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Is it worth taking One Card in 2024

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Santhosh

Santhosh

TF Select
Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.
 
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Just installed onescore and gave my data, it was able to only pull Experian score and showed pre-approval by South India Bank with no CL displayed. Closed and reopened app, does not show any bank now.
 
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brucelee said:
Just installed onescore and gave my data, it was able to only pull Experian score and showed pre-approval by South India Bank with no CL displayed. Closed and reopened app, does not show any bank now.
Click to expand...
South Indian Bank is currently restricted for issuing Co- branded cards by RBI since March 2024, and as since limit was not showing maybe they are offering you secured(fd-based) card as SIB is also secured card partner of OneCard along with SBM.
 
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Onecard has been devalued further today. Now it's just flat 2% on all around you offers.

cryoengine

Devaluation Post in thread 'One card around you offer devaluation'

Onecard has been devalued further today. Now it just flat 2% on all around you offers.

It was a good run. Now that it is like any other card. I hope they remove the activate in the app before the purchase "gimmick". It will get annoying quickly now that it is just 2%.
  • Sad
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Applied onecard on 21-aug, with 3.5L limit from Indian bank.
Received the card on 24-aug. Also got message that onecard is devaluated on the same day.
So, now my turn to ask the same question: is it worth anywhere to use Onecard?
If no use, it goes straight into the cupboard.
 
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vine said:
Applied onecard on 21-aug, with 3.5L limit from Indian bank.
Received the card on 24-aug. Also got message that onecard is devaluated on the same day.
So, now my turn to ask the same question: is it worth anywhere to use Onecard?
If no use, it goes straight into the cupboard.
Click to expand...
Still it's giving 2% CB offline, unless you have a card that beats this you can still use.
Also, I still believe it might give good offers on Bijli Billi Deals and Great Indian Feline sales.
 
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vine said:
Applied onecard on 21-aug, with 3.5L limit from Indian bank.
Received the card on 24-aug. Also got message that onecard is devaluated on the same day.
So, now my turn to ask the same question: is it worth anywhere to use Onecard?
If no use, it goes straight into the cupboard.
Click to expand...
Follow what you mentioned in last line.
Everyone's One card was either in cupboard or was being used for scratching back till they came up with "Offers around you".
 
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Now that I got onecard, any joining benefits or offers going around.
I see rupay card available in the onecard app, and prompting to activate. Any use of it? Any points/returns? I couldn't find any info about the rupay card.
vine said:
Applied onecard on 21-aug, with 3.5L limit from Indian bank.
Received the card on 24-aug. Also got message that onecard is devaluated on the same day.
So, now my turn to ask the same question: is it worth anywhere to use Onecard?
If no use, it goes straight into the cupboard.
Click to expand...
 
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Was actually Just thinking if I should check what I'm eligible for in federal Bank cause one card is a Fed bank card and then I saw the devaluation message. Still thinking whether to take it just cause it's LTF and for one card offers during purchases. But feeling like because of this devaluation and the fact it's a fed bank card , won't be worth the effort
 
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Adith said:
Was actually Just thinking if I should check what I'm eligible for in federal Bank cause one card is a Fed bank card and then I saw the devaluation message. Still thinking whether to take it just cause it's LTF and for one card offers during purchases. But feeling like because of this devaluation and the fact it's a fed bank card , won't be worth the effort
Click to expand...
It's of no value now, there are n number of LTF cards with better discounts
 
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Any rewards with using the Rupay Select virtual credit card that comes with Onecard?
At the very least, are the rupay select cc offers applicable for this virtual card?
 
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