IDFC Bank Wealth Programme

[Sevendar@01]

Hi there is anyone using IDFC select, wealth or private account.
1) What account variant are you using
2)What was the initial cheque required to open this account
3)What is the AMB and non maintenance charges or do u just need to fund the initial amount and the account becomes zero balance?
4)Did you got select, wealth, private credit card without income docs?
5)Did you have a existing relation with bank and got upgrade to wealth programme
Anyone having nay contact of IDFC Bank kolkata people then please share it and if anyone is using this account share the whole procedure to get this account specifically select account.

 

[Vasuki]

I went to ICICI to ask about Wealth account, you wont believe how untrained they were. They had no idea at all.

So far I had great experience with Burgundy, anytime I need to sign anything or even exchange cash denominations they help, and deliver directly at my home.

I will check IndusIND as you said

They have home banking request too

All depends on how good u click with employee/ branch & how they are

Unlike @Bhagat Singh experience of girl employee being Rude at cringe max 😁

 

[Vasuki]

Looking at other feedback about IndusIND, looks like its also shit

Yes .. customer care - 10000%

 

[Dragon_slayer]

They have home banking request too

All depends on how good u click with employee/ branch & how they are

Unlike @Bhagat Singh experience of girl employee being Rude at cringe max 😁

Well Axis had some beautiful female employees who would generally ignore everyone, but will start giving special attention to you as soon you tell them you hold a Burgundy account

 

[Vasuki]

you hold a Burgundy account

I told hdfc female employee how to get 400 free Every month from Millniea dc 🌝
She was not married 😭 .
I was fool to not make her my RM 💀

 

[Bhagat Singh]

Well Axis had some beautiful female employees who would generally ignore everyone, but will start giving special attention to you as soon you tell them you hold a Burgundy account

Are bhai🤣🤣 axis toh theek hai but kotak ki females se thoda hatke especially jo aunty ho.

Axis waali toh bechaari 2 saale se 925 rs ka health insurance de rahi hai but le nhi rha 🤣🤣.

 

[Bhagat Singh]

I told hdfc female employee how to get 400 free Every month from Millniea dc 🌝
She was not married 😭 .
I was fool to not make her my RM 💀

Toh bhai ab bnaa le. Ye bank waali aur doctor aise hi meethi meethi bol k aadmi ka C bnaa jaati hai.

Mera bhaut loss krwaya hai in bank waali beautiful females ne.

 

[Vasuki]

Mera bhaut loss krwaya hai in bank waali beautiful females ne.

Savdhaan rahe satarak rhe.

 

[Bhagat Singh]

Savdhaan rahe satarak rhe.

Bilkul bhai abhi recent ki baat hai rbl m. 10 lakhs ka ip le liye meethi meethi bol k.

Fir account usse open hua nhi 38 days tak 10 lakhs dummy account m fase rhe .
Subh 6 bje WhatsApp pe goodmorning kr deti thi, cheque debit krne k baad read receipt bhi band krdi. Ptaa hi na chale k msg seen kiya k nhi

Upr se phn na uthaye. Phir maine pno desk ko daat lagai unhone usko conference pe le liya. Fir bolti hai k sir aap toh family jaise ho , merko call kr dete , mere hote hue upr complaint krne ki kya jarurat thi.

Maine bol Diya k paise dede. Raat ko 7:30 baje RTGS kiya branch ne.
38 days ka interest marr gya😅.

 

[Vasuki]

Bilkul bhai abhi recent ki baat hai rbl m. 10 lakhs ka ip le liye meethi meethi bol k.

Fir account usse open hua nhi 38 days tak 10 lakhs dummy account m fase rhe .
Subh 6 bje WhatsApp pe goodmorning kr deti thi, cheque debit krne k baad read receipt bhi band krdi. Ptaa hi na chale k msg seen kiya k nhi

Upr se phn na uthaye. Phir maine pno desk ko daat lagai unhone usko conference pe le liya. Fir bolti hai k sir aap toh family jaise ho , merko call kr dete , mere hote hue upr complaint krne ki kya jarurat thi.

Maine bol Diya k paise dede. Raat ko 7:30 baje RTGS kiya branch ne.
38 days ka interest marr gya😅.

