IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[another]

Received my Select account kit yesterday. Activated debit card and created net banking account immediately.
To my surprise, I was able to link my credit card instantly with my savings account.

Now how and when can I know whether my Select Savings account has been converted to 0 MAB ??

Why have not you withdrawn your money till now? This is not how we should use zero MAB accounts. :-D

 

[ak95]

I know I am supposed to read all 47-48 pages of this thread before asking this question 🫠🫠🥴


But …. Is there anyone in this forum who already had the legend CC and then opened the select savings account completely online without facing any issues ???

I tried opening the account online today … and after verifying my details using Aadhar OTP … it asked whether I already have a mobile banking username and pin. Should I select “yes” and then proceed ??

 

[AllThatStuff]

Bas kaam ho gaya ab maze hi maze 😁

Matlab account already 0 MAB ho gaya hai??
But iss thread me kisse ne likha tha k you have to wait for mail confirmation for 0 MAB!!

 

[4uziaul]

Matlab account already 0 MAB ho gaya hai??
But iss thread me kisse ne likha tha k you have to wait for mail confirmation for 0 MAB!!

Kisne bola 😂

Jaldi batao 🤣 3-4 mahine se use kar rahe hain Bina mail ka ab jaldi se mail kar lete hain 🤣

 

[AllThatStuff]

Why have not you withdrawn your money till now? This is not how we should use zero MAB accounts. :-D

No need to wait for mail confirmation from bank??
Is there any way to check 0 MAB using Legend CC relationship??

 

[4uziaul]

No need to wait for mail confirmation from bank??
Is there any way to check 0 MAB using Legend CC relationship??

The answer is in this thread only. 😁

 

[AritraSaha]

The answer is in this thread only. 😁

Sab log pagal ho gaya hai..

 

[AllThatStuff]

The answer is in this thread only. 😁

@4uziaul bhai ab aathi raat ko kaha mai 48 page ka thread padhunga…😐😕😑
Agar ho sake toh yahi bata dein..
Also, how & when can we apply for 2nd debit card??

 

[4uziaul]

@4uziaul bhai ab aathi raat ko kaha mai 48 page ka thread padhunga…😐😕😑
Agar ho sake toh yahi bata dein..
Also, how & when can we apply for 2nd debit card??

Maine tumko pehle jawab de diya jab tumko bharosa nahi toh phir puchte kyun ho 😂

Card app se apply kar lo

Customer care se bhi ho sakta hai

Bank se bhi ho sakta hai sirf RM ko call karo OTP lekar woh request daal dega

Aur mera last reply hai believe karna hai toh karo warna mat karo 🙏😂

 

[AllThatStuff]

Maine tumko pehle jawab de diya jab tumko bharosa nahi toh phir puchte kyun ho 😂

Card app se apply kar lo

Customer care se bhi ho sakta hai

Bank se bhi ho sakta hai sirf RM ko call karo OTP lekar woh request daal dega

Aur mera last reply hai believe karna hai toh karo warna mat karo 🙏😂

Oh…ok got it!!😄😛

And thanx for suggestion on 2nd card 🙏🏻

 

[brightknight]

are we still getting RPs in Mobikwik on Paying Credit card Bills via MC?

 

[pprakash11]

are we still getting RPs in Mobikwik on Paying Credit card Bills via MC?

Not now

 

[brightknight]

Not now

then Cheq it's? or any other Platform for paying bills?
past few months my Transactions on cheq didn't go through. is it similar for others too?

 

[srikant]

Not now

Oops, so the 0.93% cashback is cancelled for IndusInd Select?

 

[Arun Pratheep]

then Cheq it's? or any other Platform for paying bills?
past few months my Transactions on cheq didn't go through. is it similar for others too?

I have done payment through Cheq today and it went through successfully

 

[pprakash11]

Oops, so the 0.93% cashback is cancelled for IndusInd Select?

Correct

 

[srikant]

Correct

Then I guess I won't get Select account at all. Even the Legend card seems useless now. But it's LTF so I'll keep it.

 

[Raaghul5]

Zero balance means you wont get monthly balance non-maintenance fines but they may charge you debit card fees at the end of year if balances are not above the requirement.

Thats why I am asking if anyone got explicit mail confirmation from their customer care that debit card fees wont be charged. I will use the account to hold my emergency funds & will exceed the balance requirements so that wont be an issue for me.

But people who have taken 3 debit cards on the account, have taken add on cards too (3 again) and don't plan to maintain the balance, they may get charged by IndusInd 500 plus taxes per card for Select account.

Any clarity regarding being charged annual Debit card fee for non maintenance of MAB( if select savings account is linked with legend card)?


If any of you hold the debit card for more than a year, kindly confirm if you're being charged or not.

 

[brightknight]

I have done payment through Cheq today and it went through successfully

With indusind dc?

 

[Arun Pratheep]

With indusind dc?

Yes, Indus Master debit card