Is it worth taking One Card in 2024

[Santhosh]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

 

[vine]

Stop kidding and close your card already

😄 Using it as a bookmark. I will wait for the next offer season.

 

[Sushil74]

Can someone please share detailed pros and cons of the One Card. From a PnL perspective, does it make sense to get this card? I already have all the premium rewarding cards

 

[vine]

Card is now just a part of collection.
Strictly DO NOT APPLY

See this. You don't need to do a 10 page analysis.
@Sushil74

 

[vine]

10% rewards points upto 100 for online offline txns
I can see for Groceries
Check yours

 

[Infamous]

Got an offer from BoB cards today, with a decent limit. Is this card done for?

 

[SSV]

Got an offer from BoB cards today, with a decent limit. Is this card done for?

no big use cases for this card these days.. but you can take it ,just in case they re-invent themselves..

 

[Infamous]

no big use cases for this card these days.. but you can take it ,just in case they re-invent themselves..

Yeah I guess it can be used during sales or to avail offers.

 

[Infamous]

@SSV any LE offers on your CC yet?

 

[NamanGupta]

If you are talking one card thinking of good discount offers then it's of no use

 

[SSV]

@SSV any LE offers on your CC yet?

no . I already got 5L, that is more than enough.. they are offering me to take their Rupay card, I am not interested in that.
but my One card is with Indian Bank, not BOB.

 

[Infamous]

no . I already got 5L, that is more than enough.. they are offering me to take their Rupay card, I am not interested in that.
but my One card is with Indian Bank, not BOB.

Yeah I did take a look at that.

Any specific reason for not choosing rupay? Will they give a fresh issue or vitual?

 

[VISION]

as of now only indian bank is offering virtual rupay variant. rest banks aren't yet

 

[SSV]

Yeah I did take a look at that.

Any specific reason for not choosing rupay? Will they give a fresh issue or vitual?

I dont want too much leverage.. and also have enough RUpay cards. what do I do with all these?..

 

[Infamous]

Fair enough lol, better cards to spend than this

I dont want too much leverage.. and also have enough RUpay cards. what do I do with all these?..

 

[SSV]

Yeah I did take a look at that.

Any specific reason for not choosing rupay? Will they give a fresh issue or vitual?

as of now only indian bank is offering virtual rupay variant. rest banks aren't yet

Speaking of devil, just received an email about discontinuation Rewards on Rupay Variant...

 

[Infamous]

Speaking of devil, just received an email 8 minutes back about discontinuation Rewards on Rupay Variant...

View attachment 72983

Why issue Rupay then, makes no sense if you're not giving rewards.

 

[KLB@96]

hi, can i use one card for international offline trxs ? what are the charges ?>

 

[SSV]

hi, can i use one card for international offline trxs ? what are the charges ?>

Yes, you should be able to use it for international offline transactions and fee is quite low actually..ie 1%
But keep atleast two more backup cards along with you when overseas

The OneCard Credit Card Most Important Terms and Conditions (MITC)

These Most Important Terms and Conditions apply to OneCard Credit Card

www.getonecard.app

 

[VISION]

Why issue Rupay then, makes no sense if you're not giving rewards.

probably they want to take out the advantage of indian bank(two variants) , so that people will take other banking partners one card. as i know a friend who is waiting for indian bank offer in one card app to come, as they keep updating banking partner.

 

[Infamous]

probably they want to take out the advantage of indian bank(two variants) , so that people will take other banking partners one card. as i know a friend who is waiting for indian bank offer in one card app to come, as they keep updating banking partner.

Pretty sure that won't be the case now lol