LTF CC WITH NRV

[imdjay]

Main reason ye hai my city is not serviceable for kotak cc so BM denied…
Or FD wala card bo khud se ni dete……bas help kar sakte hain dilwaane mai online

bhaia. then no one will help for unsecured card. sirf fd based card le skte hain. Make an FD and then call customer care and tell them you need a credit card based on that FD. or if I am not wrong there is an option in the app itself somewhere to get a credit card based on your FD.

 

[doraemon]

bhaia. then no one will help for unsecured card. sirf fd based card le skte hain. Make an FD and then call customer care and tell them you need a credit card based on that FD. or if I am not wrong there is an option in the app itself somewhere to get a credit card based on your FD.

Yes credit card > fd linked cc> min 5k fd needed

 

[cardy]

Yes credit card > fd linked cc> min 5k fd needed

Yes easy peasy

 

[raghu.rokda]

bhaia. then no one will help for unsecured card. sirf fd based card le skte hain. Make an FD and then call customer care and tell them you need a credit card based on that FD. or if I am not wrong there is an option in the app itself somewhere to get a credit card based on your FD.

Yes credit card > fd linked cc> min 5k fd needed

Yes easy peasy

Thanks for your suggestions..🙏
But i know everything…
Already closed my kotak FD card 4 years ago…
I m asking for unsecured card by any method..

 

[doraemon]

Thanks for your suggestions..🙏
But i know everything…
Already closed my kotak FD card 4 years ago…
I m asking for unsecured card by any method..

I read here in threads that kotak uncle gives le and unsecured offer in fd

Isi ummed se 5k fd card le rakha hai with 81k expenses in 2.5 months from card approval

 

[doraemon]

Thanks for your suggestions..🙏
But i know everything…
Already closed my kotak FD card 4 years ago…
I m asking for unsecured card by any method..

So that means once fd card closed u can't create one?
Are u employed?
Or student like me?

 

[raghu.rokda]

I read here in threads that kotak uncle gives le and unsecured offer in fd

This statement is not valid for unserviceable pincode 😂

 

[raghu.rokda]

So that means once fd card closed u can't create one?
Are u employed?
Or student like me?

Le sakte hai…….but mujhe FD card nahi chahiye…
I am berojgaar right now

 

[doraemon]

This statement is not valid for unserviceable pincode 😂

How to know whether my pincode is service wala or not?

 

[raghu.rokda]

How to know whether my pincode is service wala or not?

You can asks any kotak cc agent…

 

[doraemon]

Le sakte hai…….but mujhe FD card nahi chahiye
I am berojgaar right now

As technofino said in a video dosto student ho matlab gareeb ho

You can asks any kotak cc agent…

Acha

Are hai koi yaha kotak ka agent?

 

[the_collector]

From these kotak is useless for me..

Because kotak bank BM doesn’t want to give cc to me…
I give two options to kotak BM in my last visit..

1) I invest in 20L FD & asked for unsecured cc

Result:- 50L ki FD v karoge, toh v nahi dunga unsecured card

2) Then i said fir FD card hi dedo

Result:- Online apply karo khud se

Fir saala bank kis k liye khola hai 😟

Interesting,

I think could be branch specific.

But generally based on the account variants you hold ( neon/platinum/black) , you will get the cards pre approved and LTF.

I wouldn't recommend disregarding kotak altogether and rather try a different branch.

You can also park enough money to maintain neon/platinum/black and use acti money to earn upto 7% for the amount parked. And the rest money can be deposited with a different bank like hdfc to take advantage of that also.

But also take into consideration your spends with the CC you want, kotak cards can be useless for lower spends on them.

 

[doraemon]

Le sakte hai…….but mujhe FD card nahi chahiye…
I am berojgaar right now

Kotak dreamdifferent card,

1 point for 100rs spent offline (0.25%)

2p for online. (0.5%)

Milestone benefit of 750rs if you spend 75k in a year. That's 1%.

So, if you spend 75k online in a year, that's 1% + 0.5% = 1.5%

Best reward rate for a secured card


Plus now they are giving 1000 rs joining voucher as well
So best card now in fd

 

[raghu.rokda]

Interesting,

I think could be branch specific.

But generally based on the account variants you hold ( neon/platinum/black) , you will get the cards pre approved and LTF.

I wouldn't recommend disregarding kotak altogether and rather try a different branch.

You can also park enough money to maintain neon/platinum/black and use acti money to earn upto 7% for the amount parked. And the rest money can be deposited with a different bank like hdfc to take advantage of that also.

But also take into consideration your spends with the CC you want, kotak cards can be useless for lower spends on them.

BM said chahe jitha pesa account mai daal lo

But unsecured cc nahi milega according to branch policy

 

[raghu.rokda]

Kotak dreamdifferent card,

1 point for 100rs spent offline (0.25%)

2p for online. (0.5%)

Milestone benefit of 750rs if you spend 75k in a year. That's 1%.

So, if you spend 75k online in a year, that's 1% + 0.5% = 1.5%

Best reward rate for a secured card


Plus now they are giving 1000 rs joining voucher as well
So best card now in fd

But spent kaha karun 😂
Jawaab do @doraemon
Trick chupaane se kuch ni hoga…

 

[the_collector]

BM said chahe jitha pesa account mai daal lo

But unsecured cc nahi milega according to branch policy

Mere pas neon hai, I got zen signature LTF.

So could be dependent from case to case.

Try a different branch maybe

 

[doraemon]

But spent kaha karun 😂
Jawaab do @doraemon
Trick chupaane se kuch ni hoga…

Open mobilkwik accounts on family members account
And load unload 1k pm per account free
U can use frends mobik account as well

Use Bajaj recharge offer and pay using this card
I pay using that and 120 per day used per account


And more tricks as well

 

[doraemon]

But spent kaha karun 😂
Jawaab do @doraemon
Trick chupaane se kuch ni hoga

Free time m mai metro mall chala jta hu aur wholesale mai saaman lene walo ka bill dedeta hu card se
And cash leleta hu

 

[doraemon]

Icai ka Paisa bharta hu isse
Payzapp load karke

Open mobilkwik accounts on family members account
And load unload 1k pm per account free
U can use frends mobik account as well

Use Bajaj recharge offer and pay using this card
I pay using that and 120 per day used per account


And more tricks as well

Kafi tarike hai
Aur bhi

 

[raghu.rokda]

Mere pas neon hai, I got zen signature LTF.

So could be dependent from case to case.

Try a different branch maybe

Eklauti branch hai