Do they waive annual fee easily by just calling?
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Idfc power+ card
- Thread starter vihar
- Start date
Does IDFC Power+?
Don't know. Fee is due in july, will try by calling customer care.
I personally don't feel that they will do it. If they do it, it would be amazing. Please update if they waive it off or give any other benefit on payment of the fees.
I feel that ICICI Hpcl Super Saver is now also a good option if someone has to renew this card, they can switch to that. As now IDFC has removed that 5% on Utility and Grocery, Icici is still giving that.
When did that happen?
Check this thread, from 1st may all idfc cards were devalued.
Now it will not give fuel surcharge waiver but will give 30x reward points
And no other accelerated category.
Upi will still give 3x.
Utility payments of more than 20k in a statement will attract 1% + gst charges.
https://www.technofino.in/community...l-idfc-first-credit-cards-are-affected.24902/
shashankverma
TF Premier
They won’t even if you close the card. There are ongoing offers on so many platforms all the time for SBI so you will get it waived once you cross 2 lac I think
Same with me...Nothing is happening...No welcome benefit or no reward point till now...Let me see, when the statement is generated
mrbean
TF Select
Finally the bill is generated and reward points is credited.
But I am confused about the fuel surcharge whether it is 1% or minimum 10+gst on fuel.
Any body tried to refuel vehicle with 500rs fuel with hpcl and the Surcharge?
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I did two transcation Bought 5 lits.original cost 523.75...charged in 529.91 and got return of 106 points per transaction..5% value back...Net 4% return and surcharge is 1% only (not minium 10Rs)
Did you get any 5% return for grocery?
mrbean
TF Select
I have purchased some bakery items from nearest shop.
And I have received a message that "Happy Shopping" from IDFC following debit message.
After receiving bill I found that they are giving 5% for the bakery purchase.
May be they categorised bakery into grocery.
Today I checked my statement...altough there are lots of transaction on MCC 5411, I did not get any 5% RP...all are 3X points
Whether 5% is discontinued ?
Were these UPI txn?
Yes...these were UPI transactions
Then 3x. Written in MITC.
Then, Can you suggest a good card for UPI transactions.....
Depends on your usage?
Top rewarding are
HDFC Neu Inf 1.5% (actually 1.35%- as won't be able to use 10% disscount when neucoins are used)
Kotak Myntra 1.25% +1% PVR when 50k spent in Qtr
BoB Snapdeal/ AU Spont or Insta UPI 1%
SBI SimplySave 1.6% on Certain Categories
Kotak IOCL 2% on Certain Categories
Kotak needs 2K per txn for rewards.
ok,,got the scenario...thanks a lot for your answer
mrbean
TF Select
I think they are only providing 3X rewards on UPI even if it is a utility or grocery.
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