Is it worth taking One Card in 2024

[Santhosh]

Is it worth taking One Card in 2024?
To take One card I need to FD , Is it mandatary?
One card is available in RUPAY variant or not ? If available it is easy to use in towns and in small towns.

 

[KLB@96]

Yes, you should be able to use it for international offline transactions and fee is quite low actually..ie 1%
But keep atleast two more backup cards along with you when overseas

View attachment 72984

The One Credit Card Most Important Terms and Conditions (MITC)

These Most Important Terms and Conditions apply to One Credit Card

www.getonecard.app

Shall take marquee also

 

[SSV]

Shall take marquee also

yes, It is a good card as of now..

 

[sid16]

Two questions:
1. Can I switch the partner bank of One Card? I have it on Federal Bank and want to change to another bank.
2. If I close One Card, how long before I can apply for a core Federal bank card?

 

[Shobhit Srivastava]

Two questions:
1. Can I switch the partner bank of One Card? I have it on Federal Bank and want to change to another bank.
2. If I close One Card, how long before I can apply for a core Federal bank card?

For question 1 answer is No you can't switch partner back by yourself, maybe possible if partner bank may ends its tie-ups.
For Question 2 is 6 months after closure of existing relationship, but try only after 7-8 months will get more on safer side.

 

[gamersgzb]

Two questions:
1. Can I switch the partner bank of One Card? I have it on Federal Bank and want to change to another bank.
2. If I close One Card, how long before I can apply for a core Federal bank card?

I think you can never apply again for one card .. or this could be for federal Bank

 

[Himanshuch]

Two questions:
1. Can I switch the partner bank of One Card? I have it on Federal Bank and want to change to another bank.
2. If I close One Card, how long before I can apply for a core Federal bank card?

1. No
2. Never. Onecard confirmed to me on call that if I close my card, I can never apply again (atleast for now as per their current policy).

 

[sid16]

I think you can never apply again for one card .. or this could be for federal Bank

1. No
2. Never. Onecard confirmed to me on call that if I close my card, I can never apply again (atleast for now as per their current policy).

Ok, understand that I can't apply for Onecard again. But what about another Federal bank card, when is the earliest that I can apply for another Federal bank card after closing Onecard?

 

[Kumar93196]

Is one card onboarding new customers?

 

[Himanshuch]

Ok, understand that I can't apply for Onecard again. But what about another Federal bank card, when is the earliest that I can apply for another Federal bank card after closing Onecard?

I guess after 3-6 months. Better to confirm with CRM team before applying to avoid unnecessary CIBIL hit.

 

[amitr29]

Is one card onboarding new customers?

Yes, applied on 18th nov and card in hand in 20th nov

 

[drvenkat]

Will there be any difference in isntalling onescore app on iOS and Andriod?
is the RMN sim need to be there in the device??
sorry for so many questions.. thanks

no difference AFAIK
yes RMN sim needs to be there in device

 

[SSV]

no difference AFAIK
yes RMN sim needs to be there in device

Thanks, all done and dusted a long time ago…

 

[Mahirathore360]

i think one card with SBM bank is secured FD backed but one card with other banking partner is unsecured