IDFC Bank Wealth Programme

[Sevendar@01]

Hi there is anyone using IDFC select, wealth or private account.
1) What account variant are you using
2)What was the initial cheque required to open this account
3)What is the AMB and non maintenance charges or do u just need to fund the initial amount and the account becomes zero balance?
4)Did you got select, wealth, private credit card without income docs?
5)Did you have a existing relation with bank and got upgrade to wealth programme
Anyone having nay contact of IDFC Bank kolkata people then please share it and if anyone is using this account share the whole procedure to get this account specifically select account.

 

[Bhagat Singh]

wealth and private are way different
even i have wealth

Nothing different i have yes private and axis private. Not maintaining anything. Didn't go for idfc private as i didn't find it worth the effort.

 

[sxchzy]

how is yes private and axis burgundy not downgrading
afaik axis is very strict on downgrades

 

[Bhagat Singh]

how is yes private and axis burgundy not downgrading
afaik axis is very strict on downgrades

My BM is very friendly. And there is 12 months time to meet eligibility in private. I'll complete 12 months in june will let you know if they downgrade.
I opened both private with 10 lakhs

 

[Dragon_slayer]

Why do u even want a bank private account .
Who have 25 k upi limit 💀


10 lakh IP and 25 + nRV should work

I dont use UPI so thats fine.

I thinking to move from burgundy, and private seems the most suitable option

 

[Dragon_slayer]

My BM is very friendly. And there is 12 months time to meet eligibility in private. I'll complete 12 months in june will let you know if they downgrade.
I opened both private with 10 lakhs

Can you list out some features of private worth mentioning?

Anything which you liked the most

 

[Vasuki]

I dont use UPI so thats fine.

I thinking to move from burgundy, and private seems the most suitable option

Let me tell you .
Idfc has material problem
Upi issue lead to freeze
If u try to earn reward using dc for cc bill .they freeze your first reward .
They employee aren't trained for giving premium service

Intrest rate has gone down

Its a good 25 k account with wealth branding but not worth more than that


You should consider induslnd pionner .. & talk with BM for door step service ( & its practical use ) .

Induslnd sucks too but not in terms of unskilled employees or account freeze or dc freeze for minting from their system .



Untill & unless u get good repo from branch manager . Which will send employee everytime u need something .its not worth

& To test the water go to branch talk with bm & ask about normal wealth account .. u will know how untrained they are .
Or to the contrary u get good experience

 

[Bhagat Singh]

Let me tell you .
Idfc has material problem
Upi issue lead to freeze
If u try to earn reward using dc for cc bill .they freeze your first reward .
They employee aren't trained for giving premium service

Intrest rate has gone down

Its a good 25 k account with wealth branding but not worth more than that


You should consider induslnd pionner .. & talk with BM for door step service ( & its practical use ) .

Induslnd sucks too but not in terms of unskilled employees or account freeze or dc freeze for minting from their system .



Untill & unless u get good repo from branch manager . Which will send employee everytime u need something .its not worth

& To test the water go to branch talk with bm & ask about normal wealth account .. u will know how untrained they are .
Or to the contrary u get good experience

Indus pioneer is shit 💩. I have both indus pionner and indus grande account. I would not suggest any of them. They're branch employees are stupid arrogant egoistic. Customer care is dumb and even pioneer email support takes 15-30 days for basic request. And about reward points, indus simply does not credit or credit wrong reward points . If you complaint than it takes 20-30 days to resolve and mostly they still don't credit or credit less than half points than you have to complain again and again.

 

[Bhagat Singh]

Let me tell you .
Idfc has material problem
Upi issue lead to freeze
If u try to earn reward using dc for cc bill .they freeze your first reward .
They employee aren't trained for giving premium service

Intrest rate has gone down

Its a good 25 k account with wealth branding but not worth more than that


You should consider induslnd pionner .. & talk with BM for door step service ( & its practical use ) .

Induslnd sucks too but not in terms of unskilled employees or account freeze or dc freeze for minting from their system .



Untill & unless u get good repo from branch manager . Which will send employee everytime u need something .its not worth

& To test the water go to branch talk with bm & ask about normal wealth account .. u will know how untrained they are .
Or to the contrary u get good experience

Same is with indus pionner branch. I visited indus pionner delhi punjabi bagh and defence colony branch. Employees are dumb they don't know anything.

