IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[Kumar93196]

Was it easy to redeem those 10x points?

Yes . .

 

[denisjos]

Go for IDFC First Debit cards. They are practically better than their credit cards.

Considering what happened with AU and their dc rewards idfc system is also doomed. But do enjoy while it lasts. Amex not being on bbps is really hurting my idfc dc points

 

[theXfactor]

Amex not being on bbps is really hurting my idfc dc points

Kindly explain .

 

[denisjos]

Kindly explain .

Idfc dc has a accelerated reward structure when spends are above 50k and returns come out to be abt 2.36% or so. And I used to pay the cc bills using this debit card to get the returns.

 

[theXfactor]

Idfc dc has an accelerated reward structure when spends are above 50k and returns come out to be abt 2.36% or so. And I used to pay the cc bills using this debit card to get the returns.

I got that but what I wanted to understand how Amex not being on bbps hurting your idfc points

 

[denisjos]

I got that but what I wanted to understand how Amex not being on bbps hurting your idfc points

Can't pay the cc bills using idfc debit card anymore

 

[Anindya98]

Can't pay the cc bills using idfc debit card anymore

W h y?

 

[denisjos]

W h y?

Do you know a way to pay amex bill now using idfc debit card

 

[Anindya98]

Do you know a way to pay amex bill now using idfc debit card

 

[helloworld]

I currently have the IDFC First Wealth Credit Card, which is lifetime free (LTF). Additionally, I have been offered the IDFC First Mayura Metal Credit Card; however, it is not LTF.

Besides the IDFC First Wealth Credit Card, I also own the Diners Club Black (DCB) card, which is my default card for all transactions. The rewards on the DCB are highly attractive, especially when using the SmartBuy platform. Furthermore, the DCB card is also lifetime free for me.

How does the Mayura Metal Credit Card compare to the DCB, which is LTF in my case? Is the Mayura Metal Card superior to the DCB? As a retired individual with a passion for traveling the world, most of my expenses are travel-related.

Wealth = Mayura in a way, and both of them nowhere close to HDFC Swiggy/Millennia.

DCB is way beyond to these IDFC cards. Don't compare based on price, these are overpriced not useful cards.

 

[helloworld]

Which one do you recommend? Leaning towards Mayura for the zero forex + ~1.8% rewards on top of that. Not getting cards like Olympus, Infinia or DCB

Thread 'Beat Forex Fees: Best Credit Cards that offset mark-up fee with Rewards'

Oct 4, 2024

IMO, when it comes to credit cards, >0% rewards is always better than 0%, especially when dealing with mark-up fees (foreign transaction fee)!

I wanted to share some tips for those of you who frequently travel or make purchases from international websites. You might already know that many credit cards charge a foreign transaction fee (usually 4.13%) whenever you buy something in a different currency. Unfortunately, these fees can eat into any rewards or cashback you’re hoping to earn.

There are credit cards that still provide positive rewards...

• helloworld
• Replies: 105
• Forum: Credit Card - General

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[denisjos]

I mean no offence here, but I am talking about not being able to pay amex with idfc wealth dc

 

[denisjos]

I did go through the video above. I used sbi virtual debit card mostly to pay amex now. It is supposed to give 2x rewards which is otherwise 0.25% similar to what he mentions in video.
Do you what is the redemption options for this ms rewards he talks about
But again I think sbi rewards are better at this point of time

 

[Anindya98]

I mean no offence here, but I am talking about not being able to pay amex with idfc wealth dc

I am not sure about Amex or SC but you can use Canara Setu for IDFC Wealth DC for all other banks.

 

[MVC]

Idfc launched portal similar to smartbuy portal and all options are similar

 

[BVCBVC is verified member.]

Idfc launched portal similar to smartbuy portal and all options are similar

Portal Link ??

 

[MVC]

Portal Link ??

Update and open IDFC app and go to reward redemption option

 

[BVCBVC is verified member.]

Update and open IDFC app and go to reward redemption option

That's there already right?

 

[MVC]

Check it is updated

 

[Krishna Kumar]

Check it is updated

Yes. It has been revamped!!