ITR for credit card/bank account eligibility

[RM95]

A lot of banks ask for ITR amount as a criteria for getting a credit card.
Is ITR equal to my entire CTC, or is it based on the taxable portion of my CTC only (salaried with no secondary source of income)?

Apologies in advance for the noob question. :/

 

[TheTrickySid]

A lot of banks ask for ITR amount as a criteria for getting a credit card.
Is ITR equal to my entire CTC, or is it based on the taxable portion of my CTC only (salaried with no secondary source of income)?

Apologies in advance for the noob question. :/

ITR is for self employed
For salaried people banks asks for salary slips.

 

[RM95]

Oh, understood. Amex agent was requesting me to provide ITR info/Form 16. Was wondering what that was about.