 

[sauravkumar]

Same is with indus pionner branch. I visited indus pionner delhi punjabi bagh and defence colony branch. Employees are dumb they don't know anything.

Thanks for sharing your experiences!!

Please which bank and program you will recommend??😁😁

I am asking as many of us are in Delhi

 

[Vasuki]

Same is with indus pionner branch. I visited indus pionner delhi punjabi bagh and defence colony branch. Employees are dumb they don't know anything.

Obusly at pioneer lvl , only dealing with BM makes sense ..

 

[Vasuki]

Thanks for sharing your experiences!!

Please which bank and program you will recommend??😁😁

I am asking as many of us are in Delhi

That depends on your expectations from the program

 

[Vasuki]

Indus pioneer is shit 💩. I have both indus pionner and indus grande account. I would not suggest any of them. They're branch employees are stupid arrogant egoistic. Customer care is dumb and even pioneer email support takes 15-30 days for basic request

No idea of customer care
Never called
At branch ppl are dumb everywhere ..
Its just that are they willing to help
.
I just have select with them so expectations.

For arrogance - hdfc employee showed me .. I complained & hung them dry for 6 month..
Now i just talk their BM
But last year he got transferred but Rm is good but i don't have any branch service requirement as such

 

[Bhagat Singh]

Obusly at pioneer lvl , only dealing with BM makes sense ..

Lady branch head at punjabi bagh delhi pionner is full of ego. Even my local branch BM is good. They except too much from customer without providing any service. She even tried to downgrade me from pioneer for no reason at all. Whereas i have never talked to her. Just gave application for current account opening once which was rejected by her after a week. They couriered docs back to my address. But she failed to downgrade and i have stopped maintaining anything with indusind

 

[Vasuki]

Lady branch head at punjabi bagh delhi pionner is full of ego.

I opened two accounts in hdfc .when i went to close the account ..
One executive tore my application closure..

I called police & punched him outside the bank 🌝.

Somehow bank employee need to behave like employee rather like owner

 

[kshitij_0]

I opened two accounts in hdfc .when i went to close the account ..
One executive tore my application closure..

I called police & punched him outside the bank 🌝.

Somehow bank employee need to behave like employee rather like owner

Wasseypur ya Mirzapur branch me gaye the kya account kholne bhai?

 

[Vasuki]

Wasseypur ya Mirzapur branch me gaye the kya account kholne bhai?

I was 18 & too many high tier cop at my home 🥲

 

[Bhagat Singh]

I opened two accounts in hdfc .when i went to close the account ..
One executive tore my application closure..

I called police & punched him outside the bank 🌝.

Somehow bank employee need to behave like employee rather like owner

Similar experience with kotak bank🤣🤣🤣 employee are goons. Ladai krne lagte hai. Especially ladies of kotak. M toh Branch se waapis aa jaata hu agr koi male employee na mile

 

[Vasuki]

Ladai krne lagte hai. Especially ladies of kotak. M toh Branch se waapis aa jaata hu agr koi male employee na mile

99 Shades of female bankers 🌝

 

[Dragon_slayer]

Let me tell you .
Idfc has material problem
Upi issue lead to freeze
If u try to earn reward using dc for cc bill .they freeze your first reward .
They employee aren't trained for giving premium service

Intrest rate has gone down

Its a good 25 k account with wealth branding but not worth more than that


You should consider induslnd pionner .. & talk with BM for door step service ( & its practical use ) .

Induslnd sucks too but not in terms of unskilled employees or account freeze or dc freeze for minting from their system .



Untill & unless u get good repo from branch manager . Which will send employee everytime u need something .its not worth

& To test the water go to branch talk with bm & ask about normal wealth account .. u will know how untrained they are .
Or to the contrary u get good experience

I went to ICICI to ask about Wealth account, you wont believe how untrained they were. They had no idea at all.

So far I had great experience with Burgundy, anytime I need to sign anything or even exchange cash denominations they help, and deliver directly at my home.

I will check IndusIND as you said

 

[Dragon_slayer]

Looking at other feedback about IndusIND, looks like its also shit