Limit: 4.53 Lacs - Upgrade Myzone to Axis Magnus Credit Card

[Anonymous815]

I recently applied for an LTF myzone credit card and got approved with a credit limit of Rs 453,000/-

I have been using the axis Flipkart for well over an year and it has a credit limit of Rs 77,000/-

Can someone tell me as to whether I can get my myzone card upgraded to axis magnus? If yes, How long do I need to wait since I literally just got the card approved, is there any waiting period like 6 months? How to upgrade it, can it be done online or do I need to call customer support?

Thanks in advance!

 

[vaibhav111vaibhav111 is verified member.]

I recently applied for an LTF myzone credit card and got approved with a credit limit of Rs 453,000/-

I have been using the axis Flipkart for well over an year and it has a credit limit of Rs 77,000/-

Can someone tell me as to whether I can get my myzone card upgraded to axis magnus? If yes, How long do I need to wait since I literally just got the card approved, is there any waiting period like 6 months? How to upgrade it, can it be done online or do I need to call customer support?

Thanks in advance!

congrat on LTF myzone it not a easy task, cause Axis reject for unknow reasons, now for upgrading to LTF myzone to magnus have no idea i hope someone with info will reply

 

[Mr. Aman]

I recently applied for an LTF myzone credit card and got approved with a credit limit of Rs 453,000/-

I have been using the axis Flipkart for well over an year and it has a credit limit of Rs 77,000/-

Can someone tell me as to whether I can get my myzone card upgraded to axis magnus? If yes, How long do I need to wait since I literally just got the card approved, is there any waiting period like 6 months? How to upgrade it, can it be done online or do I need to call customer support?

Thanks in advance!

u have to upgrade your card step by step
like 1st privilege or select
and then more magnus

 

[xiddy]

They refused to upgrade my 8-year-old My Zone to Magnus. So I had to put in a new application.

 

[Anonymous815]

u have to upgrade your card step by step
like 1st privilege or select
and then more magnus

Really? That would take so much time. I didn’t know that something like this was a requirement. I see so many threads where people are upgrading beginner Axis LTF cards to Axis Magnus.

 

[Anonymous815]

They refused to upgrade my 8-year-old My Zone to Magnus. So I had to put in a new application.

What was the limit on your card?

 

[Anonymous815]

congrat on LTF myzone it not a easy task, cause Axis reject for unknow reasons, now for upgrading to LTF myzone to magnus have no idea i hope someone with info will reply! I started my credit card journey exactly an year ago with no cibil. I was a noob back then and made the terrible mistake of multiple enquiries. Axis Flipkart was my first credit card with a measly limit of 27,000/-

Thanks! Last month on completion of 1 year they offered 77,000/- as increased credit limit. I had recently moved my salary account from HDFC to Axis. After my first salary got credited they offered me an LTF myzone without income verification and simply gave a 3X limit of my last credited salary.

I think having a salary account with Axis really helped. The customer support is really poor for Axis, just want to see if I am even eligible for an upgrade (Since it’s a newly issued card)

 

[chenrichy]

I recently applied for an LTF myzone credit card and got approved with a credit limit of Rs 453,000/-

I have been using the axis Flipkart for well over an year and it has a credit limit of Rs 77,000/-

Can someone tell me as to whether I can get my myzone card upgraded to axis magnus? If yes, How long do I need to wait since I literally just got the card approved, is there any waiting period like 6 months? How to upgrade it, can it be done online or do I need to call customer support?

Thanks in advance!

If you have any other banks card with more than 4L limit then try C2C for Magnus. Most of us got via that route. If you really need to upgrade via your Axis card then need to wait at least 6 months to normal upgrade of other cards.

 

[Anonymous815]

If you have any other banks card with more than 4L limit then try C2C for Magnus. Most of us got via that route. If you really need to upgrade via your Axis card then need to wait at least 6 months to normal upgrade of other cards.

