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Millena DC Credit Card payments best alternative

Vineet_

TF Premier
As paytm stopped loading wallet via DC now what are best alternatives available for credit card payments available for credit cards payments via wallet as milliinea DC attracts 1% wallet reload features alternatives best success rate with reliable like paytm
 
Why risky ? Amazon wallet full kyc is best option and use Amazon wallet UPI to bank transfer or credit card bill repayment.
Risky ! Because if Amazon get blocked due to heavy load DC & transfer to ac you won't recover all cashback get vanished.

Any other best alternative for millena DC 1 % upto 400 now it seems unable to utilize kindlythroughsome limelight @VISHESH_BANSAL .
 
Risky ! Because if Amazon get blocked due to heavy load DC & transfer to ac you won't recover all cashback get vanished.

Any other best alternative for millena DC 1 % upto 400 now it seems unable to utilization.
LOL, you trust paytm wallet but you dnt trust Amazon wallet ? All wallets comes under RBI license.

And why you want to load 40k in a single transfer.

load in 8 parts na 5k*8 times. I dnt think so any minmum transaction restriction.

load 5k, spend and load again 5k.
 
How to do the cc bill payment?
Visit billdesk cc bill payment open and send UPI request or scan & pay via UPI.

another trick you can enter Axis bank CC bill payment UPI id and pay - Pay your Axis Bank Credit Card bill instantly by entering the UPI payment id as: Cc.91 <Your 10 Digit Registered Mobile No.><Last 4 Digits Of Your Credit Card>@Axisbank

Few other banks also have their own UPI ID for cc bill repayment.
 
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LOL, you trust paytm wallet but you dnt trust Amazon wallet ? All wallets comes under RBI license.

And why you want to load 40k in a single transfer.

load in 8 parts na 5k*8 times. I dnt think so any minmum transaction restriction.

load 5k, spend and load again 5k.
Yes it risky for me it linked with Amazon icici if it looses this will disaster even Amazon won't listen to violate seems they stopped insurance payments from cc for paytm it self is payments app so there was no issue will try but won't go for large payments via this mode expected less than 5k seems serious.
 
Visit billdesk cc bill payment open and sned UPI request or scan & pay via UPI.

another trick you can enter Axis bank CC bill payment UPI id and pay - Pay your Axis Bank Credit Card bill instantly by entering the UPI payment id as: Cc.91 <Your 10 Digit Registered Mobile No.><Last 4 Digits Of Your Credit Card>@Axisbank

Few other banks also have their own UPI ID for cc bill repayment.
Thanks for details if amount not reflected in credit card any way to track or escalation matrix .

Will try this how longer it will take Credit or millinea DC considered this for 1 % value back anyone tried.
 
Recently checked now paytm enable direct dc payment option if i pay with millinia dc will attract cashback i tried to check mcc code below link of exclusion catagories but i am not aware correct mcc which is used by paytm for cc bill pay as previous this dc option disabled but wallet reload working now this opposite situation. @TechnoFino

HDFC millinea mcc -

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Personal/Pay/Cards/Millennia Cards/Millennia Debit Card/Millenia-MCC-Exclusion-(2).pdf

Npci MCC -


ClassificationMCCDescription
ECOM Merchant Category-wise Classification - Jun'23
High Transacting Categories9399Government Services - not elsewhere classified
6540Poi (Point Of Interaction) Funding Transactions
4900Utilities - Electric, Gas, Sanitary, Water
4814Calls Through Use of Magnetic Stripe - Reading Telephones
5816Digital Goods-Games
8220Colleges, Universities, Professional Schools, and Junior Colleges
5399Miscellaneous General Merchandise
5699Miscellaneous Apparel and Accessory Stores
4112Passenger Railways
5814Fast Food Restaurants
Medium Transacting Categories6300Insurance Sales, Underwriting, and Premiums
5411Grocery Stores and Supermarkets
7399Business Services, Not Elsewhere Classified
6513Real Estate (e.g,rent)
6012Financial Institutions - Merchandise and Services
4816Computer Network/Information Services
8299Schools and Educational Services - not elsewhere classified
4899Cable, Satellite, and Other Pay Television and Radio Services
4722Travel Agencies and Tour Operators
8211Elementary and Secondary Schools
All Other Categories5999Miscellaneous and Specialty Retail Stores
9311Tax Payments
4121Limousines and Taxicabs
5817Digital Goods-Software Applications(Excludes Games)
8244Schools, Business and Secretarial
4784Toll and Bridge Fees
4131Bus Lines
7832Motion Picture Theaters
7994Video Game Arcades and Establishments
Others

Glossary​

  • Category classification is made in terms of Approved UPI transaction Volume.
  • High Transacting Categories: Top 10 MCCs
  • Medium Transacting Categories: Next 10 MCCs
  • All Other Categories: Next 9 MCCs along with all other MCCs clubbed under 'Others'
  • MCC Description is with reference to ISO 18245:2003 standard
 
Yes it risky for me it linked with Amazon icici if it looses this will disaster even Amazon won't listen to violate seems they stopped insurance payments from cc for paytm it self is payments app so there was no issue will try but won't go for large payments via this mode expected less than 5k seems serious.
Aise kuch nahi hoga, Jada se Jada Amazon wale DC pe restriction laga dega ya disabled kar denge itna over maat socho.

CC bill pay bhi 5k kar k karo, jaruri nahi ki ekbar me 40k pay karo.
 
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