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Kotak White Credit Card being offered at Life Time Free

All the banks are biased towards new customers. In hdfc you can pre negotiate for infinia if you open new imperia account with good initial deposit. In icici if you open wealth with good funds you can pre negotiate for LTF Sapphiro
 
This offer is exclusively for NTB folks and it has been there since few months back itself:

No, this does not imply that the offer has been running for a few months.
When i opened a zero balance account, i was offered White and Zen LTF, i accepted ZEN (and now regret), and in the Kotak App, i am receiving an upgrade offer for Paid WHITE Card.

I told the girl on the phone that i wanted a platinum card 😂😂 and she stated that according to your CIBIL, platinum card is not available, only ZEN and WHITE.
 
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Got it as LTF ( confirmed on the Application form PDF in the confirmation email) , Applied last night, did the VKYC this morning. Recieved the virtual card and Physical card will reach in 7 days. Pretty seamless process.
 
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