If Have 30 lakhs to invest Please guide me

[lonewolf]

I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.

Thanku

 

[lonewolf]

And Can save tax on that also

 

[sadhunath]

1. Diversify
2. Know your investment horizon
3. Preserving capital is of utmost importance
4. Depending on your net-worth get advise from a fee-only financial advisor.

 

[george99]

I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.

Thanku

All in on Bitcoin for a year or two.

 

[Wealth is my birth right!]

And Can save tax on that also

Wait for a market correction and take ELSS which have lock-in period

 

[aayusharyan]

Contact her. lol

 

[george99]

120K is the

All in on Bitcoin for a year or two.

120K is expected target for this bull cycle.100K will be solid resistance.As we are speaking BTC is at 67,059$

 

[pinki]

5-5 lac krke 6 small finance banks me fd krwado 8-9% pr . Full injoy fir 🕊️ safe n secure

 

[Googix]

Stock Markets at an all time high right now. So won't suggest putting 30L at top. Wait for market drop and invest like 10% each time into ELSS fund for tax saving or index ETFs like Niftybees

 

[Anupama_Jha]

Contact her. lol

Ye bhot difficult course hai, kaafi kam log hi isse kar paate hai. ITUS
International talent of ultimate student

Iski topi uske sarr

 

[girish3456]

I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.

Thanku

Ek MG car karidhlo bhai

 

[Slayer]

As a SEBI registered Research Analyst I would say to buy ZENTEC

 

[aayusharyan]

As a SEBI registered Research Analyst I would say to buy ZENTEC

 

[Shin-Chan]

As a SEBI registered Research Analyst I would say to buy ZENTEC

Do you provide investment service? if yes how to join SEBI RA Ji

 

[Shin-Chan]

I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.

Thanku

Take 30L FD and get CC on that then subscribe to Orindum tricks game and make money out of thin year !!

 

[Anupama_Jha]

Do you provide investment service? if yes how to join SEBI RA Ji

DCB ki limit badhane ke liye kya kya karna padta hai😭😝

 

[Pradumya]

As a SEBI registered Research Analyst I would say to buy ZENTEC

 

[SAS]

I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.

Thanku

i've read people saying stock market is at all time high i agree but the thing is .... you should not see market on a broader perspective ... there are always undervalued and underperforming stocks which will be available at a great discounts .... at any point of time in the market when you have money there will be some gems ..... i won't tell the names but there are damn good stocks at a super attractive valuations ..... if you cant find stocks atleast find some underperforming sectors and invest in them .... don't invest total 30 lakhs in a single basket ...... as someone said diversification and capital protection are the key factors

 

[Pradumya]

Firstly this thread needs to be moved to Investments category

I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.

Thanku

1. Set up emergency fund first of minimum 12 month of your expenses
2. Take up life and health insurances
3. Invest in index funds preferably in SIP form.
4. Till then keep it in sweep FD in small finance banks for higher interest.


Not an investment advice. These are general steps.

 

[PrinceHeart]

I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.

Thanku

At age 25, i am guessing you dont have any financial emergency, and your health is good and you dont work in a life threatening job.

Put those 30L in shriram fd for lockin 5yrs. Choose interest on maturity. You will make 3L+ each yr. File ITR with 0 tax each yr. On maturity, get 15L interest tax free. Total 45L+

Repeat 45.75L+ for another 5 yrs, get 24L+ as total interest, file ITR each yr with 0 tax, total 69.77L+ tax free lumsum income in 10 yrs.

Repeat till you need the funds.