr late ho gya kal hi au and mobikwik se pre approved loan lia hai 2lac ka

Had any emergency ?
We should not take heavy loans from mobiwik kreditbee and all.

 

[Kumar93196]

Had any emergency ?
We should not take heavy loans from mobiwik kreditbee and all.

Medical emerge ncy.

 

[praful47]

Medical emerge ncy.

Then it's ok .

 

[MudraMantra]

Hi all, currently I have 2 CCs from Axis Bank & SBI (Both 6 months old), which I got on the basis of Bank Statement.

Now I would like to apply for Amazon Pay ICICI Card.

As of now I don’t have Salary Slip/ITR, so what are the chances of application approval?

CiBIL is 758 & Experian is 816, and HDFC bank statement of ₹2L+ (AMB of past couple of months).

Suggestions needed in what can I do so that they don’t ask for documents as most people are getting it without income proof.

Hi All,

Based on my experience, I can say that since all your credit cards are less than 1 year old hence chance of getting Amazon pay approval is less.
Please wait for 1 years and then apply for Amazon pay ICICI card.

 

[Aniket]

Everybody's Experian score has gone below 800 .
Your's is 816....
Have you refreshed ?

Mine too is 820 💀😂



CC: @SSV

 

[Aniket]

Mujhe bta do meri Maggie 3 baar jal chuki hai.

Ispe toh hasi aagya 😂
Falme jada high hai low kar dijye 😂

 

[Kumar93196]

View attachment 54290
Mine too is 820 💀😂



CC: @SSV

Update p toh click kriye TB asli sachhai dikhegi

 

[SSV]

View attachment 54290
Mine too is 820 💀😂



CC: @SSV

As per the latest algorithm, this is an excellent score...very good 👍

 

[Aniket]

Update p toh click kriye TB asli sachhai dikhegi

12 may mein already update kiya tha bro...changes April mein hi aaya tha...

Tab jada score tha isse, @SSV bro witnessed it, right bro? 🙂

 

[Aniket]

As per the latest algorithm, this is an excellent score...very good 👍

Thanks bro, but my CIBIL score is not increasing, it's not favourable yet. 😐

 

[SSV]

Thanks bro, but my CIBIL score is not increasing, it's not favourable yet. 😐

It will take time .. CIBIL algorithm is much more sophisticated and mature...

 

[Aniket]

It will take time .. CIBIL algorithm is much more sophisticated and mature...

4-5 months of regular payments got completed, 100% timely payments, credit history is more than 1 year, instead of increasing from 746; reason: after automatic cancellation of card because of rejection of delivery of the card but it further got decreased to 734 and has remained same over past 1 month, wnen I checked.

 

[SSV]

4-5 months of regular payments got completed, 100% timely payments, credit history is more than 1 year, instead of increasing from 746 (after automatic cancellation of card because of rejection of delivery of the card)
it got decreased to 734 and has remained same over past 1 month, wnen I checked.

you are bacha in the eyes of CIBIL...
Did you send me your complete report for me to analyse before?
Did I say anything?

 

[Aniket]

you are bacha in the eyes of CIBIL...

Ohh why so? Same card was reactivated again.

Did you send me your complete report for me to analyse before?
Did I say anything?

No, I didn't, will send you when I will download or will required to get analysed.

 

[SSV]

Ohh why so? Same card was reactivated again.

No, I didn't, will send you when I will download or will required to get analysed.

Anything 1 or 2 years old history is considered like that