• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Is it worth taking One Card in 2024

Apply For Lifetime Free IDFC First Credit Card
Santhosh

Santhosh

TF Select
Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
bigbyte said:
Have you applied/planning to apply/already have Kiwi card with Neon?
Your views on this card.
Click to expand...
already applied and got rejected by YES bank in the last week ..
details here.

SSV

Revaluation Post in thread 'Kiwi Yes bank cards rolling out'

Guys,
as suspected they declined my KIWI aplication:
Possible reasons could be
1) High Over leverage
2) Blur in the KYC document while taking the photo of PAN
3) I added one extra location name in the address field when compared to aadhar address
4) I didn't activate "Yes Rupay" card which was given to me without my approval in IRIS app while browsing thru my Marquee card.
.
.
.or something that YES thinks that I am not eligible..

anyway at least I tried..

Have fun guys
  • Like
 
Upvote 0 Downvote
SSV said:
already applied and got rejected by YES bank in the last week ..
details here.

SSV

Revaluation Post in thread 'Kiwi Yes bank cards rolling out'

Guys,
as suspected they declined my KIWI aplication:
Possible reasons could be
1) High Over leverage
2) Blur in the KYC document while taking the photo of PAN
3) I added one extra location name in the address field when compared to aadhar address
4) I didn't activate "Yes Rupay" card which was given to me without my approval in IRIS app while browsing thru my Marquee card.
.
.
.or something that YES thinks that I am not eligible..

anyway at least I tried..

Have fun guys
  • Like
Click to expand...
Ohk, to me they denied at eligibility check stage itself, with 816 CIBIL and 14 active cards.

And looks like they have some low budget subscription to CIBIL services for eligibility check. The credit age shown in their cibil score is just 4 years despite my oldest active card being 23 years in full CIBIL report.
 
  • Like
Reactions: SSV
Upvote 0 Downvote
bigbyte said:
Ohk, to me they denied at eligibility check stage itself, with 816 CIBIL and 14 active cards.

And looks like they have some low budget subscription to CIBIL services for eligibility check. The credit age shown in their cibil score is just 4 years despite my oldest active card being 23 years in full CIBIL report.
Click to expand...
Wait for a while, it will get your right profile and offer you
 
Upvote 0 Downvote
SSV said:
@plastikman ,

Guys, getting One card with 5L CL from Indian Bank... Is this good to go?
How will be Indian Bank experience?

@gamersgzb , what is the process in case of the Indian Bank.. I have no relationship with them.. no SB , no CC , nothing... I am from Hyderabad??

Any inputs guys??


View attachment 63583

View attachment 63584
Click to expand...
@BVC , @plastikman ,@gamersgzb , @federer.reddevil ,@Wealth is my birth right! , @nayra and other,

Received the ONE Card ,physical card...

Timelines:

Tuesday, 30/07 :Installed the one score app ( got pre-apporval with 5L limit - no bank specified).
Wednesday 31/07: Pre-approved offer disapperead and said no offers available,
Thrusday 01/08: Installed One card app, still no offer available..
Firday 02/08 : Suddenly Pre-appoved offer was available with 5L from the Indian Bank... Applied for the card and approved immediately with aadhar ekyc .
Monday 05/08: Received the physical card..


So, it took one week from app installation to Physical card
It took 3 days from Card application to Physical card receipt..

Overall, a pleasant on- boarding expeirence from One-Card..

Card is now activated in the APP...

1722854163489.webp
1722854312842.webp


One more card in the process.. ie. BOB eterna LTF based on my Radiance relationship..Once that is approved then it will be the last one..
No more Card appliations.. only fine tuning will be done in the future.. there are about 20 cards there in my portfolio,.. that is well more than enough..
 
Last edited:
Upvote 0 Downvote
vihar said:
#ONECARD DEVALUATION

Now most categories are restricted to 10% … earlier it was 14-28% also cashback is reduced now
Click to expand...
still lucrative, which location is onecard offering such offers? any good onecard offers around Mumbai/ Thane/ Pune location?

lastly, closed onecard FD in year 2022, possible to get onecard now?

thanks everyone.
 
Last edited:
Upvote 0 Downvote
SSV said:
@BVC , @plastikman ,@gamersgzb , @federer.reddevil ,@Wealth is my birth right! , @nayra and other,

Received the ONE Card ,physical card...

Timelines:

Tuesday, 30/07 :Installed the one score app ( got pre-apporval with 5L limit - no bank specified).
Wednesday 31/07: Pre-approved offer disapperead and said no offers available,
Thrusday 01/08: Installed One card app, still no offer available..
Firday 02/08 : Suddenly Pre-appoved offer was available with 5L from the Indian Bank... Applied for the card and approved immediately with aadhar ekyc .
Monday 05/08: Received the physical card..


So, it took one week from app installation to Physical card
It took 3 days from Card application to Physical card receipt..