Gems of RBL bank ..
I have two rM
Hdfc- i went to branch he did classic in 1 visit
( Max he said maintain some amount due to march affect + fd krlo sir. .then fd krlo sir u can break after week .)


Induslnd select - he opened account ( too much complex kyc problem .
Helped in kit delivery & now solving number problem
Once he asked do 50k fd for few hours ..

Idfc - not rm but employee helped in opening idfc future first account .. said to maintain due to march + his kickback .. maybe he said to his bm he trapped ( me ) a hni customer so he will maintain in lakh 🌝. But i m like aap bhole ho 😅

 

[Sunil R]

I currently hold 0 AMB IDFC savings account, and I wish to upgrade to the Wealth Programme. What is the best way to do it? In case of an upgrade, will the account be still 0 AMB?
Additionally, do they downgrade the account if the balance is not maintained?

 

[Bhagat Singh]

I currently hold 0 AMB IDFC savings account, and I wish to upgrade to the Wealth Programme. What is the best way to do it? In case of an upgrade, will the account be still 0 AMB?

It'll be 0 balance. Add 10 lakhs and ask wealth rm to upgrade to wealth. It'll take 2 weeks to complete onboarding and receive wealth kit

 

[Sunil R]

It'll be 0 balance. Add 10 lakhs and ask wealth rm to upgrade to wealth. It'll take 2 weeks to complete onboarding and receive wealth kit

If i add 10L when can i request RM to wealth upgrade?? immediately or after 2-3 months??

 

[Vasuki]

It'll be 0 balance. Add 10 lakhs and ask wealth rm to upgrade to wealth. It'll take 2 weeks to complete onboarding and receive wealth kit

Share any wealth / select rm number
I too have zero balance account in idfc .
Don't want to open 10 k account just for upgrade

 

[Bhagat Singh]

Share any wealth / select rm number
I too have zero balance account in idfc .
Don't want to open 10 k account just for upgrade

If i add 10L when can i request RM to wealth upgrade?? immediately or after 2-3 months??

You can add 10 lakhs and ask rm for upgrade immediately.
I did same

I asked rm for upgrade he said ok add 10 lakhs and let me know.

I did a RTGS of 10 lakhs in front of him and he sent me consent link after 10 minutes while sitting in branch.

 

[Bhagat Singh]

BM also gave me purse and card holder immediately .Which idfc had stopped giving around 8 months before i was upgraded to wealth.

 

[Vasuki]

You can add 10 lakhs and ask rm for upgrade immediately.
I did same

I asked rm for upgrade he said ok add 10 lakhs and let me know.

I did a RTGS of 10 lakhs in front of him and he sent me consent link after 10 minutes while sitting in branch.

Not having 10 lakh for wealth..
Max 5

 

[Bhagat Singh]

Not having 10 lakh for wealth..
Max 5

Bhai 5 m toh Select hi denge. Starting m toh 5 m wealth de dete the but abhi approval nhi aayega.

 

[Vasuki]

Bhai 5 m toh Select hi denge. Starting m toh 5 m wealth de dete the but abhi approval nhi aayega.

Can other branch do it
I don't want to go to my branch . employee get chep

 

[Bhagat Singh]

Can other branch do it
I don't want to go to my branch . employee get chep

Ha bhai koi bhi branch kr skti hai. Idfc m home branch wala system nhi hai. Kisi bhi branch se service le skte ho. Direct baat krna k wealth ya select chaiye. Dete ho toh bolo otherwise baad m jaao.

Thoda bhaut pump maar Dena 10 lakh balance rakhunga. Sip bhi karunga. 1,2 policy bhi lene ki soch rha hu. Agr wealth ho jaye toh soch rha hu idfc se lelu😅😅

 

[Vasuki]

Ha bhai koi bhi branch kr skti hai. Idfc m home branch wala system nhi hai. Kisi bhi branch se service le skte ho. Direct baat krna k wealth ya select chaiye. Dete ho toh bolo otherwise baad m jaao.

Thoda bhaut pump maar Dena 10 lakh balance rakhunga. Sip bhi karunga. 1,2 policy bhi lene ki soch rha hu. Agr wealth ho jaye toh soch rha hu idfc se lelu😅😅

Pump kiya tha local ko wo chep ho gya..
Will try in may .. abhi 1.5 month dekhta hu