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ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

Any gemstone card will do or within saphiro or rubyx any one card to pay
I have coral 2 and rubyx 2 yet to get bill after holding all 4 and since rubyx new i spend this month on all 4 cards
All Gemstone cards are billed together in one statement.
Payment to any one of them will clear the bill.


Coral and Sapphiro Twins of mine are billed together in single statement, also reported as single entry in CIBIL.
 
I am getting rubyx dual, manchester united signature and hpcl supersaver upgrade offer but all are only FYF, not LTF. Considering poor reward rates of all icici cards, i am not upgrading.
 
I am getting rubyx dual, manchester united signature and hpcl supersaver upgrade offer but all are only FYF, not LTF. Considering poor reward rates of all icici cards, i am not upgrading.
Good choice
Pls wait post july i mean next quarter
All Gemstone cards are billed together in one statement.
Payment to any one of them will clear the bill.


Coral and Sapphiro Twins of mine are billed together in single statement, also reported as single entry in CIBIL.
Same here
I logged in imobile and saw bill date as common to my coral and rubyx twins
Apay different
 
Got paid upgrade to Emeralde PVC & I took it as I have multiple international trip line up in next 1 year.

Unlimited lounge itself will cover this year fees, will decide about next year as per situation.

It will be useful for forex transactions along with my backup BOB Eterna.

And also there is rare hope to get upgrade option to metal variant.

Received both Emeralde & Dreamfolks card today.

Thank you to this forum & @SSV for useful advice as always.
 

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Got paid upgrade to Emeralde PVC & I took it as I have multiple international trip line up in next 1 year.

Unlimited lounge itself will cover this year fees, will decide about next year as per situation.

It will be useful for forex transactions along with my backup BOB Eterna.

And also there is rare hope to get upgrade option to metal variant.

Received both Emeralde & Dreamfolks card today.

Thank you to this forum & @SSV for useful advice as always.
Congratulations bro.. I can also see it as paid.. but not getting it as I have dcb plastic ltf..
 
Got paid upgrade to Emeralde PVC & I took it as I have multiple international trip line up in next 1 year.

Unlimited lounge itself will cover this year fees, will decide about next year as per situation.

It will be useful for forex transactions along with my backup BOB Eterna.

And also there is rare hope to get upgrade option to metal variant.

Received both Emeralde & Dreamfolks card today.

Thank you to this forum & @SSV for useful advice as always.
Just curious... why take paid PVC? You already have cards that cover for lounge access isn't it? BoB Eterna gives 3.75% on forex transactions as well. Any other zero forex card would have complimented it
 
Got paid upgrade to Emeralde PVC & I took it as I have multiple international trip line up in next 1 year.

Unlimited lounge itself will cover this year fees, will decide about next year as per situation.

It will be useful for forex transactions along with my backup BOB Eterna.

And also there is rare hope to get upgrade option to metal variant.

Received both Emeralde & Dreamfolks card today.

Thank you to this forum & @SSV for useful advice as always.
Congratualtions .. I am reasonably sure that you will get EPM upgrade within one year .,,
Enjoy !!..
 
Congratulations bro.. I can also see it as paid.. but not getting it as I have dcb plastic ltf..
Thank you 😊.

Just because I have multiple international trips in next 1 year, I took the plunge as I can recover fees fully.

Next year before renewal I will weigh down my options.
 
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Thank you 😊.

Just because I have multiple international trips in next 1 year, I took the plunge as I can recover fees fully.

Next year before renewal I will weigh down my options.
and also unlimted SPA access is the USP of this card, and if you can use them on all your trips, you can easily recover the costs..

There is no card in India that provides unlimited SPA access as of now, as far as I know..

For those who frequently travel ,this card is not bad.. but definitly not for using for regular spends..
 
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Just curious... why take paid PVC? You already have cards that cover for lounge access isn't it? BoB Eterna gives 3.75% on forex transactions as well. Any other zero forex card would have complimented it
I don't have zero forex card.

Emeralde will give me another forex option along with Eterna & unlimited lounge access which itself will cover my multiple international trips in next 1 year. If there was no trip planned, I wouldn't have taken it.

Plus one can always hope of rare chance to get metal upgrade option.
 
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Reactions: SSV
and also unlimted SPA access is the USP of this card, and if you can use them on all your trips, you can easily recover the costs..

There is no card in India that provides unlimited SPA access as of now, as far as I know..

For those who frequently travel this card is not bad.. but definitly not for using for regular spends..

Yes that will be helpful for my spouse 😂. She can recover fees from spa itself, I trust her 😄
 
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