IDFC Wealth Credit Card Easily Approved

[hi buddy what to do]

Ok, So few days back i also thought to get IDFC Wealth Credit card after seeing threads on getting wealth card, just to add IDFC card to my portfolio. (will be using for sales & offers, considering the devaluations)

My Current Portfolio:
SBI Cashback - Jan 2023
Axis Neo LTF - Sept 2023
HDFC Millenia LTF - Dec 2023
ICICI Dual Sapphiro LTF- Jan 2024
BOB Premier Rupay LTF - March 2024
HDFC Tata Neu Infinity FYF - June 2024
AU IXIGO LTF - June 2024
IDFC Wealth LTF - Got Approved

Current Cibil: 763 (Reduced from 771 this month due to high utilization (5%))
Credit Age: 3 Years
Highest Limit: HDFC Millenia : 5.12 L

On 28 June, I filled online application through Cashkaro ( will be getting 1K rewards ) , application id got generated, completed vkyc. on 29 June, home address verification done (1PM) , received approval message and card details ( 2:30PM).

Existing Relation: I hold 10k MAB SB account with IDFC since Jan 2024 (not much transactions, maintaining MAB only)

Details Filled during Application Process: I applied via C2C, selected HDFC Bank and leave the variant box Blank, added limit 5.12L, added salary 3.1L ( actual <1.5)

No documentations asked.

 

[wuodland]

Seems like a good card to have if some other popular cards not an option. Congrats

Current Cibil: 763 (Reduced from 771 this month due to high utilization (5%))

haha, I don't think 5% is high utilization at all. For me, I start to think about it once I cross 40-50%. 5-10 points cibil points swing can happen.

 

[hi buddy what to do]

haha, I don't think 5% is high utilization at all. For me, I start to think about it once I cross 40-50%. 5-10 points cibil points swing can happen.

yes, utilization went high for sbi cashback card last month (57%) . overall utilization increased from 1-> 5%, so i believe it's due to that

 

[Raji1900]

Details Filled during Application Process: I applied via C2C, selected HDFC Bank and leave the variant box Blank, added limit 5.12L, added salary 3.1L ( actual <1.5)

No documentations asked.

What limit you got for IDFC Wealth Card

 

[Wealth is my birth right!]

Ok, So few days back i also thought to get IDFC Wealth Credit card after seeing threads on getting wealth card, just to add IDFC card to my portfolio. (will be using for sales & offers, considering the devaluations)
View attachment 59202
My Current Portfolio:
SBI Cashback - Jan 2023
Axis Neo LTF - Sept 2023
HDFC Millenia LTF - Dec 2023
ICICI Dual Sapphiro LTF- Jan 2024
BOB Premier Rupay LTF - March 2024
HDFC Tata Neu Infinity FYF - June 2024
AU IXIGO LTF - June 2024
IDFC Wealth LTF - Got Approved

Current Cibil: 763 (Reduced from 771 this month due to high utilization (5%))
Credit Age: 3 Years
Highest Limit: HDFC Millenia : 5.12 L

On 28 June, I filled online application through Cashkaro ( will be getting 1K rewards ) (cashkaro referral link : Cashkaro Rewards), application id got generated, completed vkyc. on 29 June, home address verification done (1PM) , received approval message and card details ( 2:30PM).

Existing Relation: I hold 10k MAB SB account with IDFC since Jan 2024 (not much transactions, maintaining MAB only)

Details Filled during Application Process: I applied via C2C, selected HDFC Bank and leave the variant box Blank, added limit 5.12L, added salary 3.1L ( actual <1.5)

No documentations asked.

Congratulations
Whats new limit on idfc?
Within bracket words show your sincere gratitude for this forum

 

[hi buddy what to do]

What limit you got for IDFC Wealth Card

Limit i got is 5L, same as what showed during application submission

 

[hi buddy what to do]

Congratulations
Whats new limit on idfc?
Within bracket words show your sincere gratitude for this forum

Thanks! Limit is 5L

 

[sare cb cc dedo]

Wait which card variant statement did u upload for it then?

 

[Vasuki]

Wait which card variant statement did u upload for it then?

There is no statement upload feature bruh

 

[pprakash11]

There is no statement upload feature bruh

There is, if asked.

 

[Vasuki]

There is, if asked.

Ok

 

[Prem03]

Ok, So few days back i also thought to get IDFC Wealth Credit card after seeing threads on getting wealth card, just to add IDFC card to my portfolio. (will be using for sales & offers, considering the devaluations)
View attachment 59202
My Current Portfolio:
SBI Cashback - Jan 2023
Axis Neo LTF - Sept 2023
HDFC Millenia LTF - Dec 2023
ICICI Dual Sapphiro LTF- Jan 2024
BOB Premier Rupay LTF - March 2024
HDFC Tata Neu Infinity FYF - June 2024
AU IXIGO LTF - June 2024
IDFC Wealth LTF - Got Approved

Current Cibil: 763 (Reduced from 771 this month due to high utilization (5%))
Credit Age: 3 Years
Highest Limit: HDFC Millenia : 5.12 L

On 28 June, I filled online application through Cashkaro ( will be getting 1K rewards ) (cashkaro referral link : Cashkaro Rewards), application id got generated, completed vkyc. on 29 June, home address verification done (1PM) , received approval message and card details ( 2:30PM).

Existing Relation: I hold 10k MAB SB account with IDFC since Jan 2024 (not much transactions, maintaining MAB only)

Details Filled during Application Process: I applied via C2C, selected HDFC Bank and leave the variant box Blank, added limit 5.12L, added salary 3.1L ( actual <1.5)

No documentations asked.

Are you staying in a metro city?

 

[hi buddy what to do]

Wait which card variant statement did u upload for it then?

There is no any option to upload, unless asked specifically.

 

[hi buddy what to do]

Are you staying in a metro city?

Yes , Bangalore

 

[Dark Knight]

in the application I quoted HDFC's regalia with 6L limit. Didnt mention ICICI Apay with 7.2L after reading the comments in the thread that ICICI CC's limit is not much considered by banks for issuing CC Card to card basis.
Still ended up having IDFC first select CC. Got a call from IDFC agent reminding for VKYC. She offered to remove the application so that I can try again and see if I get another variant by quoting ICICI CC.

I haven't got the message of credit inquiry on filling the card application the first time till now. I want to know if I refill the application again, will there be another credit inquiry?

 

[Anindya98]

in the application I quoted HDFC's regalia with 6L limit. Didnt mention ICICI Apay with 7.2L after reading the comments in the thread that ICICI CC's limit is not much considered by banks for issuing CC Card to card basis.
Still ended up having IDFC first select CC. Got a call from IDFC agent reminding for VKYC. She offered to remove the application so that I can try again and see if I get another variant by quoting ICICI CC.

I haven't got the message of credit inquiry on filling the card application the first time till now. I want to know if I refill the application again, will there be another credit inquiry?

If a new cibil inquiry happens you will get a notification via email or SMS
Yes, another inquiry happens

 

[Animesh67]

I haven't got the message of credit inquiry on filling the card application the first time till now. I want to know if I refill the application again, will there be another credit inquiry?

Y e s

 

[msd07]

I have applied wealth credit card on 9th July and video kyc completed.. Its still in progress.. any email id to followup?

 

[Anindya98]

I have applied wealth credit card on 9th July and video kyc completed.. Its still in progress.. any email id to followup?

E m a i l: banker@idfcfirstbank.com

 

[Viper1057]

I have applied wealth credit card on 9th July and video kyc completed.. Its still in progress.. any email id to followup?

Any update? I just applied now in Hyderabad