Is Yes bank Marquee Credit Card worthy?

[ashcrow]

Hello, TF family
I recently used the Yes Bank website to check my eligibility for a credit card, and two cards were recommended:
1. Chargeable marquee
2. Create your own card (BYOC)

The following CCs are active at the moment:
1- SBI Elite chargeables
2- BOB Eterna FYF (LTF after request approval)
3. IDFC Select, Axis Neo, ICICI- AmazonPay, Coral, Sapphiro, Rubyx, IndusInd Legend, HDFC- Neu, Regalia

Given that the Yes Banks Marquee CC has huge joining costs (Rs9999+tax), is it really worth it to sign up for? And is there going to be any benefit over the chargeables card I currently own?

 

[_deb_]

There is a thread with extensive discussion and lot of information. Here is the link.

Thread 'Yes Bank MARQUEE Credit Card launched - Features & Benefits | Full Details'

Jan 24, 2024

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For YES CC Rewardz Redemption details , Please see here...
https://www.technofino.in/community...rewardz-redemption-options-for-marquee.22116/

Yes Bank MARQUEE Credit Card
​

As you guys already know, YES Bank is revamping their CC protfolio recently , I took a dive and got their latest offering "MARQUEE" CC in the Premium segment ..
I am NTB to Yes bank until now...
I actually liked the name of the card and also its physical appearance.. very appealing looks ...

I got the card mainly for its Unlimited International Lounge Access...

• SSV
• lounge access marquee yes bank yes bank credit card yes marquee
• Replies: 2,133
• Forum: New Credit Card Launch & Related News

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[DANTE0894]

Hello, TF family
I recently used the Yes Bank website to check my eligibility for a credit card, and two cards were recommended:
1. Chargeable marquee
2. Create your own card (BYOC)

The following CCs are active at the moment:
1- SBI Elite chargeables
2- BOB Eterna FYF (LTF after request approval)
3. IDFC Select, Axis Neo, ICICI- AmazonPay, Coral, Sapphiro, Rubyx, IndusInd Legend, HDFC- Neu, Regalia

Given that the Yes Banks Marquee CC has huge joining costs (Rs9999+tax), is it really worth it to sign up for? And is there going to be any benefit over the chargeables card I currently own?

Are you applying through the no-document option?

What is your CIBIL score?

Are you applying based on a salaried position or as a self-employed individual?

What annual income did you specify?

 

[ashcrow]

Are you applying through the no-document option?

What is your CIBIL score?

Are you applying based on a salaried position or as a self-employed individual?

What annual income did you specify?

I received a call from Yes Bank, and they informed me that after 2 weeks, I can apply again, and then the marquee cc will be available to me.
After 2 weeks, I reapplied on the Yes bank cc portal, I got the Marquee CC with immediate eKYC and approval. And after 1 week the card was delivered to me.

Are you applying through the no-document option?--> Only the no-document option was shown while applying, as my Cibil was more than 790 and salary is more than 30LPA



What is your CIBIL score? --> more than 790



Are you applying based on a salaried position or as a self-employed individual? Salaried position



What annual income did you specify? more than 30Lpa(20-50LPA)

 

[DANTE0894]

I received a call from Yes Bank, and they informed me that after 2 weeks, I can apply again, and then the marquee cc will be available to me.
After 2 weeks, I reapplied on the Yes bank cc portal, I got the Marquee CC with immediate eKYC and approval. And after 1 week the card was delivered to me.

Are you applying through the no-document option?--> Only the no-document option was shown while applying, as my Cibil was more than 790 and salary is more than 30LPA



What is your CIBIL score? --> more than 790



Are you applying based on a salaried position or as a self-employed individual? Salaried position



What annual income did you specify? more than 30Lpa(20-50LPA)

are they do physical office & address verification?? and how much time they took after ekyc to approve the card

 

[ashcrow]

are they do physical office & address verification?? and how much time they took after ekyc to approve the card

No, they don't do physical verification. The total time they took to complete the process was 10 days.

