Is it worth taking One Card in 2024

[Santhosh]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

 

[bigbyte]

Because practically speaking anything above 1L to 1.5L is more than enough , especially considering I now have close to 20 cards..

Have you applied/planning to apply/already have Kiwi card with Neon?
Your views on this card.

 

[SSV]

Have you applied/planning to apply/already have Kiwi card with Neon?
Your views on this card.

already applied and got rejected by YES bank in the last week ..
details here.

Revaluation Post in thread 'Kiwi Yes bank cards rolling out'

Jul 30, 2024

Guys,
as suspected they declined my KIWI aplication:
Possible reasons could be
1) High Over leverage
2) Blur in the KYC document while taking the photo of PAN
3) I added one extra location name in the address field when compared to aadhar address
4) I didn't activate "Yes Rupay" card which was given to me without my approval in IRIS app while browsing thru my Marquee card.
.
.
.or something that YES thinks that I am not eligible..

anyway at least I tried..

Have fun guys

• SSV

• 

 

[HumorSimpson]

My One Card is in Reserved state , What can we do now?

You have to promote from buzz to reserve then.

 

[Santhosh]

Wait . . . . . . . . . . 😉
.
.
.
.
.
Nothing else, unfortunately ..

Any alternative card for One card with similar features?

 

[SSV]

You have to promote from buzz to reserve then.

For both TF reserve and One card he has to wait because he is buzz reserved (resepctively).. !! 😉

 

[SSV]

Any alternative card for One card with similar features?

Dont know yet.. I , myslef , am new to thti sOne card thing..
I may be able tell you in a bout a few months.. meanwhile experienced comrades may be able to help you ..

 

[bigbyte]

already applied and got rejected by YES bank in the last week ..
details here.

Revaluation Post in thread 'Kiwi Yes bank cards rolling out'

Jul 30, 2024

Guys,
as suspected they declined my KIWI aplication:
Possible reasons could be
1) High Over leverage
2) Blur in the KYC document while taking the photo of PAN
3) I added one extra location name in the address field when compared to aadhar address
4) I didn't activate "Yes Rupay" card which was given to me without my approval in IRIS app while browsing thru my Marquee card.
.
.
.or something that YES thinks that I am not eligible..

anyway at least I tried..

Have fun guys

• SSV

• 

Ohk, to me they denied at eligibility check stage itself, with 816 CIBIL and 14 active cards.

And looks like they have some low budget subscription to CIBIL services for eligibility check. The credit age shown in their cibil score is just 4 years despite my oldest active card being 23 years in full CIBIL report.

 

[SSV]

Ohk, to me they denied at eligibility check stage itself, with 816 CIBIL and 14 active cards.

And looks like they have some low budget subscription to CIBIL services for eligibility check. The credit age shown in their cibil score is just 4 years despite my oldest active card being 23 years in full CIBIL report.

Wait for a while, it will get your right profile and offer you

 

[bigbyte]

Wait for a while, it will get your right profile and offer you

I uninstalled the app already.

 

[SSV]

I uninstalled the app already.

Good,
reinstall in 6 months,,if it is still worth then !!

 

[SSV]

@plastikman ,

Guys, getting One card with 5L CL from Indian Bank... Is this good to go?
How will be Indian Bank experience?

@gamersgzb , what is the process in case of the Indian Bank.. I have no relationship with them.. no SB , no CC , nothing... I am from Hyderabad??

Any inputs guys??


View attachment 63583

View attachment 63584

@BVC , @plastikman ,@gamersgzb , @federer.reddevil ,@Wealth is my birth right! , @nayra and other,

Received the ONE Card ,physical card...

Timelines:

Tuesday, 30/07 :Installed the one score app ( got pre-apporval with 5L limit - no bank specified).
Wednesday 31/07: Pre-approved offer disapperead and said no offers available,
Thrusday 01/08: Installed One card app, still no offer available..
Firday 02/08 : Suddenly Pre-appoved offer was available with 5L from the Indian Bank... Applied for the card and approved immediately with aadhar ekyc .
Monday 05/08: Received the physical card..


So, it took one week from app installation to Physical card
It took 3 days from Card application to Physical card receipt..

Overall, a pleasant on- boarding expeirence from One-Card..

Card is now activated in the APP...





One more card in the process.. ie. BOB eterna LTF based on my Radiance relationship..Once that is approved then it will be the last one..
No more Card appliations.. only fine tuning will be done in the future.. there are about 20 cards there in my portfolio,.. that is well more than enough..

 

[Sudip]

#ONECARD DEVALUATION

Now most categories are restricted to 10% … earlier it was 14-28% also cashback is reduced now

still lucrative, which location is onecard offering such offers? any good onecard offers around Mumbai/ Thane/ Pune location?

lastly, closed onecard FD in year 2022, possible to get onecard now?

thanks everyone.

