Offer Fulfilled! Limit Enhancement and Upgrade Offers Rolling Out!

[CardGenius]

It seems that HDFC is planning something for Diwali.

Many people have received Limit Enhancement and Upgrade Offers today.

Even I got upgrade to DCB Metal.
Check yours!

 

[coolguy1]

Got an upgrade offer but no LE!

I rarely use the card so wasn't expecting much either.

 

[HumorSimpson]

Got an upgrade offer but no LE!

I rarely use the card so wasn't expecting much either.

what to what ?

 

[Hisoka]

what to what ?

Moneyback+ paid to Infinia LTF

 

[HumorSimpson]

Moneyback+ paid to Infinia LTF

Could have waited for infinia reserve

 

[Ak2222]

I have a salary account with HDFC and no credit card so far. Just saw emails offering Freedom card as LTF but I prefer Millenia (at least). Should I apply for this freedom and try for upgrades or wait for Millenia LTF? Any suggestions please! Also my net pay is 1.5+L per month so can it be upgraded to Preferred banking program and then expect Millenia CC LTF?

 

[DarthBrooks]

Hi, everyone, after 1 month of back and forth emails, HDFC increased the limit by 50K, not great but good enough for now, but in case if I were to get regular LE offer, will it be available 6 months from now, or will I be eligible anytime and it doesn't matter ?

 

[DK007]

Anyone with 1 Core card & 1 UPI floater card got any limit enhancement offer?

 

[dealminer]

I have a salary account with HDFC and no credit card so far. Just saw emails offering Freedom card as LTF but I prefer Millenia (at least). Should I apply for this freedom and try for upgrades or wait for Millenia LTF? Any suggestions please! Also my net pay is 1.5+L per month so can it be upgraded to Preferred banking program and then expect Millenia CC LTF?

I suggest wait for better offers.
Upgrade is hard with hdfc

 

[dealminer]

Anyone with 1 Core card & 1 UPI floater card got any limit enhancement offer?

✋ ✋ ✋

 

[Umang85]

Got CL enhanced from 9,99,999 to 10.67 Went for it anyways.

 

[Umang85]

Also getting an upgrade offer on regalia first LTF to MILLENNIA FYF. Don't think it is worth. Any takes on this? I mainly use amex and bonvoy over this. But it is my oldest card with over 6 years.

 

[girish3456]

Correct. No use for DCB Plastic. I was on Millennia.

Why no use of DCB plastic when it's LTF for me

 

[CardGenius]

Why no use of DCB plastic when it's LTF for me

I was saying it's not worth upgrading to Metal if you have a DCB LTF already.

 

[Aegon]

Should i even accept this?

 

[Enzo_Ferrari]

No credit limit nor upgrade offer for me 🙁

 

[gamersgzb]

No credit limit nor upgrade offer for me 🙁

Same here got last limit increase in HDFC in September 2020

 

[girish3456]

I was saying it's not worth upgrading to Metal if you have a DCB LTF already.

Oh ok ok. Ya true

 

[HumorSimpson]

No credit limit nor upgrade offer for me 🙁

BTW who is this guy ?

 

[djrocky]

I was saying it's not worth upgrading to Metal if you have a DCB LTF already.

My relative is having DCB LTF (and stuck for long years in this) along with Tata neu infinity LTF and Swiggy LTF.
His wife is getting Millennia card LTF because of banking relationship though she is already using the DCB addon card of her husband. She doesn't have any CIBIL rating.
Their total spending is not too high (max 6 lakhs in an year) Do u think getting millennia would be for any use or they can try negotiating for another card which can compliment DCB or better in some circumstances)
Can someone suggest?

 

[smuff]

I have a salary account with HDFC and no credit card so far. Just saw emails offering Freedom card as LTF but I prefer Millenia (at least). Should I apply for this freedom and try for upgrades or wait for Millenia LTF? Any suggestions please! Also my net pay is 1.5+L per month so can it be upgraded to Preferred banking program and then expect Millenia CC LTF?

Get into preferred banking first, then take RM's help to apply cc offline, you should easily get regalia gold ltf.