IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[brightknight]

Hey can anyone confirm that we can have all 3 debit cards for a single account ? I talked recently to a guy in video branch and he said another old debit card will get auto-deactivated after 45 days.

 

[4uziaul]

Hey can anyone confirm that we can have all 3 debit cards for a single account ? I talked recently to a guy in video branch and he said another old debit card will get auto-deactivated after 45 days.

So many people in the forum are holding 3 or more cards. My debit freeze finally removed 2 days ago, will apply and then can confirm personally.

 

[brightknight]

So many people in the forum are holding 3 or more cards. My debit freeze finally removed 2 days ago, will apply and then can confirm personally.

Yea no worries. But waiting for a response of others holding it for more than 2 months.

 

[krishc]

Yea no worries. But waiting for a response of others holding it for more than 2 months.

I have 3 - VISA Signature & MC World Select plus the virtual Visa Gold, getting the MC one could be a bit challenging though
on the other hand, you can get another Visa Platinum one very easily which I didn't go for

 

[brightknight]

I have 3 - VISA Signature & MC World Select plus the virtual Visa Gold

How many months has it been using all 3 ? Also visa gold have bigbasket offer ?

 

[gautamcool]

Yes

Product has been designed like the asset part is savings account and liability is credit card they say surrogate
If we speak about revenue they r much aggressive to sell PL
Good thing IndusInd interest rate is higher than other banks

If I open a select savings account first with 50k MAB, then if i get legend credit card, will it get converted to 0 MAB select account?
@Wealth is my birth right!

 

[4uziaul]

If I open a select savings account first with 50k MAB, then if i get legend credit card, will it get converted to 0 MAB select account?
@Wealth is my birth right!

Yes, it works in any combination.

 

[krishc]

How many months has it been using all 3 ? Also visa gold have bigbasket offer ?

2 months
only used MC variant
never used VISA ones as already I've bucket loads of VISA cards

 

[Wealth is my birth right!]

If I open a select savings account first with 50k MAB, then if i get legend credit card, will it get converted to 0 MAB select account?
@Wealth is my birth right!

Yes but both card and account should get tagged with same customer id

 

[ak95]

After converting Select account to 0 MAB by linking Legend CC... is the debit card charges also waived off if I do not keep any money in the account?

 

[4uziaul]

After converting Select account to 0 MAB by linking Legend CC... is the debit card charges also waived off if I do not keep any money in the account?

With Select account you get debit cards without any annual or joining fees. In short it has got nothing to do with Zero Mab.

 

[brightknight]

I found their exclusive cs team really good - well trained and educated and don't waste our time like the normal executives. But yeah - to catch up with likes of ICICI and HDFC reps, will take lot of time

can you tell that exclusive cs team mail id ?

also does anybody know how many debit card one can hold with select indus account ?

 

[4uziaul]

can you tell that exclusive cs team mail id ?

also does anybody know how many debit card one can hold with select indus account ?

Email: exclusive@indusind.com

I already ordered 3 cards 1 MC and 2 Visa

 

[brightknight]

Email: exclusive@indusind.com

I already ordered 3 cards 1 MC and 2 Visa

using all 3 parallelly? & how many months has it been ? & a guy of indusind video branch said that old debit card gets de-activated post activation of new debit card after 45 days automatically.

 

[4uziaul]

using all 3 parallelly? & how many months has it been ? & a guy of indusind video branch said that old debit card gets de-activated post activation of new debit card after 45 days automatically.

They are all on the way and it doesn't get deactivated because you are the only person who got this information from customer care.

 

[brightknight]

They are all on the way and it doesn't get deactivated because you are the only person who got this information from customer care.

yes.. that guy seemed misinformed so trying to confirm from others.

 

[equalizer]

Is MAB also location specific? Nearest branch BM saying IP 1L and MAB 1L.. Location Bangalore

In tab, the guy selected

1. Product Type - INDUS SELECT
2. Selected Account - INDUS SELECT

It is showing MINIMUM BALANCE 1 LAC in his tab..

 

[brightknight]

Is MAB also location specific? Nearest branch BM saying IP 1L and MAB 1L.. Location Bangalore

Yes it's location based ip was 1L for me but mab initially was told to be 50k.

 

[equalizer]

Gave 1 Lac Cheque for IP.. got email which mentions below -

 

[Surendra]

Is MAB also location specific? Nearest branch BM saying IP 1L and MAB 1L.. Location Bangalore

In tab, the guy selected

1. Product Type - INDUS SELECT
2. Selected Account - INDUS SELECT

It is showing MINIMUM BALANCE 1 LAC in his tab..

It is 50k in Alwar, Rajasthan. If you are interested, I can talk to my RM. I recently opened select account and in process to make it zero MAB