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Looks like HDFC has started giving Regalia GOLD as LTF

b4bhar

TF Premier
guys, is the upgrade from Regalia to Regalia gold worth if we dont have have high spends to get the milestone benefits? I see the rewards same as Regalia. Am i missing anything here?
Also, Regalia has Rupay variant but i doubt if Regalia gold has a Rupay variant
 
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