Moneyback to Millennia

[Sanjay]

Hi, I have got a card upgrade from my moneyback+ cc to millennia cc. The limit is the same. Should I upgrade or wait for the limit to get an increase? Also, my moneyback cc is ltf so is there any way I can make millennia cc ltf also?

 

[Rahul Gupta]

Hi, I have got a card upgrade from my moneyback+ cc to millennia cc. The limit is the same. Should I upgrade or wait for the limit to get an increase? Also, my moneyback cc is ltf so is there any way I can make millennia cc ltf also?

Bro you should take the upgrade right away and annual fee waiver is just 1lakh. Hdfc is not poviding LTF for upgraded cards as of now.

 

[rockyBalboa]

Hi, I have got a card upgrade from my moneyback+ cc to millennia cc. The limit is the same. Should I upgrade or wait for the limit to get an increase? Also, my moneyback cc is ltf so is there any way I can make millennia cc ltf also?

You should take it. Millennia is better. How old is your moneyback+ card? Also if you don't mind please share your credit limit and spending pattern?

 

[Sanjay]

You should take it. Millennia is better. How old is your moneyback+ card? Also if you don't mind please share your credit limit and spending pattern?

My moneyback cc is 13 months old with a limit of ₹75000. I spent a lot in the first 11 months as I didn’t have any other cc. But after not getting a single LE I started using it only where I was getting offer. Now I have hot the offer which is good but I was expecting a LE as I have spent a lot on this card and paid all dues on time. Nonetheless, let's see when I will get LE.

 

[Sanjay]

You should take it. Millennia is better. How old is your moneyback+ card? Also if you don't mind please share your credit limit and spending pattern?

This means I will not be able to make it LTF even after spending 1 lakh?

 

[rockyBalboa]

This means I will not be able to make it LTF even after spending 1 lakh?

I don't think so. Spending 1 lakh will get you next year fees reversal not LTF. There are many threads about people having HDFC LTF issues. Post your query there and someone with more experience will guide you.