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Is IndusInd Pioneer Account Worth It? Need Advice!

Hi everyone,

I’m considering opening an IndusInd Pioneer account and wanted your opinions on whether it’s worth it. The account requires maintaining an AMB (Average Monthly Balance) of ₹10L, and here are the main benefits they’re offering:

Free Locker Facility
Interest Rate of 7% on Savings
BookMyShow Tickets
Unlimited Lounge Access
Heritage Private Metal Credit Card at ₹15K per annum (fee waived on annual spends of ₹10L)
While these perks seem attractive, I’m wondering if this is the best option available or if there are better alternatives in this segment from other banks.

Does anyone here have experience with this account or similar premium accounts? Are these benefits really as useful as they sound?

Appreciate your insights!
 
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