IDFC has Started rolling out Credit Limit Enhancement!!!

[yashbhavnani]

So, IDFC FIRST Bank has finally started offering credit limit increase to their cardholders.

Got an IVR call today asking if I wanted to increase the limit on the IDFC credit card ending with xxxx. I said “yes” and it was done and it started reflecting in the IDFC app instantly.

Got an SMS/Watsapp confirmation later as well.

 

[plastikman]

Yes

 

[iamnisanth]

Received LE on my IDFC First Select CC today !!

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Yes

hello, timeline please. when did you get your idfc cc?

 

[plastikman]

hello, timeline please. when did you get your idfc cc?

Got Millenia CC in Nov 22 and opened A/C in Jun 23.

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Got Millenia CC in Nov 22 and opened A/C in Jun 23.

i will have to wait i guess, got millennia on 1st june.

 

[plastikman]

i will have to wait i guess, got millennia on 1st june.

Yes

 

[Card_Crafter]

I have received just 10k LE. Any possibility of getting higher limit if I don't accept this offer? I know ICICI gives higher limit increase offer if we don't accept, don't know about IDFC. Anyone with similar experience?

 

[helloworld]

I have received just 10k LE. Any possibility of getting higher limit if I don't accept this offer? I know ICICI gives higher limit increase offer if we don't accept, don't know about IDFC. Anyone with similar experience?

its not like that, there is no sure way. If you don't opt now, bank can reanalyze and based on your profile might offer more.. same way if their algo thinks that this is enough you might get same again.. or they may think you don't need so ignore for now.

anything can happen.. If you need opt or can wait for hoping better offer, thats it. Its your choice.

 

[gallifrey24]

Received an increase from 2,95,000 to 3,25,000

 

[Krutik1995]

Received 6.8 lac to 8.28 lac Hold Wealth card

 

[Sathishmani]

I got 10% of limit enhancement.

 

[helloworld]

Anyone observed this error?

 

[hackymanoj]

Anyone observed this error?

View attachment 43593

Yes, I'm also facing the same error. Is there a workaround for this?

 

[ronakshah]

I also got 10% limit increase

 

[raj007]

Anyone observed this error?

View attachment 43593

I faced the same issue.

 

[hackymanoj]

Just now called the customer care. They asked me to send normal text message as below. I'm holding two cards, is it why I'm facing the issue.


Dear Customer, as per your discussion with our Customer Service Executive, please find the required link, SMS CLIN to 5676732 to opt in for offer
Team IDFC FIRST Bank

 

[prash1161]

Gareeb bank mere 29 paise kha gya

 

[helloworld]

Just now called the customer care. They asked me to send normal text message as below. I'm holding two cards, is it why I'm facing the issue.


Dear Customer, as per your discussion with our Customer Service Executive, please find the required link, SMS CLIN to 5676732 to opt in for offer
Team IDFC FIRST Bank

3rs. for limit enhancement? did it worked?

 

[hackymanoj]

3rs. for limit enhancement? did it worked?

For jio it's free, no charges for these kind of SMS'es and 1860 calls as well. The agent said the team will review once the sms is received and I think it will take a day or two after sending the message

 

[maheshspanicker]

Received a 15 percent LE on my IDFC Select. IDFC usually, gives LE of 10 to 15 percent only. This is my 2nd LE, and both times it has been around 15 percent only.