Overall, a pleasant on- boarding expeirence from One-Card..

Card is now activated in the APP...

View attachment 63939

View attachment 63940


One more card in the process.. ie. BOB eterna LTF based on my Radiance relationship..Once that is approved then it will be the last one..
No more Card appliations.. only fine tuning will be done in the future.. there are about 20 cards there in my portfolio,.. that is well more than enough..
Click to expand...
Awesome!

I did the KYC on 2nd as well, two days since I can see the bluedart AWB but no information is available on bluedart site yet.. DTDC seems the better one🤣. I have major grocery shopping requirement this week, hopefully it will arrive soon.
 
  • Like
Reactions: SSV
Upvote 0 Downvote
nayra said:
Awesome!

I did the KYC on 2nd as well, two days since I can see the bluedart AWB but no information is available on bluedart site yet.. DTDC seems the better one🤣. I have major grocery shopping requirement this week, hopefully it will arrive soon.
Click to expand...
it will be delivered in 2 days for you..
depends on location as well.. mine is Hyd
 
Upvote 0 Downvote
bigbyte said:
You can raise a "Request" to include a particular store.
One card offer around you is not very straight forward.
For example a mall can have multiple MacDonald outlet and if you activate for ground floor outlet and buy from second floor then points won't be credited.
Click to expand...
Got reply:

We wish to inform you that we have added the address which you have mentioned to validate, you will be able to check the store under the offer, if eligible.

Not sure what eligibility they are validating, hopefully it works out.
 
  • Like
Reactions: SSV
Upvote 0 Downvote
SSV said:
@BVC , @plastikman ,@gamersgzb , @federer.reddevil ,@Wealth is my birth right! , @nayra and other,

Received the ONE Card ,physical card...

Timelines:

Tuesday, 30/07 :Installed the one score app ( got pre-apporval with 5L limit - no bank specified).
Wednesday 31/07: Pre-approved offer disapperead and said no offers available,
Thrusday 01/08: Installed One card app, still no offer available..
Firday 02/08 : Suddenly Pre-appoved offer was available with 5L from the Indian Bank... Applied for the card and approved immediately with aadhar ekyc .
Monday 05/08: Received the physical card..


So, it took one week from app installation to Physical card
It took 3 days from Card application to Physical card receipt..

Overall, a pleasant on- boarding expeirence from One-Card..

Card is now activated in the APP...

View attachment 63939
View attachment 63940


One more card in the process.. ie. BOB eterna LTF based on my Radiance relationship..Once that is approved then it will be the last one..
No more Card appliations.. only fine tuning will be done in the future.. there are about 20 cards there in my portfolio,.. that is well more than enough..
Click to expand...
Amazing TAT!
For this at least i have to take this card but wait till bob as issuing bank appears
 
  • Like
Reactions: SSV
Upvote 0 Downvote
SSV said:
@BVC , @plastikman ,@gamersgzb , @federer.reddevil ,@Wealth is my birth right! , @nayra and other,

Received the ONE Card ,physical card...

Timelines:

Tuesday, 30/07 :Installed the one score app ( got pre-apporval with 5L limit - no bank specified).
Wednesday 31/07: Pre-approved offer disapperead and said no offers available,
Thrusday 01/08: Installed One card app, still no offer available..
Firday 02/08 : Suddenly Pre-appoved offer was available with 5L from the Indian Bank... Applied for the card and approved immediately with aadhar ekyc .
Monday 05/08: Received the physical card..


So, it took one week from app installation to Physical card
It took 3 days from Card application to Physical card receipt..

Overall, a pleasant on- boarding expeirence from One-Card..

Card is now activated in the APP...

View attachment 63939
View attachment 63940


One more card in the process.. ie. BOB eterna LTF based on my Radiance relationship..Once that is approved then it will be the last one..
No more Card appliations.. only fine tuning will be done in the future.. there are about 20 cards there in my portfolio,.. that is well more than enough..
Click to expand...
Congrats and enjoy.. i also need to apply Bob eterna LTF some day..
 
  • Like
Reactions: SSV
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

Santhosh
  • Question Question
Is It Worth taking Amazon Pay ICICI card in 2024?
2 3
Replies
48
Views
959
prankster
prankster
CreditCardFino
  • Question Question
Is it worth taking Tata Nue card?
2 3 4
Replies
74
Views
882
sudoabhi
sudoabhi
pmaditya
Have 40K Edge Rewards. Is it worth taking Magnus or Magnus Burgundy
Replies
0
Views
82
pmaditya
pmaditya
S
  • Locked
Is it worth to keep one card?
Replies
2
Views
157
BVCBVC is verified member.
BVC
C
  • Question Question
Does it make sense to keep scapia card in 2024 or should we go for federal core cards?
Replies
11
Views
514
EternallyHopeful
E
Back
Top