EnthuCC
TF Premier
Wealth savings account which was upgraded last month.Do you have Wealth or Select account banking relationship with them?
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Wealth savings account which was upgraded last month.Do you have Wealth or Select account banking relationship with them?
Wealth savings account which was upgraded last month.
TF premier needed I guess for that section.
If possible then you can share the information in DM.TF premier needed I guess for that section.
if we book 3 tickets how BOGO is calculated?Yes. Ashva 400 and Mayura 500 BMS BOGO limit from beginning itself.
Thanks for sharing this. This seems simple. My Select CL is >3L and have Wealth savings account.
You will get 1 free ticket only.if we book 3 tickets how BOGO is calculated?
That doesn’t matter in actual. You can try. Existing EMI and txns will be transferred.Thanks for sharing this. This seems simple. My Select CL is >3L and have Wealth savings account.
I shall try this.
My current credit card has EMI going on for an electronic item purchase. So shall I try now or when EMI is fully paid?
So, while I am away for a week... IDFC had changed the way it gives its CCs..IDFC First Bank has launched two metal Super Premium/ Premium credit cards:
- Mayura Metal Credit Card (Weight - 17gm)
- Ashva Metal Credit Card (Weight - 12gm)
Mayura Metal Credit Card:Mayura is a super premium metal credit card launched from IDFC first bank inspired by most elegant bird, the peacock is a symbol of luck, poise, and beauty.
View attachment 65698
Joining Benefits:
- Limited time joining benefit of 10000 points on Joining fee payment before August 31st 2024.
- For every transaction above ₹1,000, you receive ₹1,000 as cashback, up to a maximum of four times. Valid for the first 60 days after the virtual credit card is generated. The cashback will be credited upon paying the joining fee. (Excluded transactions: Cash withdrawals, fees, charges and GST, and transactions made via the FIRST Digital Credit Card associated with the Mayura Credit Card)
Main Benefits:
- 0% Forex Markup fees on International Transactions.
- BOGO on Bookmyshow up to 2 tickets and capping of 500 per ticket.
- Avail 1% Fuel Surcharge Waiver up to ₹500 in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.
- No Interest on Cash withdrawl
- Up to 4 complimentary visits per quarter (domestic and international) including 1 complimentary visit per quarter for accompanying guest to select Indian airport lounges. The guest visit will be a part of the overall Indian airport lounge access benefit. (**Spend ₹20,000 in the current calendar month to avail the benefit in the next month).
- Free Trip Cancellation Cover: For Any Reason cover, you can cancel flight and hotel bookings and avail a reimbursement of up to ₹50,000 twice a year.
- 4 complimentary visits to lounges per quarter at select Indian railway terminals.
- Avail up to two (2) complimentary golf rounds or golf lessons every month for every ₹20,000 of monthly statement spends using your Mayura Credit Card.
- Complimentary Road Side Assistance.
- Mastercard World Privileges (Meet and Greet Airport Services, Limo Service Airport Pick up and Drop - **Some clarity needed on this will be updated)
Reward System:
- 10 reward points for incremental spends above ₹20,000 in a statement cycle and on your birthday and 5 reward points on spends till ₹20,000 in a statement cycle.
- 3 reward points on Education, Wallet Load, Government, Rent and Property Management/Purchase transactions. 1 reward point on utilities and insurance transactions. Spends in these categories will not be considered for 10X monthly milestone.
- Reward points will not be given on spends converted to EMI, Cash Withdrawal, Fuel, Fee and Charges.
Reward Points Value:
- 1 reward point is given for every ₹150 spent in a transaction. Value of 1 reward point is ₹0.25.
- All the rewards points never expire.
Fee Structure:
- Joining Fees: 5999 + GST = 7078.82 with Joining Benefits
- Annual Fees: 5999 + GST = 7078.82 (No Annual Benefits)
- Add on Card charged ( Metal Variant: ₹4000 & Plastic Variant: ₹3000 & Annual Fee: ₹2000 for both variants)
Eligibility:
25 Lakhs annual Income for fresh applications and for existing IDFC Credit Card holders approval based on profile check and it's open to apply. Can be applied from below link.
Mayura Credit Card: Financial Sophistication Meets Artisanal Beauty | IDFC FIRST Bank
Step into the realm of the Mayura Credit Card and experience the fusion of luxury and functionality. Crafted for those who appreciate the finer things in life, this metal credit card offers a suite of premium perks that transform every transaction into a testament to your elegance.www.idfcfirstbank.com
ASHVA Metal Credit Card:Ashva is a premium metal credit card launched from IDFC first bank inspired by: In the era of Indian royalty, horses or Ashva, were symbols of pride and
revered for their prowess.
View attachment 65701
Joining Benefits:
- Limited time joining benefit of 5000 points on Joining fee payment before August 31st 2024.