Thanks! I do not have a card with that kind of a limit. But this makes sense. Since I recently got approved for LTF myzone credit card (Limit 4.53 Lacs) and the salary considered for allocating 3X credit limit was my March Salary credit(inclusive of Bonus - well above the eligibility requirement XD). I feel its the best shot I got to get the magnus by simply making a new application. Fingers crossed . Otherwise I will have no option but to wait atleast 6-8 months.

 

[WandereR]

Possible to get Magnus with Myzone having >5L limit?

 

[Anonymous815]

Possible to get Magnus with Myzone having >5L limit?

I checked with an Axis Bank Agent, if its older than 1 year. Yes, you can contact the customer support.

 

[WhoU]

Not even 1 year required. I was able to upgrade my 7 months old Axis FK to magnus with 3L limit.
Just talk to customer care and see if you have any pre approved offer.

 

[WandereR]

Thanks @Anonymous815 @WhoU

 

[creditcardkakida]

I recently applied for an LTF myzone credit card and got approved with a credit limit of Rs 453,000/-

I have been using the axis Flipkart for well over an year and it has a credit limit of Rs 77,000/-

Can someone tell me as to whether I can get my myzone card upgraded to axis magnus? If yes, How long do I need to wait since I literally just got the card approved, is there any waiting period like 6 months? How to upgrade it, can it be done online or do I need to call customer support?

Thanks in advance!

For me it was very easy.. I had axis Flipkart card with limit 380000... Then got ace ... Then myzone LTF.. after getting Sony subscription i called customer care and asked to upgrade myzone card.. well he explained the features and said since u have more than 3 lakh limit it can be upgraded.. he completed the process on call nad next day it started to show in my axis app.. so with 4.53 lakh limit it's a piece of cake..

 

[Anonymous815]

For me it was very easy.. I had axis Flipkart card with limit 380000... Then got ace ... Then myzone LTF.. after getting Sony subscription i called customer care and asked to upgrade myzone card.. well he explained the features and said since u have more than 3 lakh limit it can be upgraded.. he completed the process on call nad next day it started to show in my axis app.. so with 4.53 lakh limit it's a piece of cake..

Thanks! Thats really useful information. How long did you wait after getting LTF myzone card to call the customer support for upgrade? Did you call them or sent across a mail?

 

[creditcardkakida]

Thanks! Thats really useful information. How long did you wait after getting LTF myzone card to call the customer support for upgrade? Did you call them or sent across a mail?

It took almost 1 month to get Sony subscription perhaps .. and i took another 1 month to decide whether to apply for magnus or not..

 

[hks789]

Your Flipkart card is already 1 year old, so if CC rejects myzone to magnus upgrade, upgrade the Flipkart limit to 4.53.
Just mail the MD desk to remove the per-card limit from your cards. Axis has a shared/aggregate limit concept, so your aggregate is already 4.53 L.
You can make your Flipkart have the same limit. Then upgrade Flip to Magnus.
Chatting with Axis CC to remove the per-card limit is a waste of time. Most of them don't understand the aggregate limit concept and will ask for salary slips for LE. It's better to write directly to escalation matrix. It will be done in 2-3 working days max.

You don't need to waste another CIBIL inquiry on a new Magnus application. Axis limits are anyway shared

 

[Anonymous815]

Your Flipkart card is already 1 year old, so if CC rejects myzone to magnus upgrade, upgrade the Flipkart limit to 4.53.
Just mail the MD desk to remove the per-card limit from your cards. Axis has a shared/aggregate limit concept, so your aggregate is already 4.53 L.
You can make your Flipkart have the same limit. Then upgrade Flip to Magnus.
Chatting with Axis CC to remove the per-card limit is a waste of time. Most of them don't understand the aggregate limit concept and will ask for salary slips for LE. It's better to write directly to escalation matrix. It will be done in 2–3 working days max.

Wow! I appreciate your help. Can you please help me with mail id as well? I will do it right away.

 

[Anonymous815]

Wow! I appreciate your help. Can you please help me with mail id as well? I will do it right away.

Never mind I found it online. I have sent them a mail requesting to remove the per card limit. Will keep you informed. Thanks!

 

[Ravi007]

You might get pre approved magnus card within your app if other axis card limit is above 3 lac. Same happens with me .