 

[plastikman]

still lucrative, which location is onecard offering such offers? any good onecard offers around Mumbai/ Thane/ Pune location?

lastly, closed onecard FD in year 2022, possible to get onecard now?

thanks everyone.

Around You offers were available everywhere in Mumbai.

 

[nayra]

@BVC , @plastikman ,@gamersgzb , @federer.reddevil ,@Wealth is my birth right! , @nayra and other,

Received the ONE Card ,physical card...

Timelines:

Tuesday, 30/07 :Installed the one score app ( got pre-apporval with 5L limit - no bank specified).
Wednesday 31/07: Pre-approved offer disapperead and said no offers available,
Thrusday 01/08: Installed One card app, still no offer available..
Firday 02/08 : Suddenly Pre-appoved offer was available with 5L from the Indian Bank... Applied for the card and approved immediately with aadhar ekyc .
Monday 05/08: Received the physical card..


So, it took one week from app installation to Physical card
It took 3 days from Card application to Physical card receipt..

Overall, a pleasant on- boarding expeirence from One-Card..

Card is now activated in the APP...

View attachment 63939

View attachment 63940


One more card in the process.. ie. BOB eterna LTF based on my Radiance relationship..Once that is approved then it will be the last one..
No more Card appliations.. only fine tuning will be done in the future.. there are about 20 cards there in my portfolio,.. that is well more than enough..

Awesome!

I did the KYC on 2nd as well, two days since I can see the bluedart AWB but no information is available on bluedart site yet.. DTDC seems the better one🤣. I have major grocery shopping requirement this week, hopefully it will arrive soon.

 

[SSV]

Awesome!

I did the KYC on 2nd as well, two days since I can see the bluedart AWB but no information is available on bluedart site yet.. DTDC seems the better one🤣. I have major grocery shopping requirement this week, hopefully it will arrive soon.

it will be delivered in 2 days for you..
depends on location as well.. mine is Hyd

 

[nayra]

You can raise a "Request" to include a particular store.
One card offer around you is not very straight forward.
For example a mall can have multiple MacDonald outlet and if you activate for ground floor outlet and buy from second floor then points won't be credited.

Got reply:

We wish to inform you that we have added the address which you have mentioned to validate, you will be able to check the store under the offer, if eligible.

Not sure what eligibility they are validating, hopefully it works out.

 

[Wealth is my birth right!]

@BVC , @plastikman ,@gamersgzb , @federer.reddevil ,@Wealth is my birth right! , @nayra and other,

Received the ONE Card ,physical card...

Timelines:

Tuesday, 30/07 :Installed the one score app ( got pre-apporval with 5L limit - no bank specified).
Wednesday 31/07: Pre-approved offer disapperead and said no offers available,
Thrusday 01/08: Installed One card app, still no offer available..
Firday 02/08 : Suddenly Pre-appoved offer was available with 5L from the Indian Bank... Applied for the card and approved immediately with aadhar ekyc .
Monday 05/08: Received the physical card..


So, it took one week from app installation to Physical card
It took 3 days from Card application to Physical card receipt..

Overall, a pleasant on- boarding expeirence from One-Card..

Card is now activated in the APP...

View attachment 63939
View attachment 63940


One more card in the process.. ie. BOB eterna LTF based on my Radiance relationship..Once that is approved then it will be the last one..
No more Card appliations.. only fine tuning will be done in the future.. there are about 20 cards there in my portfolio,.. that is well more than enough..

Amazing TAT!
For this at least i have to take this card but wait till bob as issuing bank appears

 

[SSV]

Amazing TAT!
For this at least i have to take this card but wait till bob as issuing bank appears

Have you got any issuing partner now?

 

[gamersgzb]

@BVC , @plastikman ,@gamersgzb , @federer.reddevil ,@Wealth is my birth right! , @nayra and other,

Received the ONE Card ,physical card...

Timelines:

Tuesday, 30/07 :Installed the one score app ( got pre-apporval with 5L limit - no bank specified).
Wednesday 31/07: Pre-approved offer disapperead and said no offers available,
Thrusday 01/08: Installed One card app, still no offer available..
Firday 02/08 : Suddenly Pre-appoved offer was available with 5L from the Indian Bank... Applied for the card and approved immediately with aadhar ekyc .
Monday 05/08: Received the physical card..


So, it took one week from app installation to Physical card
It took 3 days from Card application to Physical card receipt..

Overall, a pleasant on- boarding expeirence from One-Card..

Card is now activated in the APP...

View attachment 63939
View attachment 63940


One more card in the process.. ie. BOB eterna LTF based on my Radiance relationship..Once that is approved then it will be the last one..
No more Card appliations.. only fine tuning will be done in the future.. there are about 20 cards there in my portfolio,.. that is well more than enough..

Congrats and enjoy.. i also need to apply Bob eterna LTF some day..

 

[Riva]

Guys who have One Card.. how do you pay one card bill? Any platform that gives cash back using hdfc platinum DC?