ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

[SSV]

You take a Cibil hit every month for this?

No need to take CIBIL hit for checking pre approved offers in iMobile..
I guess thats what he meant...

 

[aayusharyan]

No need to take CIBIL hit for checking pre approved offers in iMobile..
I guess thats what he meant...

Yeah yeah, got that. That's just displaying the preapproved offers list, that's not harmful to check.

 

[SAS]

If there is a collateral, try for that. Anyway the house itself should be used as a collateral, 11% is way to much.

yes bro ...
1. his cibil is 770+
2. we have land as collateral
3. we have ITRs for 7.5 lakh
4. his temple committee agreed to give a statement in that bank format saying that we are giving him 25 - 30k as cash salary every month
5. we are ready to take labour license ... as he provide event related services, product service and also astrology services ... so we are taking labour license, current accouunt
6. he is already having good cibil history and 4 credit cards
7. he is having burgundy account with axis
8. that site is corporation approved and has 40 feet road approach
9. VLT done
10. planning and estimation under process
even when we have all this he is saying only we (axis bank) can do that other banks will not even consider your application ... i dont know whats the problem .... any suggestions please @SSV bhai you also give your inpputs ...

 

[Rahul Gupta]

M4B is LTF only, no?

They issued it LTF for the old burgundy customers only.

 

[Wealth is my birth right!]

lol, I am planning to open a Burgandy account with them and get M4B.

Scheme over i guess
Now its 30k plus gst

 

[SSV]

yes bro ...
1. his cibil is 770+
2. we have land as collateral
3. we have ITRs for 7.5 lakh
4. his temple committee agreed to give a statement in that bank format saying that we are giving him 25 - 30k as cash salary every month
5. we are ready to take labour license ... as he provide event related services, product service and also astrology services ... so we are taking labour license, current accouunt
6. he is already having good cibil history and 4 credit cards
7. he is having burgundy account with axis
8. that site is corporation approved and has 40 feet road approach
9. VLT done
10. planning and estimation under process
even when we have all this he is saying only we (axis bank) can do that other banks will not even consider your application ... i dont know whats the problem .... any suggestions please @SSV bhai you also give your inpputs ...

Okay, open a ICICI Wealth account and try with ICICI as well...
Dont get me start on 🪓 ..

 

[Wealth is my birth right!]

@Wealth is my birth right! Is holding coral from 5 years and he didn't recieve any ltf offer.

On the other hand i got my icici coral card last year and this month got rubyx ltf.

Their algo is totally random it seems. Btw my icici card usage last year was 9.8 lacs.

Nice spends is the key in ur case💯

 

[Riya]

Very good score...

You should get some liberal offers with good limits..please post your offers page ss

Yeah I've quite a few pre-approved loan offers but never got interested in them ...

 

[SAS]

Okay, open a ICICI Wealth account and try with ICICI as well...
Dont get start me on 🪓 ..

also having wealth acccount with iicici ... will try there

 

[SSV]

Scheme over i guess
Now its 30k plus gst

M4B is LTF only, no?

This is correct ... This change happened when you are having fun with chi**s overseas.. 😉

 

[SSV]

Yeah I've quite a few pre-approved loan offers but never got interested in them ...

Set aside CC offers for a while...
SHare the SS of other loan offers etc..

 

[Rahul Gupta]

Yeah I've quite a few pre-approved loan offers but never got interested in them ...

Can you share your past one year spends on icici cards? It will help us track the algo.

 

[SSV]

also having wealth acccount with iicici ... will try there

okay then .. follow my ICICI posts for a while, you will get some idea..
DOnt go and talk to ICICI guys yet .. you need to do some homework before going to them..

 

[aayusharyan]

This is correct ... This change happened when you are having fun with chi**s overseas.. 😉

Ohh that's sad, leave it then not opening Burgandy even.

 

[Rahul Gupta]

Set aside CC offers for a while...
SHare the SS of other loan offers etc..

We can consider one more thing here. They might be giving LTF offers to those who easily reached fee waiver criteria of higher vairant cards.

 

[SSV]

Ohh that's sad, leave it then not opening Burgandy even.

If you open any high value relationship with 🪓 , get ready to be 🪓ed with a sudden surprise ..
that will be another feature of 🪓 accounts..
. ie surprise 🪓🪓🪓 for every 🪓 customer !!!😉

 

[SAS]

If you open any high value relationship with 🪓 , get ready to be 🪓ed with sudden surprise .. that will be another feature of 🪓 accounts.
.. ie surprise 🪓🪓🪓

does that symbol means axis ?

 

[SSV]

does that symbol means axis ?

you are becoming a smarter boy ... or you are already a smart boy!! 😉

 

[SAS]

you are getting a smart boy ... or you are already a smart boy!! 😉

iam so smart that i got the meaning after everyone 🙄😀🤣

 

[aayusharyan]

If you open any high value relationship with 🪓 , get ready to be 🪓ed with sudden surprise ..
that will be another feature of 🪓 accounts... ie surprise 🪓🪓🪓 for every 🪓 customer !!!😉

Bada yaarana hai bhai aapka 🪓 se.