 

[DANTE0894]

No, they don't do physical verification. The total time they took to complete the process was 10 days.

ok thanks bro 🙂

 

[DANTE0894]

No, they don't do physical verification. The total time they took to complete the process was 10 days.

Hi there,

Have you received a call from Yes Bank after submitting your credit card application? If so, what did they ask during the call, and how many days after the call did they approve your credit card application?

I received an email from Yes Bank today saying that they will call me shortly.

 

[ashcrow]

Hi there,

Have you received a call from Yes Bank after submitting your credit card application? If so, what did they ask during the call, and how many days after the call did they approve your credit card application?

I received an email from Yes Bank today saying that they will call me shortly.

After applying, there will be a process for eKYC via video call, which can be completed the same day or the next day as per the feasibility. Yes Bank CC representative may call to assist during the whole process which might be helpful if you get stuck in between or have any queries, you may ask them. Other than that no such verification call you may expect

 

[DANTE0894]

After applying, there will be a process for eKYC via video call, which can be completed the same day or the next day as per the feasibility. Yes Bank CC representative may call to assist during the whole process which might be helpful if you get stuck in between or have any queries, you may ask them. Other than that no such verification call you may expect

Hello bro

Today, I checked the status of my credit card application and saw that it’s been approved. However, I haven’t received any email or SMS notification about the approval yet.

Can I access my digital card through the Yes Bank app, or do I need to wait for the physical card to arrive?

 

[ashcrow]

Hello bro

Today, I checked the status of my credit card application and saw that it’s been approved. However, I haven’t received any email or SMS notification about the approval yet.

Can I access my digital card through the Yes Bank app, or do I need to wait for the physical card to arrive?

If you are a Yes Bank customer than you will be able to access your digital CC Marquee, otherwise you have to wait for your Marquee CC as the details will be provided over the courier mostly

 

[gupta93126]

@ashcrow where did you spend the reward points received?

 

[ashcrow]

@ashcrow where did you spend the reward points received?

I haven't received the Welcome benefit points, will update you soon whenever I will get the points

 

[Vickymaster1010]

Where to use welcome benefits ??

 

[helloworld]

Thread 'YES Marquee vs YES Reserv 3x vs YES Reserv 5x'

Mar 27, 2024

Category	YES MARQUÉE	YES RESERV 3x	YES RESERV 5x
Suitable for	for online spends	for all spends	for Travel, Dining, Apparel, and Healthcare spends
JF (First Year Membership Fee)	11800 (incl. GST)	2360 (incl. GST)	2360 (incl. GST)
Joining benefits / Net Return	10,000 worth of reward points (-1,800)	2360 off on spends of 40k done within 30 days (+0)	2360 off on...

• helloworld
• Replies: 235
• Forum: Yes Bank Credit Card

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: )

 

[ashcrow]

Where to use welcome benefits ??

As per the Yes Bank official website the Welcome Rewards point will be added to the Rewards statement in the subsequent month.

https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards/marquee-credit-card

And you may use the point to redeem at the Yes Rewardz portal.

 

[jar89]

I haven't received the Welcome benefit points, will update you soon whenever I will get the points

I was charged the joining fee in Aug and was expecting the 60000 RP to be credited in Sep, but dint get it.
Took it up with CC and they said it will be credited this month (Oct) and I got it today.

 

[ashcrow]

I was charged the joining fee in Aug and was expecting the 60000 RP to be credited in Sep, but dint get it.
Took it up with CC and they said it will be credited this month (Oct) and I got it today.

Same for me, I haven't received the RP yet, I have contacted the CC, and they said it will be credited as per the billing cycle of this month

 

[jar89]

Same for me, I haven't received the RP yet, I have contacted the CC, and they said it will be credited as per the billing cycle of this month

yea..it will..my statement was generated today.

 

[nowkaran]

On the cc page it is written that in welcome benefits we get et prime membership but I haven’t received yet, has anybody received that membership?