Is it worth taking One Card in 2024

[Santhosh]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

 

[SSV]

big question is have you ever seen indian bank offers?

Ha ha .. a very good question.. and I asked it for academic purposes

 

[SSV]

also what type of question is this?

That is how you learn new things

 

[nayra]

What is the use of Rupay CC if it is yet to be connected to UPI? Can we use this card to get around you offer without using card on POS? Normal reward rate of onecard is not useful right?

 

[SSV]

Did a small transaction using one card amd paid the bill thru cred.. I over paid also and it accepted it..

 

[Nadeemkh]

What is the use of Rupay CC if it is yet to be connected to UPI? Can we use this card to get around you offer without using card on POS? Normal reward rate of onecard is not useful right?

You can only use it for rupay offer online via card i mean sometimes you get 10% off on muntra ajio for RuPay network card other than that there’s nothing also offer around you reward and minimum transaction for those rewards reduced drastically

For eg for Dmart minimum 500 spend for 14-20% with 500 capping has reduced to 10% with minimum spend of 1000 with max cap pf 150 also it reserved for most users

 

[sourpai]

While I was getting Pre approved one card with Federal bank, I checked with my wife's details and she got pre approved card with BoB financial... Applied, did VKYC couple of hrs back and card is now ready in the app

View attachment 63769

Onecard got approved on Saturday, but still there is no communication regarding dispatch. It has been almost 4 days now.

 

[Nadeemkh]

Onecard got approved on Saturday, but still there is no communication regarding dispatch. It has been almost 4 days now.

Mine was delivered in 3 4 days my wife’s card been delivered on 3rd day 6 7 months back

 

[Prarthit]

Is this an Indian bank core card? Is it valid for Indian bank offers?

No.
Only for One card offers.

 

[SSV]

No.
Only for One card offers.

Thanks for the info

 

[VISION]

@SSV
After reading this thread, i remembered that there was a offer for me a year back with limit of 1.3l from SBM from onescore app.
So I installed one score app today and now offer is updated to 2.6l from BOB.
is this pre approved offer or just an ad. Previously it use to ask for details if i click get onecard now it is redirecting to onecard app for details.

 

[RTR01]

@SSV
After reading this thread, i remembered that there was a offer for me a year back with limit of 1.3l from SBM from onescore app.
So I installed one score app today and now offer is updated to 2.6l from BOB.
is this pre approved offer or just an ad. Previously it use to ask for details if i click get onecard now it is redirecting to onecard app for details.

View attachment 64323

It is pre approved.

 

[SSV]

@SSV
After reading this thread, i remembered that there was a offer for me a year back with limit of 1.3l from SBM from onescore app.
So I installed one score app today and now offer is updated to 2.6l from BOB.
is this pre approved offer or just an ad. Previously it use to ask for details if i click get onecard now it is redirecting to onecard app for details.

View attachment 64323

It is pre approved card and you will definitely get the card

 

[VISION]

@SSV @RTR01
as u already have this card, is there any major advantage on having it

 

[HumorSimpson]

Around You offers were available everywhere in Mumbai.

How good this card for a Bangalorean ? Don't want to relocate to Mumbai, just for this.

 

[RTR01]

@SSV @RTR01
as u already have this card, is there any major advantage on having it

Thread 'OneCard Offers not available' https://www.technofino.in/community/threads/onecard-offers-not-available.24568/
Go through this thread.

 

[RTR01]

How good this card for a Bangalorean ? Don't want to relocate to Mumbai, just for this.

Offers available in bangalore. Didn't use them but saw the Offers in app when I visited bangalore.

 

[HumorSimpson]

Offers available in bangalore. Didn't use them but saw the Offers in app when I visited bangalore.

OK. Means typically what kind of offers ?

 

[sourpai]

Petrol pump offer near me in Bangalore has 5% discount upto max 30 rupees. What a useless offer!

 

[plastikman]

How good this card for a Bangalorean ? Don't want to relocate to Mumbai, just for this.

It should work well in BLR too. BLR is the most tech enabled city. They would miss out by not servicing there.

 

[RTR01]

OK. Means typically what kind of offers ?

Grocery, medicines, electronics, food. Only major brands have the offer and the offer percentage and cap depends on the category.