IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[Anindya98]

but the guy from idfc called me and said i am eligible? he is an idfc employee since he sent an email from idfc domain

He is an agent just trying to complete the quota. His agenda is to sell credit cards, not aware of the bank's system.
I have the Wow card from IDFC, then got Millenia>Select(Upgrade)>Wealth(Upgrade) then got Ashva and Mayura based on my Wealth card, not the Wow card.

what do i need to do to be able to get the card then?

First, get an unsecured card from IDFC, then apply from the website for Ashva/Mayura.
Another way is to close the Wow card and apply fresh you will get Ashva/Mayura based on your profile and eligibility.

 

[LHR]

He is an agent just trying to complete the quota. His agenda is to sell credit cards. I have the Wow card from IDFC, then got Millenia>Select(Upgrade)>Wealth(Upgrade) then got Ashva and Mayura based on my Wealth card, not the Wow card.

First, get an unsecured card from IDFC, then apply from the website for Ashva/Mayura.

yes how would i go about getting an unsecured one considering i already hold wow. do i need to cancel my card first?

 

[Anindya98]

yes how would i go about getting an unsecured one considering i already hold wow. do i need to cancel my card first?

I hold Wow and Wealth together, no need to close Wow. Go to the IDFC website or app to start a fresh application you will get a few unsecured card options if you are eligible for them.
Otherwise, DM me I can connect you with my IDFC RM.

 

[LHR]

I hold Wow and Wealth together, no need to close Wow. Go to the IDFC website or app to start a fresh application you will get a few unsecured card options if you are eligible for them.
Otherwise, DM me I can connect you with my IDFC RM.

sent you a dm bro

 

[DrHits]

IDFC Myura has Zero Forex? Shall I use this for foreign trip next month? Or Use DCB metal? I Already have Fi Debit used in Bangkok and helped me!

 

[Indrajeet100]

yes how would i go about getting an unsecured one considering i already hold wow. do i need to cancel my card first?

Apply for any other like Select /wealth/ any unsecured card life time free showing in pre approved list, will get that in 2 minutes and after that apply for Ashva/ Mayura you will get pre approved. I did that only. Do not forget to collect 500 welcome voucher on free card select/ wealth by making 5000 odd spend. But in any case, Ashva/ Mayura are not worth renewal fees so one year cards for now.

 

[MVC]

Not got reward points yet

Same card applied and approved and paid joining fees on 19th November

 

[lazyman]

is it possible to get the card while holding a WOW card? I got a call from an idfc employee who sent me an email with the idfc domain with a link to apply for ashwa/mayura but when i go and apply for it and enter the otp the page doesn’t go ahead and it keeps just loading.

is holding the wow cc the reason for this application not proceeding? considering it is an idfc employee who said im pre-approved for it and i simply need to apply for it to be approved.

It's possible to get ashva or mayura with wow.. I got mayura holding wow

 

[LHR]

It's possible to get ashva or mayura with wow.. I got mayura holding wow

how did you get it? can you dm the details? when im on the page it just doesn’t move forward

 

[lazyman]

how did you get it? can you dm the details? when im on the page it just doesn’t move forward

I have applied from website only, nothing else I did. Not sure why you're getting that error.

 

[shadow28]

IDFC Myura has Zero Forex? Shall I use this for foreign trip next month? Or Use DCB metal? I Already have Fi Debit used in Bangkok and helped me!

The reward rate for Mayura is pretty low -

• 1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25

So effectively, ~0.167%. But you get 5x on up to ₹20000 spends and 10x beyond, so at best ~1.67% effective reward rate.

DCB Metal has a base reward rate of 3.33% and forex markup of 2% (+GST). However, if you have Global Value Back program activated on your card (1% cashback on international spends), the effective reward rate for international transactions comes to ~1.97%. So I'd say that DCB Metal is still the better choice overall considering only the reward rate. Do keep in mind that many countries have a fairly low acceptance rate for Diners Club cards though whereas the IDFC Mayura uses the MasterCard network and will be accepted everywhere.

 

[DrHits]

The reward rate for Mayura is pretty low -

• 1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25

So effectively, ~0.167%. But you get 5x on up to ₹20000 spends and 10x beyond, so at best ~1.67% effective reward rate.

DCB Metal has a base reward rate of 3.33% and forex markup of 2% (+GST). However, if you have Global Value Back program activated on your card (1% cashback on international spends), the effective reward rate for international transactions comes to ~1.97%. So I'd say that DCB Metal is still the better choice overall considering only the reward rate. Do keep in mind that many countries have a fairly low acceptance rate for Diners Club cards though whereas the IDFC Mayura uses the MasterCard network and will be accepted everywhere.

Thank you. Will use DCB as Primary and Mayura as backup!

 

[jainil]

These 1000rs cashback for 4 transactions in 60days is applicable even if I take Amazon pay vouchers of it of 1000 each or have some exclusions on it? Please some guide

 

[Anindya98]

These 1000rs cashback for 4 transactions in 60days is applicable even if I take Amazon pay vouchers of it of 1000 each or have some exclusions on it? Please some guide

Yes, CB is applicable for APV.

 

[BVCBVC is verified member.]

These 1000rs cashback for 4 transactions in 60days is applicable even if I take Amazon pay vouchers of it of 1000 each or have some exclusions on it? Please some guide

Yes, any transactions work.

 

[BVCBVC is verified member.]

Update: I have closed my Ashva Credit Card.

And the Joining Inaugural offer is being continuously extended (both for Mayura and Ashva). Now the offer is applicable till 31st January 2025

 

[EverybodyEverybody is verified member.]

Update: I have closed my Ashva Credit Card.

And the Joining Inaugural offer is being continuously extended (both for Mayura and Ashva). Now the offer is applicable till 31st January 2025

Looks like trick to get customers. Creating FOMO by IDFC.

 

[Anindya98]

Update: I have closed my Ashva Credit Card.

Any specific reason?

 

[BVCBVC is verified member.]

Any specific reason?

Too many IDFC cards. Just kept Mayura for good looking and BMS offers and some Forex spends coming up.

 

[Odugu Narasimha Rao]

Is this mayura card belongs to mastercard world or any other?