IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[sauravkumar]

Actually, you are not getting actual 5% cashback. Cashback should come in the form of Amazon Pay.

Only applicable for Amazon.

However, HDFC Swiggy LTF gives actual 5% cashback. Applicable for all online spends.

Frankly speaking either you are confused or you are making me confused!!😁😁

Bro it's actual 5% cashback. And cashback is coming in ...... ( Your 2nd line)

So what are you trying to say??🤔🤔

Wrt Swiggy - whatever you said is correct.... where we have discussed or argued about Swiggy CV?? I haven't!!😑😑

(and FYI - I have seen posts where people were getting 1% cashback instead of 5 or 10 but I am not bothered about this CC as it not in my list)

 

[xross]

Thanks to this thread!

I applied on IDFC and it showed me Mayura, Ashwa, Select and some lower variants. I was intrigued by the metal cards but after checking more in detail and this thread, I chose Select LTF.

 

[kvndsz512]

amazon icici is ltf and probably one of the best cards out there , i have swiggy ltf and idfc wealth ltf too, i guess i will close mayura at before renewal

btw mayura me woh airport pick up and drop and meet and greet hai ya sab removed?

 

[helloworld]

And how the hell Amazon Pay CC takes 4k+ fee annually??🤔🤔
Kuch bhi!!

thats for AU LIT..

All I'm trying to say, someone taking our money in different way than we thought, we need to aware where our rupee goes.

Some says, "subscription", "part of a plan" etc. as their marketing benefit, but at the end we're paying extra to get that benefit.

If you're not paying extra, then definitely its a benefit that you can enjoy without any worries. Good to know.

 

[helloworld]

btw mayura me woh airport pick up and drop and meet and greet hai ya sab removed?

thats part of visa infinite benefit and exist for all visa infinite cards. its not complimentary like earlier magnus or reserv, its a discount based service provided by Visa.

unlike other banks idfc advertised as their benefit and people thought its complementary like Magnus but in the end its Visa service provided to its "Infinite" card holders. Like you'll get 10% or 20% discount.
To avoid confusion they removed (last when I check last month), but its always there on Visa website.

 

[sauravkumar]

me also would like to know those credit cards or mobile post paid that gives complimentary, really and genuinely asking. Share those plans or credit cards that provide as complimentary. TIA.

Attached Screenshot for your proof!!
And Airtel and Vodafone postpaid plan gives Prime. Now a days even Prepaid recharge are also providing.😑😑

These are very basic thing/knowledge and everyone knows here!!🤔🤔
I am surprised you are not aware or INTENTIONALLY TRYING to be a noob.

Bass kar Bhai kitna mislead karega.

Ab comparison karle Amazon Pay CC.😤😤

Chal GN!!😀😑

 

[helloworld]

Attached Screenshot for your proof!!
And Airtel and Vodafone postpaid plan gives Prime. Now a days even Prepaid recharge are also providing.😑😑

These are very basic thing/knowledge and everyone knows here!!🤔🤔
I am surprised you are not aware or INTENTIONALLY TRYING to be a noob.

Bass kar Bhai kitna mislead karega.

Ab comparison karle Amazon Pay CC.😤😤

Chal GN!!😀😑

You're right apologies. Indeed amazonpay ICICI is truly LTF card.

 

[BVCBVC is verified member.]

Thanks to this thread!

I applied on IDFC and it showed me Mayura, Ashwa, Select and some lower variants. I was intrigued by the metal cards but after checking more in detail and this thread, I chose Select LTF.

Even though you pay joining fees for these cards, both Ashva and Mayura cards have some decent value for 1 year. That’s the summary of the total thread.

 

[kvndsz512]

Even though you pay joining fees for these cards, both Ashva and Mayura cards have some decent value for 1 year. That’s the summary of the total thread.

but nothing good about the card tbh ;_; i find it waste to just get it for 1 yr and then close it... bcuz post 1 yr too much loss in fees and all even after spending 7.5L or 15L also

 

[BVCBVC is verified member.]

but nothing good about the card tbh ;_; i find it waste to just get it for 1 yr and then close it... bcuz post 1 yr too much loss in fees and all even after spending 7.5L or 15L also

Everything’s depends on individual case. I am saying overall.

