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ICICI Coral upgrade to Sapphiro

Even without a salary account, you will get it LTF.
Based on a thread in DD, I tested it and got it LTF.

If you hold any active ICICI cards, you wont get LTF Sapphiro without a company or alumni offer
So I closed all my ICICI cards and SB accounts.(May 2023).

I opened a new wealth account, and MAB was around 20k(Only transctions were monthly SI credit from the salary account for SIPs and deductions for SIPs).
After 7 months, I got Sapphiro Dual LTF last week.
Whats the criteria for opening wealth account?
 
Whats the criteria for opening wealth account?
Depends on the branch. I opened it with 1L IP. Took lot of negotiations to open it.

After that they asked for some funds(1-2L) parking towards FY ending, which I did for few days.
As far mab is concerned mine is only 30-50k.
As long as you have good rapo with the branch people, they don't really downgrade.
 
Upgrade in icici very tough. New accounts with IP is relatively easier.
This is correct .. upgrade extremely hard, where as fresh account opening ie. NTB is the best way to get
 
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