Frankly speaking either you are confused or you are making me confused!!😁😁
Bro it's actual 5% cashback. And cashback is coming in ...... ( Your 2nd line)
So what are you trying to say??🤔🤔
Wrt Swiggy - whatever you said is correct.... where we have discussed or argued about Swiggy CV?? I haven't!!😑😑
(and FYI - I have seen posts where people were getting 1% cashback instead of 5 or 10 but I am not bothered about this CC as it not in my list)