Icici Sapphario LTF should I take it?

[arjun]

I got this offer today after months of getting paid Sapphario, should I go for it or wait for LTF Emeralde?

Please share your suggestions and if someone has Sapphario please share how is your experience and what kind of benefits you think is most useful?

 

[RishiKiDev]

I got this offer today after months of getting paid Sapphario, should I go for it or wait for LTF Emeralde?

Please share your suggestions and if someone has Sapphario please share how is your experience and what kind of benefits you think is most useful?View attachment 56078

What existing cards you have from ICICI?

 

[arjun]

What existing cards you have from ICICI?

Apay, Coral visa paid, Coral rupay Ltf

 

[RishiKiDev]

Apay, Coral visa paid, Coral rupay Ltf

I guess you should then wait for LTF Emeralde although its very difficult to get pre-approved.

I would suggest you to keep increasing your TRV so that you can negotiate with RM

 

[arjun]

I guess you should then wait for LTF Emeralde although its very difficult to get pre-approved.

I would suggest you to keep increasing your TRV so that you can negotiate with RM

My current TRV is just 1L bro and I don't think I will be increasing as I already have my most TRV with Hdfc and I don't think I will be moving that to Icici anytime soon

 

[Riya Sharma]

My current TRV is just 1L bro and I don't think I will be increasing as I already have my most TRV with Hdfc and I don't think I will be moving that to Icici anytime soon

then just take Sapphiro

 

[RishiKiDev]

My current TRV is just 1L bro and I don't think I will be increasing as I already have my most TRV with Hdfc and I don't think I will be moving that to Icici anytime soon

Oh in that case better to take Sapphiro LTF. Many are suffering with high TRV not getting it LTF.
You're lucky to get it LTF with low TRV.

 

[arjun]

Oh in that case better to take Sapphiro LTF. Many are suffering with high TRV not getting it LTF.
You're lucky to get it LTF with low TRV.

I recently opened privilege banking with icici with 1L funding and after a month I got the offer is it possible there's a connection?

 

[SSV]

I recently opened privilege banking with icici with 1L funding and after a month I got the offer is it possible there's a connection?

Pls elaborate what other relationship youvgot with icici other than this privilege account. So that we can advise whether to take this or wait

 

[arjun]

Pls elaborate what other relationship youvgot with icici other than this privilege account. So that we can advise whether to take this or wait

I have 3 cc with them Apay, Coral visa paid, Coral rupay LTF & privilege banking that's it, no other fd or investment

The limit on my CC is 4.6L

 

[SSV]

I have 3 cc with them Apay, Coral visa paid, Coral rupay LTF & privilege banking that's it, no other fd or investment

The limit on my CC is 4.6L

Take sapphiro ltf offer.

Is Your sb account a salary account?

 

[arjun]

Take sapphiro ltf offer.

Is Your sb account a salary account?

Nope just normal privilege savings account

 

[SSV]

Nope just normal privilege savings account

In that case, dont hesitate to take this Sapphiro LTF offer...

 

[arjun]

In that case, dont hesitate to take this Sapphiro LTF offer...

Yup proceeded after everyone's suggestions

 

[arjun]

In that case, dont hesitate to take this Sapphiro LTF offer...

Is there any min spend in Sapphario for lounge access and how many lounge access quaterly I get including Amex & Mastercard?

 

[RishiKiDev]

Is there any min spend in Sapphario for lounge access and how many lounge access quaterly I get including Amex & Mastercard?

5k per quarter spend

 

[SSV]

Is there any min spend in Sapphario for lounge access and how many lounge access quaterly I get including Amex & Mastercard?

Pls check product page on icici website

 

[pradeepG]

I got this offer today after months of getting paid Sapphario, should I go for it or wait for LTF Emeralde?

Please share your suggestions and if someone has Sapphario please share how is your experience and what kind of benefits you think is most useful?View attachment 56078

did your icici card details got leaked and any card got replaced in recent leak? just curious and trying to join dots who all are getting the LTF offer in this batch.

 

[arjun]

did your icici card details got leaked and any card got replaced in recent leak? just curious and trying to join dots who all are getting the LTF offer in this batch.

No I have icici cards for almost 2 years but neither leaked nor replaced!

 

[arjun]

5k per quarter spend

Thanks for the info bro