See the first year fees is covered with cashback and reward points. So you lose basically GST and redemption fees. I have used BMS 1+1 every month and recently used 0% forex markup on international txns. Coming to form factor atleast 10 people loved it watching the card (Mayura) and asked which bank card and all. As many times discussed this card is only better for holding 1 year and there is no point in spending milestone spends.

Finally after closure you can keep the card as collectible. Sometimes cards has to be collected for their form factor. Finally depends on every individual choice and approach.

 

[kvndsz512]

Everything’s depends on individual case. I am saying overall.

See the first year fees is covered with cashback and reward points. So you lose basically GST and redemption fees. I have used BMS 1+1 every month and recently used 0% forex markup on international txns. Coming to form factor atleast 10 people loved it watching the card (Mayura) and asked which bank card and all. As many times discussed this card is only better for holding 1 year and there is no point in spending milestone spends.

Finally after closure you can keep the card as collectible. Sometimes cards has to be collected for their form factor. Finally depends on every individual choice and approach.

do u have the card? can u DM or post pics of the card want to see once 😄

 

[kvndsz512]

Everything’s depends on individual case. I am saying overall.

See the first year fees is covered with cashback and reward points. So you lose basically GST and redemption fees. I have used BMS 1+1 every month and recently used 0% forex markup on international txns. Coming to form factor atleast 10 people loved it watching the card (Mayura) and asked which bank card and all. As many times discussed this card is only better for holding 1 year and there is no point in spending milestone spends.

Finally after closure you can keep the card as collectible. Sometimes cards has to be collected for their form factor. Finally depends on every individual choice and approach.

btw i have 8-10 cards with buy 1 get 1 and even rbl world safari ltf and indusind pioneer dc for 0% forex 😆 so confused about taking this card bcuz just for 1 yr don't wanna take hassle

 

[helloworld]

do u have the card? can u DM or post pics of the card want to see once 😄

E

Post in thread 'IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched'

Aug 22, 2024

Got this nice package delivered just hour back!

But only keeping it for an year , hopefully they give some waiver before cancelling. No way spending 15L on this to get waiver!

Edit: Cards Looks Super Good, Metal 💙

• Everybody

• 
• 

: )

 

[BVCBVC is verified member.]

do u have the card? can u DM or post pics of the card want to see once 😄

This thread is one of most discussed cards for newly launched. Everything you ask for is already on the thread. BTW @helloworld posted it already.

 

[Karthi52]

it is been around 30 day since i received the card. recently did a 1000+ transaction for the first time. when will they give cashback?

 

[Anindya98]

it is been around 30 day since i received the card. recently did a 1000+ transaction for the first time. when will they give cashback?

After you pay the JF you will start receiving the CBs

 

[Karthi52]

After you pay the JF you will start receiving the CBs

I paid immediately within few days

 

[Anindya98]

I paid immediately within few days

I started getting my CBs after paying(1st bill generated) the JF

 

[fradela]

Frankly speaking either you are confused or you are making me confused!!😁😁

Bro it's actual 5% cashback. And cashback is coming in ...... ( Your 2nd line)

So what are you trying to say??🤔🤔

Wrt Swiggy - whatever you said is correct.... where we have discussed or argued about Swiggy CV?? I haven't!!😑😑

(and FYI - I have seen posts where people were getting 1% cashback instead of 5 or 10 but I am not bothered about this CC as it not in my list)

Amazon ICICI: Cashback credited to Amazon account in the form of Amazon Pay balance within 2 days of completion of billing cycle
HDFC Swiggy: Cashback credited against the outstanding amount.

See the difference in both cards in terms of cashback.

Clear winner is HDFC Swiggy. (All online spends and real 5% cashback)

 

[EnthuCC]

Received Mayura joining bonus 10k RPs.🙌🏻
Check yours.