- For every transaction above ₹500, you receive ₹500as cashback, up to a maximum of four times. Valid for the first 60 days after the virtual credit card is generated. The cashback will be credited upon paying the joining fee. (Excluded transactions: Cash withdrawals, fees, charges and GST, and transactions made via the FIRST Digital Credit Card associated with the Mayura Credit Card)
Main Benefits:
- 1% Forex Markup fees on International Transactions.
- BOGO on Bookmyshow up to 2 tickets and capping of 400 per ticket.
- Avail 1% Fuel Surcharge Waiver up to ₹400 in a statement cycle at all fuel stations across India on transactions between ₹200 & ₹5,000.
- No Interest on Cash withdrawl
- Up to 4 complimentary visits per quarter for domestic and 2 complimentary international lounge access including 1 complimentary visit per quarter for accompanying guest to select Indian airport lounges. No guest access benefit. (**Spend ₹20,000 in the current calendar month to avail the benefit in the next month).
- Free Trip Cancellation Cover: For Any Reason cover, you can cancel flight and hotel bookings and avail a reimbursement of up to ₹25,000 twice a year.
- 4 complimentary visits to lounges per quarter at select Indian railway terminals.
- Avail up to two (2) complimentary golf rounds or golf lessons every month for every ₹20,000 ofmonthly statement spends using your Ashva Credit Card.
- Complimentary Road Side Assistance.
- Discounted rates for Airport Meet and Greet, Concierge services from Visa Infinite.
Reward System:
- 10 reward points for incremental spends above ₹20,000 in a statement cycle and on your birthday and 5 reward points on spends till ₹20,000 in a statement cycle.
- 3 reward points on Education, Wallet Load, Government, Rent and Property Management/Purchase transactions. 1 reward point on utilities and insurance transactions. Spends in these categories will not be considered for 10X monthly milestone.
- Reward points will not be given on spends converted to EMI, Cash Withdrawal, Fuel, Fee and Charges.
Reward Points Value:
- 1 reward point is given for every ₹150 spent in a transaction. Value of 1 reward point is ₹0.25.
- All the rewards points never expire.
Fee Structure:
- Joining Fees: 2999 + GST = 3538.82 with Joining Benefits
- Annual Fees: 2999 + GST = 3538.82 (No Annual Benefits)
- Add on Card charged ( Metal Variant: ₹2000 & Plastic Variant: ₹1500 & Annual Fee: ₹1000 for both variants)
Eligibility:
12 Lakhs annual Income for fresh applications and for existing IDFC Credit Card holders approval based on profile check and it's open to apply. Can be applied from below link.
Ashva Credit Card: The Essence of Exclusivity in Your Wallet | IDFC FIRST Bank
Embrace the Ashva Heritage Credit Card's embodiment of exclusivity and prestige. With its metal form factor, this credit card transcends the ordinary, offering you not only exclusive rewards and benefits but also serving as a hallmark of your unique lifestyle and financial stature.www.idfcfirstbank.com
Any user can apply for both the credit cards based on the profile and immediately card details will be displayed on the App and Net banking. I have applied for Mayura card and it's approved. My choice was for BMS BOGO, 0% Forex Markup, Joining Benefits and my love for metal credit cards.
View attachment 65706
Annual Benefit:
Annual benefit for IDFC Mayura Credit Card (Annual Fee Payment Benefit: Spend minimum ₹8Lakhs in the previous card anniversary year and get 7,500 Reward Points (worth₹1875) (Or) Spend minimum ₹15 Lakhs in the previous card anniversary year and get 15,000 Reward Points(worth ₹3750).
Annual benefit for IDFC Ashva Credit Card (Annual Fee Payment Benefit: Spend minimum ₹8 Lakhs in the previous card anniversary year and get 7,500 Reward Points (worth ₹1875).
Overall Verdict:
IDFC launched cards just to fill the void of the paid metal cards in their portfolio. There are no super premium nor premium benefits on these cards, but the name and legacy they used is watchable to promote Indian names. At this price point they have maintained spend base access to Lounges, Golf, Spa etc.. and reward rate is not also good at this price point. Recommended only for Joining benefits.
what is your current limitIf I'm holding highest paid card from IDFC (Mayura) can I negotiate with the bank to upgrade my Select to Wealth in future?
If you’ve EPM, Yes Marquee, M4B this doesn’t value further. For 1 year good to hold one as you get maximum paid fees back.So, while I am away for a week... IDFC had changed the way it gives its CCs..
I am still thinking whether these cards are any of use.. Still need to evaluate.. whether they add any value to my existing protfolio.. acquired way too many recently than I anticipated..
Meanwhile, Congratulations to everyone who took the dive !!
##### # #what is your current limit
Yes. As the digital card is linked to this card account, it will be closed.will they close the digital rupay card when we close the metal card next year ?
It depends upon how they report it to CIBIL.. if only one account is reported and one statement is generated.. most likely it will be closed..will they close the digital rupay card when we close the metal card next year ?
Select CC is limit is 2L. Yes I own cards form other banks with limits higher than 5L.What's the limit of your Select card?
And do you own any other CC which has 5L CL?