IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[BVCBVC is verified member.]

ashva reduced to 400 rs discoutn from 500 as per bookmyshow

Ashva is 400 only from beginning.

 

[Krishna Kumar]

Ashva is 400 only from beginning.

Yes. Ashva 400 and Mayura 500 BMS BOGO limit from beginning itself.

 

[Everybody]

Did you pay the fees?

Yup due cleared as soon as bill is generated.

Now should clear the outstanding by month end to avoid utilisation ratio increase. Aiming for 800 cibil 🥱which I think not be possible any time soon.

 

[BVCBVC is verified member.]

Yup due cleared as soon as bill is generated.

Now should clear the outstanding by month end to avoid utilisation ratio increase. Aiming for 800 cibil 🥱which I think not be possible any time soon.

Any reason for targeting 800?

 

[Krishna Kumar]

Yup due cleared as soon as bill is generated.

Now should clear the outstanding by month end to avoid utilisation ratio increase. Aiming for 800 cibil 🥱which I think not be possible any time soon.

AFAIK 800 is not possible without any secured loan. Only with unsecured credit cards one cannot reach 800. Experts correct me if I'm wrong.

 

[Vickymaster1010]

its shwng unbilled

 

[Krishna Kumar]

its shwng unbilled

Then it got settled.

 

[Everybody]

Any reason for targeting 800?

Some goal must be there everywhere right 😉, no particular reason.

 

[BVCBVC is verified member.]

Some goal must be there everywhere right 😉, no particular reason.

Anything above 770 or 780 should be fine. Buy anyways all the best.

 

[Everybody]

AFAIK 800 is not possible without any secured loan. Only with unsecured credit cards one cannot reach 800. Experts correct me if I'm wrong.

Have seen 800 , without any secured loan.

Only CC. Not need of experts here I believe.

 

[Vickymaster1010]

1 reward point is 0.20 correct/?

 

[Krishna Kumar]

Have seen 800 , without any secured loan.

Only CC. Not need of experts here I believe.

Oh that's great then!

 

[EnthuCC]

If I'm holding highest paid card from IDFC (Mayura) can I negotiate with the bank to upgrade my Select to Wealth in future?

 

[BVCBVC is verified member.]

1 reward point is 0.20 correct/?

0.25 is the value.

 

[BVCBVC is verified member.]

If I'm holding highest paid card from IDFC (Mayura) can I negotiate with the bank to upgrade my Select to Wealth in future?

Try and see and post the outcome here.

 

[Itachi_UchihaItachi_Uchiha is verified member.]

If I'm holding highest paid card from IDFC (Mayura) can I negotiate with the bank to upgrade my Select to Wealth in future?

I have the same doubt!!

 

[Everybody]

If I'm holding highest paid card from IDFC (Mayura) can I negotiate with the bank to upgrade my Select to Wealth in future?

Heard they are lenient these days, you can get the card easily wid the wealth account.

Negotiate via BrancH once.

 

[EnthuCC]

I have the same doubt!!

What's the limit of your Select card?
And do you own any other CC which has 5L CL?

 

[BVCBVC is verified member.]

If I'm holding highest paid card from IDFC (Mayura) can I negotiate with the bank to upgrade my Select to Wealth in future?

Do you have Wealth or Select account banking relationship with them?

 

[EnthuCC]

Heard they are lenient these days, you can get the card easily wid the wealth account.

Negotiate via BrancH once.

My savings account was upgraded from Select to Wealth last month. My credit card didn't get upgrade.

And unfortunately the RM contact has been missing from my app since then. So I can contact only branch person. When I asked for the upgrade he asked for my ITR and then denied because my ITR doesn't match the eligibility.

So only option is to close the current CC and apply for new one on c2c basis.