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Major devaluation by CheQ

now main question comes that how did they find out that people are using other cc in their app if they cant see any details & on what basis are they sending that notification
They do have access to Cibil record , based on that they show us our cards , now if someone manually adds a card , that is ok upto certain period of time as it takes time for new card to appear in Cibil.
But even after that if that card is not there on Cibil then there is a possibility that that card is of someone else .
 
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