Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

[Aniket]

Kotak customer care said almost every transactions of 811 super were on utility catagory, they misuse reward system by paying credit card bill so 4900 excluded from cashback.

But for January 4900 is eligible and will credit before 28 Feb. Let's see

Ye bola hi tha ab firse trend dekh ke 5311 na hata de 🤣

Kuch kaha nahi ja sakta hai...

Lekin Customer Care ke pass iss chiz ka info/knowledge waahb🤣 internally matter circular huwa hai matalab

 

[KGF]

Kotak customer care said almost every transactions of 811 super were on utility catagory, they misuse reward system by paying credit card bill so 4900 excluded from cashback.

But for January 4900 is eligible and will credit before 28 Feb. Let's see

Kotak advertised it for utility payments openly. That was the main draw. Misuse is by Kotak after taking the money.

 

[Anil_SinghAnil_Singh is verified member.]

For unipay transaction?

Setu par kiya tha

 

[iimadarsh]

Kotak advertised it for utility payments openly. That was the main draw. Misuse is by Kotak after taking the money.

Ye bola hi tha ab firse trend dekh ke 5311 na hata de 🤣

Kuch kaha nahi ja sakta hai...

Lekin Customer Care ke pass iss chiz ka info/knowledge waahb🤣 internally matter circular huwa hai matalab

Lotak ka lanka laga denge agar nai mila to 28 tak.

 

[drvirag]

I think sabko rbi me complain karna chahiye for mis selling of product. They hv taken charge of 300 for super benefit valid for 1 yr. They can't change tnc after taking money.

 

[DarthBrooks]

I think sabko rbi me complain karna chahiye for mis selling of product. They hv taken charge of 300 for super benefit valid for 1 yr. They can't change tnc after taking money.

This is the first thing banks mention in TnCs. Idk if this will make a case.

 

[6ix9ine]

They can't change tnc after taking money.

They can since they have mentioned it clearly.

The bank reserves the right to modify, amend, or terminate the criteria associated with its rewards program at any time, without prior notice. Such changes may include, but are not limited to, adjustments in eligibility requirements for customers or transactions, and redemption options. Customers are encouraged to review the terms and conditions of the rewards program regularly, as modifications may occur based on market conditions, regulatory requirements, or internal policies. The bank shall not be held liable for any losses or damages arising from changes to the rewards program

 

[PayKaroAbhi]

Kuch nahi honewala.. khair paisa toh reclaim ho hi gya hai apna.. 🤣

 

[sg001]

After 28th jan, transactions will get considered in February. You will receive those in march month.

Ok, but still I had made payments as amazon gc purchases before 28th jan as well around 1600, I haven't received cashback for it as well. Only cashback for pos offline transaction has been credited.

 

[6ix9ine]

Ok, but still I had made payments as amazon gc purchases before 28th jan as well around 1600, I haven't received cashback for it as well. Only cashback for pos offline transaction has been credited.

What was the merchant name on the amazon GC? check in kotak 811 app.

 

[imbrokey]

I'm glad I took this card, I've been using this card for almost all my payments (even to buy snacks). Just received my 500 rs cashback yesterday 🙌

I didn't know about bill payments before because I've been using gpay to pay my bills, will be trying out setu for my bill payments from now on.

Since RBI has lifted the ban on CCs, I wonder how long until they stop giving out cashbacks... If they do stop giving out cashbacks then I might switch to HDFC for debit cards.. (I'm still not 21 yet so I can't apply for CCs)

 

[pinki]

Ok, but still I had made payments as amazon gc purchases before 28th jan as well around 1600, I haven't received cashback for it as well. Only cashback for pos offline transaction has been credited.

Merchant name ?

 

[6ix9ine]

Merchant name ?

tadap hi aesi hai 😈

 

[pinki]

tadap hi aesi hai 😈

😈😈😈😈

 

[2025]

Ok, but still I had made payments as amazon gc purchases before 28th jan as well around 1600, I haven't received cashback for it as well. Only cashback for pos offline transaction has been credited.

So u got cashback. I don't remember anyone saying Kotak give cashback in part part.

Toh fer mere saath ye annay keu? Mujhe nehi mila cashback.

 

[2025]

I'm glad I took this card, I've been using this card for almost all my payments (even to buy snacks). Just received my 500 rs cashback yesterday 🙌

I didn't know about bill payments before because I've been using gpay to pay my bills, will be trying out setu for my bill payments from now on.

Since RBI has lifted the ban on CCs, I wonder how long until they stop giving out cashbacks... If they do stop giving out cashbacks then I might switch to HDFC for debit cards.. (I'm still not 21 yet so I can't apply for CCs)

U too received.

@6ix9ine av 8:53 ki special mahorat ki intezaar hai.

 

[sg001]

What was the merchant name on the amazon GC? check in kotak 811 app.

@6ix9ine, @pinki
The merchant name is probably Amazon India Private Ltd. as it gets cut a bit while showing in transaction details.
For eg I made a transaction on 15-Jan for INR 100 So in app it shows : "PCD/XXXX/AMAZON PAY INDIA PRIVA/TE". Also in the OTP sms it says ".... is the OTP for txn of INR 100.00 at amazon in using Kotak Bank Card XXXX".

 

[ujjwal2024]

If we pay credit card bill using PhonePay, will We get cashback for kotak 811

 

[Stargod]

Lotak first advertised Lotak super as 5% cb on everything. Now became crybaby 🍼 that everyone is using it on utility "Main Nehi khelunga , tu cheating karta hai".
Though it is bound to devalue but maza aya, Lotak ka Lota loot liya.

 

[6ix9ine]

@6ix9ine, @pinki
The merchant name is probably Amazon India Private Ltd. as it gets cut a bit while showing in transaction details.
For eg I made a transaction on 15-Jan for INR 100 So in app it shows : "PCD/XXXX/AMAZON PAY INDIA PRIVA/TE". Also in the OTP sms it says ".... is the OTP for txn of INR 100.00 at amazon in using Kotak Bank Card XXXX".

In that case, I would advise to wait till month end. This transaction is not in exclusions. MCC is valid for this, if you still don't receive it. Raise the complaint.