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IDFC Future First A/C - My Experience

What about existing FF saving account holder?
Calm Down Jimmy Fallon GIF by The Tonight Show Starring Jimmy Fallon
 
I read this and remembered the guy who opened my FF account. He also knew that FF account existed but never opened it himself and therefore I guided him the process and he opened it with 0 IP.

Also when I asked for a RM, BM personally called and told me as of now only HNI programs can have a RM. I know its not true as some members got RM in FF, but he also added if I happen to have any problem with the account then I should contact the guy (I had his number but he still gave me that guy's name and no.) who opened my account and thereafter I received another call from that guy asking to call him anytime when help needed.

Even after hearing about the freeze issues, I use it as a main account. One of the best accounts in my opinion. True replacement of Paytm PB for me.
Any idea why this specific bank has so many freezing issues? Do they use AI for detecting suspicious/fraudulent activities? I just don't get it
 
Any idea why this specific bank has so many freezing issues? Do they use AI for detecting suspicious/fraudulent activities? I just don't get it
I use my idfc account for daily transactions and never faced freezing issues. I guess we need to give a high annual income during account opening to avoid these issues.
 
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